UNIONBANK · NSE
Union Bank of India
₹176.56
-0.86% (-₹1.53)
Prev. close
₹178.09
Volume
64,01,370
Delivery %
64.5%
As of
18 Sept 2026
Price history
Analyst sentiment
Analysts lean bullish
2 analyst stances · last 90 days · one per analyst
Trackable
2 · 2 bull / 0 neutral / 0 bear
Long-Horizon
none in window
Commentary
none in window
Trackable = verdict-bearing calls · Long-Horizon = 1yr+ horizon, verdict pending · Commentary = context, not graded
Analyst opinions
| Call | Analyst | Instrument | Verdict | Actions |
|---|---|---|---|---|
| “Bullish on Union Bank of India, recommending a buy at CMP Rs 183 for a target of Rs 191–196, with a stop loss at Rs 175.…” | Sudeep ShahSBI Securities | Union Bank of India | PENDING | |
| “Bullish on Union Bank of India, recommending a buy with a target price of ₹194 and a stop-loss at ₹177. The stock has sh…” | Chandan TapariaMotilal Oswal Financial Services Ltd | Union Bank of India | PENDING |
Fundamentals
About Union Bank of India
Union Bank of India provides banking products and services in India. It operates in four segments: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations. The company provides its products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. Union Bank of India was incorporated in 1919 and is headquartered in Mumbai, India.
Details
Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Asheesh Pandey
Headquarters
Mumbai
Employees
73,885
Website
unionbankofindia.bank.inExchange
View on NSE ↗Key stats
Market cap
₹1.36 L Cr
P/E ratio (TTM)
6.6
Dividend yield
2.81%
EPS (TTM)
₹27.03
Beta (1Y · daily vs NIFTY 50)
1.44
Beta (5Y · monthly vs NIFTY 50)
1.30
Shares float
192.70 Cr
EPS · quarter ended Jun 2026
₹7.39
Upcoming earnings
29 Oct 2026
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹83,210.54 Cr | ₹81,754.07 Cr | ₹47,131.65 Cr | ₹55,177.69 Cr | ₹59,339.68 Cr | ₹58,787.88 Cr | |
| ₹2,863.40 Cr | ₹5,265.32 Cr | ₹8,511.67 Cr | ₹13,797.11 Cr | ₹18,026.95 Cr | ₹19,430.20 Cr | |
| Diluted EPS | ₹4.47 | ₹7.77 | ₹12.45 | ₹19.15 | ₹23.62 | ₹25.45 |
Employee benefit expense, Interest expense, Other income have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹10.72 L Cr | ₹11.94 L Cr | ₹12.88 L Cr | ₹14.02 L Cr | ₹15.11 L Cr | ₹15.88 L Cr | |
| Total debt | ₹51,837.11 Cr | ₹51,245.20 Cr | ₹42,736.59 Cr | ₹26,974.27 Cr | ₹64,992.42 Cr | ₹73,797.87 Cr |
| Stockholders' equity | ₹64,476.74 Cr | ₹70,757.12 Cr | ₹78,699.51 Cr | ₹97,597.66 Cr | ₹1.14 L Cr | ₹1.34 L Cr |
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹20,527.34 Cr | ₹36,338.88 Cr | ₹6,111.42 Cr | ₹19,929.69 Cr | ₹-20,387.05 Cr | ₹-35,798.35 Cr | |
| Investing cash flow | ₹-601.09 Cr | ₹-325.89 Cr | ₹-2,561.05 Cr | ₹-1,393.77 Cr | ₹-1,889.77 Cr | ₹-7,075.25 Cr |
| ₹-18,860.66 Cr | ₹-1,018.11 Cr | ₹-10,654.16 Cr | ₹-11,488.94 Cr | ₹33,819.01 Cr | ₹7,728.92 Cr | |
| Capital expenditure | ₹-718.98 Cr | ₹-749.83 Cr | ₹-3,065.55 Cr | ₹-1,648.80 Cr | ₹-1,667.59 Cr | ₹-3,223.78 Cr |
| End cash position | ₹84,410.35 Cr | ₹1.20 L Cr | ₹1.13 L Cr | ₹1.20 L Cr | ₹1.31 L Cr | ₹96,043.35 Cr |
Debt issued, Debt repaid have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | May 21–Mar 23(8Q) | Jun 23 | Aug 23–Dec 23(3Q) | Feb 24–Jun 26(11Q) |
|---|---|---|---|---|
| Promoter | 83.49% | 83.49% | 76.99% | 74.76% |
| Public | 16.51% | 16.50% | 23.01% | 25.24% |
| Employee trusts | 0.00% | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Union Bank of India | ₹1.36 L Cr | ₹178.09 | 6.6 | 1.02 | 14.5% | 0.55 | -0.9% | +30.0% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Show all 26
Concall transcripts
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
48 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.