KARURVYSYA · NSE
Karur Vysya Bank Limited
₹332.15
+0.20% (+₹0.65)
Prev. close
₹331.5
Volume
32,18,547
Delivery %
60.4%
As of
18 Sept 2026
Price history
Analyst sentiment
Analysts lean bullish
2 analyst stances · last 90 days · one per analyst
Trackable
2 · 2 bull / 0 neutral / 0 bear
Long-Horizon
none in window
Commentary
none in window
Trackable = verdict-bearing calls · Long-Horizon = 1yr+ horizon, verdict pending · Commentary = context, not graded
Analyst opinions
| Call | Analyst | Instrument | Verdict | Actions |
|---|---|---|---|---|
| “Maintains a 'buy' call on Karur Vysya Bank with a target price of ₹345. The bank delivered a steady Q1FY27, with loan gr…” | PL Capital AnalysisPL Capital | Karur Vysya Bank | PENDING | |
| “Maintains a 'buy' call on Karur Vysya Bank, raising the target price to ₹400 from ₹360, valuing the stock at nearly 2 ti…” | ICICI Securities AnalysisICICI Securities | Karur Vysya Bank | PENDING |
Fundamentals
About Karur Vysya Bank Limited
The Karur Vysya Bank Limited provides various banking and financial services for personal and corporate customers in India. The company operates through Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Operations segments. The Treasury segment offers investments in Central and State Government securities, debt instruments of banks, FIs, insurance companies, PSUs and corporates, certificates of deposits, equity shares, mutual funds, and security receipts, as well as forward contracts, derivatives and foreign exchange operations on proprietary accounts and for customers, including trading in these instruments, as well as borrowing and lending operations. The Corporate/Wholesale Banking segment includes all advances to trusts, partnership firms, companies, and statutory bodies. The Retail Banking segment comprises the lending of funds and other banking services to any legal person, including small business customers. The Other Banking Operations include bancassurance, third-party product distribution, demat services and other banking transactions, as well as deposits in RIDF and MSME funds. It also provides prepaid instruments, including gift, forex, travel, and re-loadable cards; life, non-life, and health insurance products; savings and current accounts; recurring and tax-saving deposits; personal, home, vehicle, and educational loans, as well as business loans; digital products; locker facilities; social security schemes; and government sponsored schemes. In addition, the company offers investment and payment collection and transaction banking services; FCNR, NRE, and NRO deposits; mortgage and jewel loans and loans against deposits; remittance services; and Internet and mobile banking services, as well as a range of products for the agricultural sector. The Karur Vysya Bank Limited was incorporated in 1916 and is headquartered in Karur, India.
Details
Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Ramesh Babu Boddu
Headquarters
Karur
Employees
9,845
Website
kvb.bank.inExchange
View on NSE ↗Key stats
Market cap
₹32,107.85 Cr
P/E ratio (TTM)
11.7
Dividend yield
0.78%
EPS (TTM)
₹28.38
Beta (1Y · daily vs NIFTY 50)
1.31
Beta (5Y · monthly vs NIFTY 50)
1.05
Shares float
92.03 Cr
EPS · quarter ended Jun 2026
₹7.82
Upcoming earnings
16 Oct 2026
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: Yahoo (no NSE corporate-actions ledger for this listing).
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| — | — | ₹4,195.93 Cr | ₹4,970.85 Cr | ₹6,089.47 Cr | ₹7,022.87 Cr | |
| ₹359.00 Cr | ₹673.00 Cr | ₹1,106.09 Cr | ₹1,604.81 Cr | ₹1,941.64 Cr | ₹2,510.33 Cr | |
| Diluted EPS | — | — | ₹11.48 | ₹16.64 | ₹20.1 | ₹25.97 |
Revenue, Employee benefit expense, Depreciation & amortisation, Tax provision, Interest expense, Other income, Diluted EPS have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹74,623.00 Cr | ₹80,071.00 Cr | ₹90,179.00 Cr | ₹1.05 L Cr | ₹1.19 L Cr | ₹1.37 L Cr | |
| Total debt | — | — | ₹1,432.01 Cr | ₹2,478.35 Cr | ₹1,216.98 Cr | ₹2,622.56 Cr |
| Stockholders' equity | — | — | ₹8,584.05 Cr | ₹10,040.07 Cr | ₹11,929.54 Cr | ₹14,107.87 Cr |
Cash & equivalents, Total debt, Stockholders' equity have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹3,366.00 Cr | ₹295.00 Cr | ₹1,217.00 Cr | ₹2,954.00 Cr | ₹4,487.00 Cr | ₹-554.00 Cr | |
| Investing cash flow | — | — | ₹-1,270.21 Cr | ₹-1,296.48 Cr | ₹-2,150.80 Cr | ₹-1,745.12 Cr |
| ₹-59.00 Cr | ₹-96.00 Cr | ₹-178.00 Cr | ₹-694.00 Cr | ₹-188.00 Cr | ₹-205.00 Cr | |
| Capital expenditure | — | — | ₹-62.22 Cr | ₹-98.10 Cr | ₹-171.63 Cr | ₹-152.13 Cr |
| End cash position | — | — | ₹4,695.13 Cr | ₹5,658.57 Cr | ₹7,806.72 Cr | ₹5,302.64 Cr |
Depreciation & amortization, Investing cash flow, Capital expenditure, End cash position have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21 | Dec 21 | Mar 22 | Jun 22 | Sep 22 | Dec 22 | Mar 23–Sep 23(3Q) | Dec 23 | Mar 24 | Jun 24 | Sep 24–Dec 24(2Q) | Mar 25 | Jun 25–Sep 25(2Q) | Dec 25–Jun 26(3Q) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 2.12% | 2.28% | 2.28% | 2.28% | 2.26% | 2.25% | 2.24% | 2.22% | 2.20% | 2.15% | 2.13% | 2.11% | 2.10% | 2.07% |
| Public | 97.88% | 97.72% | 97.74% | 97.73% | 97.74% | 97.75% | 97.76% | 97.78% | 97.80% | 97.85% | 97.87% | 97.89% | 97.90% | 97.93% |
| Employee trusts | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Karur Vysya Bank Limited | ₹32,364.02 Cr | ₹331.5 | 11.8 | 2.29 | 17.8% | 0.19 | +15.3% | +53.5% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 23
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
20 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.