IDFCFIRSTB · NSE
IDFC First Bank Limited
₹85.92
-0.47% (-₹0.41)
Prev. close
₹86.33
Volume
2,73,40,008
Delivery %
61.2%
As of
18 Sept 2026
Price history
Jay Thakkar · ICICI Securities · 16 Sept 2026
“Bearish on IDFC First Bank futures, recommending a sell on rallies near ₹86 with targets of ₹82.50 and ₹81, and a stop loss above ₹88. Despite outperforming Nifty Bank, there's divergence between price and open interest, with no meaningful long position additions at 52-week highs. Profit booking is likely amid broader sector weakness.”
Entry ₹86Target ₹82.5 (-4.1%)
Analyst sentiment
Analysts lean bullish
4 analyst stances · last 90 days · one per analyst
Trackable
4 · 3 bull / 0 neutral / 1 bear
Long-Horizon
none in window
Commentary
none in window
Trackable = verdict-bearing calls · Long-Horizon = 1yr+ horizon, verdict pending · Commentary = context, not graded
Analyst opinions
| Call | Analyst | Instrument | Verdict | Actions | |||
|---|---|---|---|---|---|---|---|
| “Bullish on IDFC First Bank, recommending a buy with a target price of ₹93 and a stop loss of ₹83. The stock shows underl…” | Ajit MishraReligare Broking | IDFC FIRST Bank | PENDING | ||||
| “Bearish on IDFC First Bank futures, recommending a sell on rallies near ₹86 with targets of ₹82.50 and ₹81, and a stop l…” | Jay ThakkarICICI Securities | IDFC First Bank | PENDING | ||||
“Bearish on IDFC First Bank futures, recommending a sell on rallies near ₹86 with targets of ₹82.50 and ₹81, and a stop loss above ₹88. Despite outperforming Nifty Bank, there's divergence between price and open interest, with no meaningful long position additions at 52-week highs. Profit booking is likely amid broader sector weakness.” This call hasn't reached its evaluation window yet — the verdict will appear here once it's graded. | |||||||
| “Bullish on IDFC First Bank, projecting a 12% upgrade to its fiscal 2028 pretax earnings. This is attributed to the bank'…” | Nomura AnalysisNomura Global Markets Research | IDFC First Bank | PENDING | ||||
| “Bullish on IDFC First Bank, recommending a buy with a target price of ₹92.75 and a stop loss of ₹84. The stock shows a H…” | Chandan TapariaMotilal Oswal Financial Services Ltd | IDFC First Bank | PENDING | ||||
Fundamentals
About IDFC First Bank Limited
IDFC First Bank Limited provides various banking and financial services in India. It operates through the Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers treasury and forex solutions, including correspondent banking, FX, cross-border swift, government bonds and strips, liberalized remittance scheme, and external commercial borrowing solutions, as well as treasury solutions comprising forwards, options, and swaps. It also provides retail lending solutions, such as home loans, vehicle loans, consumer loans, education loans, personal loans, used car loans, gold loans, rural finance, and tractor finance; SME lending solutions that consist of loan against property, business banking, working capital loans, commercial vehicle loans, micro enterprise loans, trade advance, and startup banking; CASA and fixed deposits, which include current accounts, savings accounts, fixed deposits, nostro/vostro accounts, overdrafts, corporate salary accounts, accounts for ONDC, and escrow account; and NRI Banking that comprises NRE accounts, NRO accounts, seafarer accounts, FCNR deposits, and NRE/NRO deposits. In addition, the company offers wealth management and distribution solutions, including distribution of life insurance, general insurance, credit shield, health insurance, mutual funds, and AIFs; credit cards; and FASTag, such as tag issuer, toll acquirer, toll, parking, and fuel solutions. Further, it provides trade finance solutions that consist of letters of credit and discounting, bank guarantee, buyer's credit/SBLC, parking credit in foreign currency and INR, remittances, and pre and post shipment finance; supply chain financing; and transaction banking and CMS solutions. The company was formerly known as IDFC Bank Limited and changed its name to IDFC First Bank Limited in January 2019. IDFC First Bank Limited was founded in 1997 and is based in Mumbai, India.
Details
Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Vembu Vaidyanathan AMP (HBS), MBA
Headquarters
Mumbai
Employees
43,059
Website
idfcfirst.bank.inExchange
View on NSE ↗Key stats
Market cap
₹74,435.43 Cr
P/E ratio (TTM)
32.8
Dividend yield
0.29%
EPS (TTM)
₹2.63
Beta (1Y · daily vs NIFTY 50)
1.25
Beta (5Y · monthly vs NIFTY 50)
1.65
Shares float
642.20 Cr
EPS · quarter ended Jun 2026
₹1.32
Upcoming earnings
17 Oct 2026
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹18,221.95 Cr | ₹20,345.27 Cr | ₹17,192.78 Cr | ₹22,479.69 Cr | ₹26,401.50 Cr | ₹29,445.73 Cr | |
| ₹483.18 Cr | ₹132.31 Cr | ₹2,484.93 Cr | ₹2,942.35 Cr | ₹1,490.35 Cr | ₹1,610.56 Cr | |
| Diluted EPS | ₹0.87 | ₹0.21 | ₹3.92 | ₹4.23 | ₹2.03 | ₹1.88 |
Interest expense has filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹1.63 L Cr | ₹1.90 L Cr | ₹2.40 L Cr | ₹2.96 L Cr | ₹3.44 L Cr | ₹4.00 L Cr | |
| Total debt | ₹45,786.09 Cr | ₹52,962.60 Cr | ₹57,212.09 Cr | ₹43,935.73 Cr | ₹33,123.79 Cr | ₹36,632.64 Cr |
| Stockholders' equity | ₹17,899.62 Cr | ₹21,066.00 Cr | ₹25,847.55 Cr | ₹32,273.58 Cr | ₹38,155.78 Cr | ₹47,403.81 Cr |
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹14,042.00 Cr | ₹2,679.00 Cr | ₹3,563.00 Cr | ₹11,543.00 Cr | ₹14,465.00 Cr | ₹6,817.00 Cr | |
| Investing cash flow | ₹-2,833.25 Cr | ₹-2,960.47 Cr | ₹-11,995.74 Cr | ₹-9,886.70 Cr | ₹-3,477.79 Cr | ₹-14,143.49 Cr |
| ₹-9,598.00 Cr | ₹10,211.00 Cr | ₹6,509.00 Cr | ₹-2,954.00 Cr | ₹-8,673.00 Cr | ₹4,972.00 Cr | |
| Capital expenditure | ₹-586.00 Cr | ₹-482.00 Cr | ₹-1,188.00 Cr | ₹-1,374.00 Cr | ₹-919.00 Cr | ₹-777.00 Cr |
| End cash position | ₹5,773.12 Cr | ₹15,702.37 Cr | ₹13,778.68 Cr | ₹12,481.16 Cr | ₹15,099.08 Cr | ₹12,766.50 Cr |
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21 | Dec 21 | Mar 22 | Jun 22 | Sep 22 | Dec 22 | Mar 23–Mar 23(2Q) | Jun 23 | Sep 23 | Oct 23 | Dec 23 | Mar 24 | Jun 24 | Jul 24 | Sep 24 | Oct 24–Jun 26(12Q) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 36.52% | 36.51% | 36.49% | 36.48% | 36.47% | 36.38% | 39.99% | 39.93% | 39.37% | 37.51% | 37.45% | 37.43% | 37.37% | 35.39% | 35.37% | 0.00% |
| Public | 63.48% | 63.49% | 63.51% | 63.52% | 63.53% | 63.62% | 60.01% | 60.07% | 60.63% | 62.49% | 62.55% | 62.57% | 62.63% | 64.61% | 64.63% | 100.00% |
| Employee trusts | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| IDFC First Bank Limited | ₹74,435.43 Cr | ₹85.92 | 32.8 | 1.57 | 3.4% | 0.77 | +11.5% | +19.4% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 12
Concall transcripts
Show all 11
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
44 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.
Up to 7% savings account interest rate: Check latest rates offered by Canara Bank, Bank of India and IDFC FIRST Bank
economictimes.com · 18 hours ago
CBI files charge sheet against IFoS officer Navneet Srivastava in CREST-IDFC First Bank fraud case
The CBI filed a supplementary charge sheet against IFoS officer Navneet Srivastava in the CREST fraud case, alleging Rs 80 lakh of diverted funds were used to purchase land in Goa. The investigation claims Rs 95 lakh was transferred to a company owned by Srivastava's wife and father-in-law, which had no genuine business activity. Bank managers also revealed illegal gratification was delivered to Srivastava via cash couriers.