“Bullish on Home First Finance, raising its price target to ₹1,650 from ₹1,585, implying a 35% upside. The brokerage anticipates a pickup in disbursement growth for FY27, sustained healthy asset quality, and increased EPS forecasts (17-20% CAGR FY27-29). Valuations are attractive, trading below historical five-year averages, with a multi-year growth potential exceeding overall system credit growth.”