LICHSGFIN · NSE
LIC Housing Finance Limited
₹548.15
+0.41% (+₹2.25)
Prev. close
₹545.9
Volume
22,34,836
Delivery %
60.5%
As of
18 Sept 2026
Price history
ET Bureau Analysis · ET Bureau · 14 Sept 2026
“Bullish on LIC Housing Finance, targeting Rs 598–615 with a stop loss at Rs 539. Strong delivery-based buying over the past two weeks has lifted the stock from the Rs 480–490 support zone, indicating a positive price structure and sustained accumulation.”
Entry ≈ ₹563.9 (first trade after call)Target ₹598 (+6.0%)Stop ₹539 (-4.4%)R:R ~1.4:1Stopped out · 15 Sept 2026
Analyst sentiment
Analysts lean bullish
1 analyst stance · last 90 days · one per analyst
Trackable
1 · 1 bull / 0 neutral / 0 bear
Long-Horizon
none in window
Commentary
none in window
Trackable = verdict-bearing calls · Long-Horizon = 1yr+ horizon, verdict pending · Commentary = context, not graded
Analyst opinions
| Call | Analyst | Instrument | Verdict | Actions | |||
|---|---|---|---|---|---|---|---|
| “Bullish on LIC Housing Finance, targeting Rs 598–615 with a stop loss at Rs 539. Strong delivery-based buying over the p…” | ET Bureau AnalysisET Bureau | LIC Housing Finance Ltd | PENDING | ||||
“Bullish on LIC Housing Finance, targeting Rs 598–615 with a stop loss at Rs 539. Strong delivery-based buying over the past two weeks has lifted the stock from the Rs 480–490 support zone, indicating a positive price structure and sustained accumulation.” This call hasn't reached its evaluation window yet — the verdict will appear here once it's graded. | |||||||
Fundamentals
About LIC Housing Finance Limited
LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. The company offers public, green, and corporate deposits; home loans to residents and non-residents Indians, as well as to pensioners; plot loans, home improvement and renovation, construction, and home extension loans; refinance; construction finance and term loans for builders and developers; and loans for staff quarters and other lines of credit for corporates. It also provides loans against properties for companies and individuals; loans against rental securitization; and loans to professionals. In addition, the company develops, establishes, and operates assisted living community centers for elderly citizens; manages, advises, and administers private equity funds, including venture capital and alternate investment funds; offers asset management and trusteeship services; and markets housing loan, life and general insurance products, mutual funds, fixed deposits, and credit cards. LIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.
Details
Sector
Financial Services
Industry
Mortgage Finance
CEO
Mr. Lokesh Mundhra
Headquarters
Mumbai
Employees
2,384
Website
lichousing.comExchange
View on NSE ↗Key stats
Market cap
₹30,151.70 Cr
P/E ratio (TTM)
5.2
Dividend yield
1.83%
EPS (TTM)
₹104.75
Beta (1Y · daily vs NIFTY 50)
1.05
Beta (5Y · monthly vs NIFTY 50)
1.26
Shares float
29.98 Cr
EPS · quarter ended Jun 2026
₹27.25
Upcoming earnings
28 Oct 2026
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹19,881.70 Cr | ₹19,974.36 Cr | ₹6,379.66 Cr | ₹8,676.74 Cr | ₹8,178.51 Cr | ₹8,549.95 Cr | |
| EBITDA | ₹17,867.98 Cr | ₹16,993.53 Cr | ₹19,764.56 Cr | ₹24,518.69 Cr | ₹26,502.05 Cr | ₹26,992.42 Cr |
| ₹2,741.00 Cr | ₹2,286.00 Cr | ₹2,890.77 Cr | ₹4,762.97 Cr | ₹5,442.23 Cr | ₹5,603.67 Cr | |
| Diluted EPS | ₹54.32 | ₹43.12 | ₹52.56 | ₹86.53 | ₹98.95 | ₹101.87 |
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹2.36 L Cr | ₹2.55 L Cr | ₹2.79 L Cr | ₹2.91 L Cr | ₹3.14 L Cr | ₹3.25 L Cr | |
| Total debt | — | — | ₹2.34 L Cr | ₹2.43 L Cr | ₹2.63 L Cr | ₹2.66 L Cr |
| Stockholders' equity | ₹20,601.00 Cr | ₹24,751.00 Cr | ₹27,185.00 Cr | ₹31,477.00 Cr | ₹36,352.00 Cr | ₹41,429.00 Cr |
Receivables (trade + unbilled), Trade receivables, Unbilled receivables (contract assets), Cash & equivalents, Total debt have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated. Inventory shows ₹0 for 2023-03-31, 2024-03-31, 2025-03-31, 2026-03-31 — a real filed figure, not a gap: positively consistent with a filer that holds no physical inventory (typical for lenders and other financial-services companies). 2021-03-31, 2022-03-31 have no Inventory figure at all reaching this deck yet — not verified as zero, not verified as positive — so they are left blank rather than assumed to match the filed zero.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹-11,324.00 Cr | ₹-16,729.00 Cr | ₹-19,632.00 Cr | ₹-7,151.00 Cr | ₹-16,978.00 Cr | ₹-8,504.00 Cr | |
| Investing cash flow | ₹858.23 Cr | ₹-1,628.21 Cr | ₹-799.24 Cr | ₹586.86 Cr | ₹-678.97 Cr | ₹1,752.04 Cr |
| ₹10,428.00 Cr | ₹17,850.00 Cr | ₹20,249.00 Cr | ₹7,346.00 Cr | ₹17,534.00 Cr | ₹6,192.00 Cr | |
| Capital expenditure | ₹-10.83 Cr | ₹-2,241.41 Cr | ₹-64.10 Cr | ₹-37.45 Cr | ₹-73.36 Cr | ₹-52.03 Cr |
| End cash position | ₹1,331.87 Cr | ₹824.35 Cr | ₹641.38 Cr | ₹1,422.82 Cr | ₹1,269.56 Cr | ₹709.56 Cr |
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21–Jun 26(20Q) |
|---|---|
| Promoter | 45.24% |
| Public | 54.76% |
| Employee trusts | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| LIC Housing Finance Limited | ₹30,027.94 Cr | ₹548.15 | 5.2 | 0.72 | 13.5% | 6.43 | +4.5% | -7.6% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 30
Concall transcripts
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
39 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.
LIC Housing Finance (LICHSGFIN) Share Price Falls 2.04% Today as Stock Slips to Rs 553.45
Univest · 12 days ago