HDFCLIFE · NSE
HDFC Life Insurance Company Limited
₹550.95
-1.09% (-₹6.05)
Prev. close
₹557
Volume
55,99,030
Delivery %
63.7%
As of
18 Sept 2026
Price history
Trendlyne Analysis · Trendlyne · 12 Jul 2026
“HDFC Life Insurance holds a 'Strong Buy' consensus recommendation from 34 analysts, with an average target price of Rs 771 from its current Rs 568, implying a potential upside of 36% over the next 12 months.”
Published mid-session at 10:59 IST. Tracking counts only prices printed after publication — the chart's dashed divider marks that moment; earlier prices never count toward entry or results.
Analyst sentiment
Analysts lean bullish
4 analyst stances · last 90 days · one per analyst
Trackable
3 · 3 bull / 0 neutral / 0 bear
Long-Horizon
none in window
Commentary
1 · 1 bull / 0 neutral / 0 bear
Trackable = verdict-bearing calls · Long-Horizon = 1yr+ horizon, verdict pending · Commentary = context, not graded
Analyst opinions
| Call | Analyst | Instrument | Verdict | Actions | |||
|---|---|---|---|---|---|---|---|
| “Bullish on HDFC Life Insurance Company, recommending a buy with a target price of ₹600 and a stop loss of ₹540. The stoc…” | Chandan TapariaMotilal Oswal Financial Services Ltd | HDFC Life Insurance Company | PENDING | ||||
| “Consensus analyst estimates from Trendlyne project HDFC Life Insurance to deliver a potential upside of 36% over the nex…” | ETMarkets AnalysisETMarkets.com | HDFC Life Insurance | PENDING | ||||
| “HDFC Life Insurance Company is expected to reach a target price of Rs 749, implying a 39% upside potential from its curr…” | ETMarkets AnalysisETMarkets.com | HDFC Life Insurance Company | PENDING | ||||
| “HDFC Life Insurance holds a 'Strong Buy' consensus recommendation from 34 analysts, with an average target price of Rs 7…” | Trendlyne AnalysisTrendlyne | HDFC Life Insurance | PENDING | ||||
“HDFC Life Insurance holds a 'Strong Buy' consensus recommendation from 34 analysts, with an average target price of Rs 771 from its current Rs 568, implying a potential upside of 36% over the next 12 months.” This call hasn't reached its evaluation window yet — the verdict will appear here once it's graded. | |||||||
| “HDFC Life Insurance is anticipated to deliver a potential upside of 37% over the next 12 months, with an average target …” | ETMarkets AnalysisETMarkets.com | HDFC Life Insurance | PENDING | ||||
Market commentary · 1 · levels, conditionals, previews, macro & hedged views — context, not graded
| Call | Analyst | Instrument | Verdict | Actions |
|---|---|---|---|---|
| “Bullish on HDFC Life Insurance Company with a target price of ₹715, representing a 29% upside potential from its previou…” | Mirae Asset Sharekhan AnalysisMirae Asset Sharekhan | HDFC Life Insurance Company | PENDING |
Fundamentals
About HDFC Life Insurance Company Limited
HDFC Life Insurance Company Limited engages in the provision of individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, investment, life insurance, and NRI plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life Insurance Company Limited in January 2019. HDFC Life Insurance Company Limited was incorporated in 2000 and is headquartered in Mumbai, India. HDFC Life Insurance Company Limited operates as a subsidiary of HDFC Bank Limited.
Details
Sector
Financial Services
Industry
Insurance - Life
CEO
Ms. Vibha U. Padalkar
Headquarters
Mumbai
Employees
38,921
Website
hdfclife.comExchange
View on NSE ↗Key stats
Market cap
₹1.21 L Cr
P/E ratio (TTM)
57.8
Dividend yield
0.40%
EPS (TTM)
₹9.64
Beta (1Y · daily vs NIFTY 50)
0.94
Beta (5Y · monthly vs NIFTY 50)
0.98
Shares float
100.12 Cr
EPS · quarter ended Jun 2026
₹2.83
Upcoming earnings
15 Oct 2026
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| — | — | ₹70,246.32 Cr | ₹95,823.27 Cr | ₹90,068.53 Cr | ₹91,606.22 Cr | |
| ₹1,360.10 Cr | ₹1,207.69 Cr | ₹1,368.28 Cr | ₹1,574.08 Cr | ₹1,810.82 Cr | ₹1,912.32 Cr | |
| Diluted EPS | ₹6.73 | ₹5.9 | ₹6.41 | ₹7.31 | ₹8.41 | ₹8.86 |
Revenue, Total expenses (as filed), Other expenses, Interest expense, Other income have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹1.73 L Cr | ₹2.24 L Cr | ₹2.40 L Cr | ₹2.94 L Cr | ₹3.40 L Cr | ₹3.79 L Cr | |
| ₹600.00 Cr | ₹600.00 Cr | ₹950.00 Cr | ₹950.00 Cr | ₹2,950.00 Cr | ₹3,099.00 Cr | |
| Stockholders' equity | ₹8,639.79 Cr | ₹15,613.33 Cr | ₹12,993.14 Cr | ₹14,666.35 Cr | ₹16,154.62 Cr | ₹17,749.54 Cr |
Current assets, Trade receivables, Non-current assets, Current (short-term) debt, Others have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
For 2021-03-31, the filing tagged the same instrument under both "Current (short-term) debt" and "Long-term debt" at an identical value — the Current-debt reading was dropped as the duplicate, but which bucket the instrument truly belongs in for that period could not be independently confirmed from the filing alone; Long-term debt's own figure for it should be read with that in mind.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| Operating cash flow | ₹9,702.84 Cr | ₹5,942.54 Cr | ₹6,883.17 Cr | ₹10,721.36 Cr | ₹15,598.00 Cr | ₹22,502.00 Cr |
| Investing cash flow | ₹-8,946.28 Cr | ₹-806.95 Cr | ₹-10,087.38 Cr | ₹-13,624.63 Cr | ₹-13,622.00 Cr | ₹-23,753.00 Cr |
| ₹678.29 Cr | ₹-238.19 Cr | ₹1,984.71 Cr | ₹-403.39 Cr | ₹1,607.00 Cr | ₹-275.00 Cr | |
| Capital expenditure | ₹-61.21 Cr | ₹-56.64 Cr | ₹-87.57 Cr | ₹-135.95 Cr | ₹-300.72 Cr | ₹-287.09 Cr |
| End cash position | ₹7,218.47 Cr | ₹12,121.97 Cr | ₹10,820.91 Cr | ₹7,517.29 Cr | ₹11,089.28 Cr | ₹9,590.70 Cr |
Debt repaid, Dividends paid have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21 | Dec 21 | Jan 22 | Mar 22 | Jun 22 | Sep 22 | Dec 22 | Mar 23 | Jun 23 | Sep 23 | Dec 23 | Mar 24–Jun 24(2Q) | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 53.81% | 53.77% | 51.55% | 51.53% | 51.52% | 50.32% | 50.32% | 50.31% | 50.33% | 50.39% | 50.37% | 50.37% | 50.34% | 50.32% | 50.32% | 50.28% | 50.25% | 50.21% | 50.21% | 50.54% |
| Public | 46.16% | 46.21% | 48.42% | 48.44% | 48.46% | 49.65% | 49.66% | 49.66% | 49.64% | 49.59% | 49.60% | 49.61% | 49.64% | 49.65% | 49.66% | 49.70% | 49.73% | 49.76% | 49.77% | 49.44% |
| Employee trusts | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.02% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| HDFC Life Insurance Company Limited | ₹1.21 L Cr | ₹550.95 | 57.8 | 6.82 | 10.8% | 0.17 | +1.7% | -29.8% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 15
Concall transcripts
Show all 11
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
21 indices
Weight is a free-float market-cap-share estimate from NSE’s live index data, not NSE’s own published (and sometimes capped) index weight. Indices without a live weight feed are listed without one, in alphabetical order after the weighted ones.