POONAWALLA · NSE
Poonawalla Fincorp Limited
₹479.4
+10.77% (+₹46.6)
Prev. close
₹432.8
Volume
71,63,603
Delivery %
29.0%
As of
18 Sept 2026
Price history
Jefferies Analysis · Jefferies · 11 Sept 2026
“Bullish on Poonawalla Fincorp, projecting the stock to reach ₹560, a 27% upside. The firm expects a 34% AUM CAGR over the next three years, driven by new products scaling to 34% of total AUM. Margin expansion is anticipated from higher disbursement yields and faster growth in prime PL and gold loans, with credit costs easing due to benign asset quality in the unsecured segment.”
Published mid-session at 10:37 IST. Tracking counts only prices printed after publication — the chart's dashed divider marks that moment; earlier prices never count toward entry or results.
Analyst sentiment
Analysts lean bullish
1 analyst stance · last 90 days · one per analyst
Trackable
1 · 1 bull / 0 neutral / 0 bear
Long-Horizon
none in window
Commentary
none in window
Trackable = verdict-bearing calls · Long-Horizon = 1yr+ horizon, verdict pending · Commentary = context, not graded
Analyst opinions
| Call | Analyst | Instrument | Verdict | Actions | |||
|---|---|---|---|---|---|---|---|
| “Bullish on Poonawalla Fincorp, projecting the stock to reach ₹560, a 27% upside. The firm expects a 34% AUM CAGR over th…” | Jefferies AnalysisJefferies | Poonawalla Fincorp | PENDING | ||||
“Bullish on Poonawalla Fincorp, projecting the stock to reach ₹560, a 27% upside. The firm expects a 34% AUM CAGR over the next three years, driven by new products scaling to 34% of total AUM. Margin expansion is anticipated from higher disbursement yields and faster growth in prime PL and gold loans, with credit costs easing due to benign asset quality in the unsecured segment.” This call hasn't reached its evaluation window yet — the verdict will appear here once it's graded. | |||||||
Fundamentals
About Poonawalla Fincorp Limited
Poonawalla Fincorp Limited, a non-banking finance company, provides consumer and MSME financing services in India. The company offers prime personal, gold, education, consumer durable, commercial vehicle, shopkeeper, instant consumer, pre-owned car, business, mid-market, machinery and medical equipment, and professional loans, and loan against property, as well as NBFC lending. It also provides supply chain financing and credit leasing services. In addition, the company offers insurance services. It serves individuals, salaried and self-employed professionals, students, proprietorship, MSMEs, OPCs, partnership firms, LLPs, private and public companies, private and public trusts, and society. The company was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. The company was incorporated in 1978 and is based in Mumbai, India. Poonawalla Fincorp Limited operates as a subsidiary of Rising Sun Holdings Pvt Ltd.
Details
Sector
Financial Services
Industry
Credit Services
CEO
Mr. Arvind Kapil
Headquarters
Mumbai
Employees
5,860
Website
poonawallafincorp.comExchange
View on NSE ↗Key stats
Market cap
₹41,989.06 Cr
P/E ratio (TTM)
50.1
EPS (TTM)
₹9.56
Beta (1Y · daily vs NIFTY 50)
1.44
Beta (5Y · monthly vs NIFTY 50)
1.48
Shares float
32.26 Cr
EPS · quarter ended Jun 2026
₹3.54
Upcoming earnings
16 Oct 2026
Financial Performance
01 · Financials
FY22 growth needs FY21 filings, which the data source doesn't provide. Net income is omitted from this chart: coverage begins inside the plotted window, and every plotted period must carry a complete point set — the P&L table below has the available figures.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: Yahoo (no NSE corporate-actions ledger for this listing).
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹2,318.90 Cr | ₹2,004.39 Cr | ₹1,938.58 Cr | ₹3,109.01 Cr | ₹4,189.76 Cr | ₹6,790.18 Cr | |
| EBITDA | ₹402.45 Cr | ₹1,260.89 Cr | ₹879.12 Cr | ₹2,217.95 Cr | ₹-54.01 Cr | ₹849.93 Cr |
| — | — | ₹683.98 Cr | ₹1,682.75 Cr | ₹-98.34 Cr | ₹541.81 Cr | |
| Diluted EPS | ₹-20.74 | ₹5.17 | ₹8.86 | ₹21.63 | ₹-1.27 | ₹6.82 |
Net income has filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹13,212.18 Cr | ₹16,442.71 Cr | ₹23,220.61 Cr | ₹24,086.90 Cr | ₹35,029.94 Cr | ₹60,271.56 Cr | |
| ₹8,376.42 Cr | ₹8,445.07 Cr | ₹11,209.16 Cr | ₹15,215.72 Cr | ₹26,081.24 Cr | ₹48,435.80 Cr | |
| Stockholders' equity | ₹2,194.30 Cr | ₹6,058.23 Cr | ₹6,861.40 Cr | ₹8,167.08 Cr | ₹8,174.66 Cr | ₹10,348.24 Cr |
Current assets, Inventory, Trade receivables, Non-current assets, CWIP, Others, Long-term debt, Current (short-term) debt have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹1,644.30 Cr | ₹-3,049.29 Cr | ₹-5,063.87 Cr | ₹-7,556.49 Cr | ₹-10,569.43 Cr | ₹-21,785.59 Cr | |
| Investing cash flow | ₹81.35 Cr | ₹143.25 Cr | ₹-283.12 Cr | ₹2,969.35 Cr | ₹-481.91 Cr | ₹-1,340.32 Cr |
| ₹-1,573.78 Cr | ₹2,902.93 Cr | ₹5,748.47 Cr | ₹4,330.67 Cr | ₹10,820.81 Cr | ₹23,387.26 Cr | |
| Capital expenditure | ₹-22.53 Cr | ₹-62.80 Cr | ₹-81.02 Cr | ₹-17.91 Cr | ₹-43.32 Cr | ₹-107.02 Cr |
| End cash position | ₹357.82 Cr | ₹354.71 Cr | ₹756.19 Cr | ₹255.18 Cr | ₹24.65 Cr | ₹286.00 Cr |
Debt issued, Debt repaid have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21 | Dec 21 | Mar 22 | Jun 22 | Sep 22 | Dec 22 | Mar 23 | Jun 23 | Sep 23 | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 | Sep 25 | Dec 25 | Mar 26 | Apr 26 | Jun 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 72.52% | 68.25% | 61.50% | 61.49% | 61.48% | 62.05% | 62.14% | 62.12% | 62.10% | 62.07% | 62.13% | 62.09% | 61.87% | 62.36% | 62.53% | 62.46% | 63.97% | 63.96% | 63.95% | 63.93% | 59.03% | 59.02% |
| Public | 27.47% | 31.75% | 38.50% | 38.51% | 38.52% | 37.95% | 37.86% | 37.88% | 37.90% | 37.93% | 37.35% | 37.25% | 37.47% | 36.98% | 36.82% | 36.89% | 35.41% | 35.42% | 35.46% | 35.47% | 40.42% | 40.45% |
| Employee trusts | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.52% | 0.66% | 0.65% | 0.65% | 0.65% | 0.65% | 0.63% | 0.62% | 0.59% | 0.59% | 0.55% | 0.53% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Poonawalla Fincorp Limited | ₹37,876.87 Cr | ₹432.8 | 45.2 | 3.66 | 5.2% | 4.68 | +62.2% | -3.2% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 29
Concall transcripts
Show all 24
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
24 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.
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