HOMEFIRST · NSE
Home First Finance Company India Limited
₹1,241.3
+5.80% (+₹68)
Prev. close
₹1,173.3
Volume
8,73,253
Delivery %
57.1%
As of
18 Sept 2026
Price history
Analyst sentiment
Analysts lean bullish
2 analyst stances · last 90 days · one per analyst
Trackable
none in window
Long-Horizon
none in window
Commentary
2 · 2 bull / 0 neutral / 0 bear
Trackable = verdict-bearing calls · Long-Horizon = 1yr+ horizon, verdict pending · Commentary = context, not graded
Analyst opinions
Market commentary · 2 · levels, conditionals, previews, macro & hedged views — context, not graded
| Call | Analyst | Instrument | Verdict | Actions |
|---|---|---|---|---|
| “Bullish on Home First Finance, raising its price target to ₹1,650 from ₹1,585, implying a 35% upside. The brokerage anti…” | Morgan Stanley AnalysisMorgan Stanley India | Home First Finance Company | PENDING | |
| “Bullish on Home First Finance Company India with a target price of ₹1,450, implying a potential upside of 21% from its c…” | InCred Equities AnalysisInCred Equities | Home First Finance Company India | NOT GRADED |
Fundamentals
About Home First Finance Company India Limited
Home First Finance Company India Limited operates as a housing finance company in India. The company offers home, self-construction, renovation, mortgage, shop, and resale, as well as top-up loans. It also provides insurance loan products and loans through mobile applications. The company serves salaried professionals, self-employed individuals, informal earners, and small business owners, as well as corporates. Home First Finance Company India Limited was incorporated in 2010 and is headquartered in Mumbai, India.
Details
Sector
Financial Services
Industry
Mortgage Finance
CEO
Mr. Manoj Viswanathan
Headquarters
Mumbai
Employees
1,855
Website
homefirstindia.comExchange
View on NSE ↗Key stats
Market cap
₹12,979.42 Cr
P/E ratio (TTM)
22.5
Dividend yield
0.44%
EPS (TTM)
₹55.26
Beta (1Y · daily vs NIFTY 50)
1.27
Beta (5Y · monthly vs NIFTY 50)
0.98
Shares float
9.24 Cr
EPS · quarter ended Jun 2026
₹15.19
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹477.12 Cr | ₹595.67 Cr | ₹692.91 Cr | ₹979.55 Cr | ₹1,325.46 Cr | ₹1,656.17 Cr | |
| EBITDA | ₹361.82 Cr | ₹449.48 Cr | ₹323.48 Cr | ₹442.19 Cr | ₹548.12 Cr | ₹765.17 Cr |
| ₹100.14 Cr | ₹186.10 Cr | ₹228.29 Cr | ₹305.72 Cr | ₹382.07 Cr | ₹540.38 Cr | |
| Diluted EPS | ₹24.36 | ₹20.85 | ₹25.2 | ₹33.67 | ₹42.07 | ₹51.59 |
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹4,510.00 Cr | ₹5,117.00 Cr | ₹6,739.00 Cr | ₹9,534.00 Cr | ₹12,212.00 Cr | ₹15,167.00 Cr | |
| — | — | ₹4,813.47 Cr | ₹7,302.10 Cr | ₹9,550.70 Cr | ₹10,590.05 Cr | |
| Stockholders' equity | ₹1,380.00 Cr | ₹1,574.00 Cr | ₹1,818.00 Cr | ₹2,122.00 Cr | ₹2,521.00 Cr | ₹4,357.00 Cr |
Current assets, Trade receivables, Non-current assets, CWIP, Others, Total debt, Long-term debt, Current (short-term) debt have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated. Inventory shows ₹0 for 2023-03-31, 2024-03-31, 2025-03-31, 2026-03-31 — this deck's own annual-report reading has no Inventory figure for this filer in any year shown (2023-03-31, 2024-03-31, 2025-03-31, 2026-03-31, 2021-03-31, 2022-03-31 alike); the ₹0 shown here comes from this filer's own reported data feed rather than this deck's own extraction, and is positively consistent with a filer that holds no physical inventory (typical for lenders and other financial-services companies) rather than a display default. 2021-03-31, 2022-03-31 have no Inventory figure reaching this deck at all — not shown as zero, not shown as positive — left blank rather than assumed to match the other years.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹-223.00 Cr | ₹-807.00 Cr | ₹-1,469.00 Cr | ₹-1,908.00 Cr | ₹-2,196.00 Cr | ₹-1,940.00 Cr | |
| Investing cash flow | ₹-614.97 Cr | ₹803.96 Cr | ₹-266.59 Cr | ₹-217.38 Cr | ₹-21.20 L | ₹-408.14 Cr |
| ₹900.00 Cr | ₹411.00 Cr | ₹1,353.00 Cr | ₹2,470.00 Cr | ₹2,215.00 Cr | ₹2,198.00 Cr | |
| Capital expenditure | ₹-2.65 Cr | ₹-3.53 Cr | ₹-7.15 Cr | ₹-8.00 Cr | ₹-11.93 Cr | ₹-9.55 Cr |
| End cash position | ₹209.42 Cr | ₹617.76 Cr | ₹235.57 Cr | ₹580.48 Cr | ₹599.13 Cr | ₹448.70 Cr |
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21 | Dec 21 | Mar 22 | Jun 22 | Sep 22 | Dec 22 | Mar 23 | Jun 23 | Sep 23 | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 | Apr 25 | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 33.65% | 33.62% | 33.60% | 33.58% | 33.57% | 33.52% | 33.46% | 30.21% | 30.19% | 23.60% | 23.56% | 23.45% | 23.38% | 14.31% | 14.25% | 12.47% | 12.43% | 12.39% | 12.35% | 6.99% | 6.97% |
| Public | 66.34% | 66.36% | 66.38% | 66.40% | 66.43% | 66.48% | 66.54% | 69.79% | 69.81% | 76.40% | 76.44% | 76.55% | 76.62% | 85.69% | 85.75% | 87.53% | 87.57% | 87.61% | 87.65% | 93.01% | 93.03% |
| Employee trusts | 0.02% | 0.02% | 0.02% | 0.01% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Home First Finance Company India Limited | ₹12,267.96 Cr | ₹1,241.3 | 21.2 | 2.82 | 12.4% | 2.43 | +25.0% | -2.9% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Concall transcripts
Show all 12
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
21 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.