BAJAJHFL · NSE
Bajaj Housing Finance Limited
₹85.58
+3.48% (+₹2.88)
Prev. close
₹82.7
Volume
51,68,608
Delivery %
55.9%
As of
18 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About Bajaj Housing Finance Limited
Bajaj Housing Finance Limited provides housing finance services in India. It offers finance to individuals and corporate entities for the purchase and renovation of homes or commercial spaces. The company also provides loans against property for business or personal needs, as well as working capital for business expansion purposes. In addition, it offers finance to developers engaged in the construction of residential and commercial properties, as well as leases rental discounting to developers and high-net-worth individuals, real estate investment trusts, private equities, sovereign wealth funds, MNC funds, and corporates and commercial developers. Bajaj Housing Finance Limited was formerly known as Bajaj Financial Solutions Limited and changed its name to Bajaj Housing Finance Limited in November 2014. The company was incorporated in 2008 and is headquartered in Pune, India. Bajaj Housing Finance Limited is a subsidiary of Bajaj Finance Limited.
Details
Sector
Financial Services
Industry
Mortgage Finance
CEO
Mr. Atul Jain
Headquarters
Pune
Website
bajajhousingfinance.inExchange
View on NSE ↗Key stats
Market cap
₹71,276.69 Cr
P/E ratio (TTM)
26.5
EPS (TTM)
₹3.23
Beta (1Y · daily vs NIFTY 50)
0.95
Shares float
110.05 Cr
EPS · quarter ended Jun 2026
₹0.86
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide. Net income and EBITDA are omitted from this chart: coverage begins inside the plotted window, and every plotted period must carry a complete point set — the P&L table below has the available figures.
02 · Earnings Per Share (EPS)
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| — | — | ₹5,481.46 Cr | ₹7,329.46 Cr | ₹9,575.61 Cr | ₹11,147.20 Cr | |
| EBITDA | — | — | ₹1,736.23 Cr | ₹2,203.82 Cr | ₹2,815.05 Cr | ₹3,371.72 Cr |
| — | — | ₹1,257.80 Cr | ₹1,731.22 Cr | ₹2,162.90 Cr | ₹2,560.34 Cr | |
| Diluted EPS | — | — | ₹1.51 | ₹2.08 | ₹2.67 | ₹3.07 |
Revenue, Total expenses (as filed), Employee benefit expense, Other expenses, EBITDA, Net income, Tax provision, Other income, Diluted EPS have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹37,858.00 Cr | ₹48,527.00 Cr | ₹64,654.00 Cr | ₹81,827.00 Cr | ₹1.03 L Cr | ₹1.27 L Cr | |
| — | — | ₹53,569.62 Cr | ₹68,945.06 Cr | ₹82,034.31 Cr | ₹1.04 L Cr | |
| Stockholders' equity | ₹6,032.00 Cr | ₹6,741.00 Cr | ₹10,503.00 Cr | ₹12,233.00 Cr | ₹19,947.00 Cr | ₹22,523.00 Cr |
Current assets, Trade receivables, Cash & equivalents, Non-current assets, CWIP, Others, Total debt, Long-term debt, Current (short-term) debt have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated. Inventory shows ₹0 for 2025-03-31, 2026-03-31 — this deck's own annual-report reading has no Inventory figure for this filer in any year shown (2025-03-31, 2026-03-31, 2021-03-31, 2022-03-31, 2023-03-31, 2024-03-31 alike); the ₹0 shown here comes from this filer's own reported data feed rather than this deck's own extraction, and is positively consistent with a filer that holds no physical inventory (typical for lenders and other financial-services companies) rather than a display default. 2021-03-31, 2022-03-31, 2023-03-31, 2024-03-31 have no Inventory figure reaching this deck at all — not shown as zero, not shown as positive — left blank rather than assumed to match the other years.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹-5,076.00 Cr | ₹-12,481.00 Cr | ₹-14,332.00 Cr | ₹-14,600.00 Cr | ₹-17,075.00 Cr | ₹-19,895.00 Cr | |
| Investing cash flow | — | — | ₹-611.44 Cr | ₹-554.66 Cr | ₹-797.55 Cr | ₹-1,201.68 Cr |
| ₹5,676.00 Cr | ₹10,228.00 Cr | ₹14,630.00 Cr | ₹15,125.00 Cr | ₹17,870.00 Cr | ₹21,197.00 Cr | |
| Capital expenditure | ₹-15.00 Cr | ₹-29.00 Cr | ₹-34.00 Cr | ₹-43.00 Cr | ₹-41.00 Cr | ₹-48.00 Cr |
| End cash position | — | — | ₹93.88 Cr | ₹63.86 Cr | ₹61.63 Cr | ₹161.80 Cr |
Investing cash flow, Dividends paid, End cash position have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 24–Mar 25(4Q) | Jun 25 | Sep 25 | Dec 25–Jun 26(3Q) |
|---|---|---|---|---|
| Promoter | 88.75% | 88.70% | 88.70% | 86.70% |
| Public | 11.25% | 11.25% | 11.25% | 13.25% |
| Employee trusts | 0.00% | 0.05% | 0.04% | 0.04% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Bajaj Housing Finance Limited | ₹69,094.58 Cr | ₹82.7 | 25.7 | 3.07 | 11.4% | 4.60 | +18.1% | -28.4% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Concall transcripts
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
32 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.