YESBANK · NSE
Yes Bank Limited
₹22.72
-1.77% (-₹0.41)
Prev. close
₹23.13
Volume
7,35,63,796
Delivery %
65.4%
As of
18 Sept 2026
Price history
Nomura Analysis · Nomura Global Markets Research · 08 Sept 2026
“Bullish on YES Bank, forecasting a 7% upgrade to its fiscal 2028 pretax earnings. The bank's FCNR(B) deposits are estimated at 10.4% of its deposit base, with a potential spread of 2.30% on deployed funds, positioning it for significant earnings gains among mid-tier lenders.”
Published mid-session at 12:13 IST. Tracking counts only prices printed after publication — the chart's dashed divider marks that moment; earlier prices never count toward entry or results.
Analyst sentiment
Analysts lean bearish
5 analyst stances · last 90 days · one per analyst
Trackable
4 · 1 bull / 0 neutral / 3 bear
Long-Horizon
none in window
Commentary
1 · 1 bull / 0 neutral / 0 bear
Trackable = verdict-bearing calls · Long-Horizon = 1yr+ horizon, verdict pending · Commentary = context, not graded
Analyst opinions
| Call | Analyst | Instrument | Verdict | Actions | |||
|---|---|---|---|---|---|---|---|
| “Bullish on Yes Bank, estimating a potential 6–12% increase in profit before tax due to the revised UPI MDR structure for…” | Citi AnalysisCitigroup Inc. | Yes Bank | PENDING | ||||
| “Bullish on Yes Bank, identifying it as a standout beneficiary of new MDR charges on select UPI transactions above Rs 2,0…” | Citi AnalysisCitigroup Inc. | Yes Bank | PENDING | ||||
| “Bullish on YES Bank, forecasting a 7% upgrade to its fiscal 2028 pretax earnings. The bank's FCNR(B) deposits are estima…” | Nomura AnalysisNomura Global Markets Research | YES Bank | PENDING | ||||
“Bullish on YES Bank, forecasting a 7% upgrade to its fiscal 2028 pretax earnings. The bank's FCNR(B) deposits are estimated at 10.4% of its deposit base, with a potential spread of 2.30% on deployed funds, positioning it for significant earnings gains among mid-tier lenders.” This call hasn't reached its evaluation window yet — the verdict will appear here once it's graded. | |||||||
| “Assigned a Sell rating to Yes Bank with a target price of Rs 22, indicating a downside of 4%. The brokerage's framework …” | Goldman Sachs AnalysisGoldman Sachs Group Inc. | Yes Bank | PENDING | ||||
| “Upgraded its rating on Yes Bank shares to 'Reduce' from 'Sell', setting a target price of ₹22 per share. Q1 profit beat …” | JM Financial AnalysisJM Financial Institutional Securities | Yes Bank | NOT GRADED | ||||
| “Maintained a 'Reduce' call on Yes Bank shares with a target price of ₹22, implying a nearly 7% downside. The Q1 profit m…” | Nuvama AnalysisNuvama Alternative & Quantitative Research | Yes Bank | NOT GRADED | ||||
Market commentary · 1 · levels, conditionals, previews, macro & hedged views — context, not graded
| Call | Analyst | Instrument | Verdict | Actions |
|---|---|---|---|---|
| “Bullish on YES Bank due to the new Merchant Discount Rate (MDR) on select UPI transactions, effective October 15. This n…” | Citi AnalysisCitigroup Inc. | YES Bank | PENDING |
Fundamentals
About Yes Bank Limited
Yes Bank Limited engages in the provision of various banking and financial products and services in India. It operates through Treasury, Corporate Banking /Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, salary, and current accounts; deposits; safe deposit locker; credit, debit, prepaid, and MCTC cards; and NRI products. It also provides consumer, commercial, MSME, and rural and agri loans; custom duty, GTS, direct tax, online loan, credit card, and bill payments, as well as outward remittances and forex cards; wealth management, insurance, and government schemes; and working capital finance, term lending, foreign currency loan, supply chain finance, and equipment finance. In addition, the company offers trade finance; cash management; value added services; commercial business, multinational corporate, government, emerging corporate, and corporate banking, as well as financial institutions; digital solutions; and agri and micro products. Further, it provides agri-business product management; merchant acquiring services; food and agribusiness strategic advisory and research; corporate and government advisory; project finance, real estate and loan syndication; YES Premia, YES Grandeur, YES First, Yes Private, YES CONNECT, YES Genie, YES Prosperity, and YES Powher Up products; IRIS Biz mobile app; and ATM. The company serves large corporates, small and medium enterprises, individuals, women microfinance borrowers, and others. The company was incorporated in 2003 and is headquartered in Mumbai, India.
Details
Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Vinay Muralidhar Tonse
Headquarters
Mumbai
Employees
29,577
Website
yes.bank.inExchange
View on NSE ↗Key stats
Market cap
₹72,601.48 Cr
P/E ratio (TTM)
19.4
EPS (TTM)
₹1.19
Beta (1Y · daily vs NIFTY 50)
1.12
Beta (5Y · monthly vs NIFTY 50)
1.22
Shares float
1,528.36 Cr
EPS · quarter ended Jun 2026
₹0.34
Upcoming earnings
17 Oct 2026
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹23,475.39 Cr | ₹22,423.52 Cr | ₹9,369.72 Cr | ₹13,978.28 Cr | ₹16,829.96 Cr | ₹18,436.96 Cr | |
| ₹-3,488.93 Cr | ₹1,064.06 Cr | ₹735.82 Cr | ₹1,285.20 Cr | ₹2,446.49 Cr | ₹3,511.71 Cr | |
| Diluted EPS | ₹-1.64 | ₹0.43 | ₹0.28 | ₹0.44 | ₹0.78 | ₹1.12 |
Interest expense has filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| — | ₹3.18 L Cr | ₹3.55 L Cr | ₹4.06 L Cr | ₹4.24 L Cr | ₹4.70 L Cr | |
| Total debt | — | — | ₹71,016.98 Cr | ₹78,862.61 Cr | ₹70,867.45 Cr | ₹65,450.82 Cr |
| Stockholders' equity | — | — | ₹40,718.18 Cr | ₹42,155.19 Cr | ₹47,832.42 Cr | ₹51,158.41 Cr |
Total assets, Cash & equivalents, Fixed assets, Total debt, Stockholders' equity have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹50,123.99 Cr | ₹23,597.75 Cr | ₹-25,816.26 Cr | ₹9,644.55 Cr | ₹6,386.40 Cr | ₹21,216.85 Cr | |
| Investing cash flow | ₹5,664.18 Cr | ₹-14,511.40 Cr | ₹-12,904.02 Cr | ₹-12,430.95 Cr | ₹8,527.28 Cr | ₹-4,970.70 Cr |
| ₹-34,942.04 Cr | ₹8,391.16 Cr | ₹11,450.38 Cr | ₹2,770.82 Cr | ₹-5,651.25 Cr | ₹-6,485.18 Cr | |
| Capital expenditure | ₹-269.60 Cr | ₹-14,523.13 Cr | ₹-791.59 Cr | ₹-980.66 Cr | ₹-741.73 Cr | ₹-739.07 Cr |
| End cash position | ₹29,325.25 Cr | ₹46,748.21 Cr | ₹19,356.01 Cr | ₹19,318.45 Cr | ₹28,567.26 Cr | ₹38,347.35 Cr |
Debt issued, Debt repaid have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21–Jun 26(23Q) |
|---|---|
| Promoter | 0.00% |
| Public | 100.00% |
| Employee trusts | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Yes Bank Limited | ₹72,601.48 Cr | ₹22.72 | 19.4 | 1.42 | 6.9% | 1.28 | +9.5% | +7.8% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Show all 22
Concall transcripts
Show all 11
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
44 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.