UCOBANK · NSE
UCO Bank
₹23.75
+0.68% (+₹0.16)
Prev. close
₹23.59
Volume
35,17,779
Delivery %
45.4%
As of
18 Sept 2026
Price history
Analyst sentiment
Analysts lean bullish
1 analyst stance · last 90 days · one per analyst
Trackable
1 · 1 bull / 0 neutral / 0 bear
Long-Horizon
none in window
Commentary
none in window
Trackable = verdict-bearing calls · Long-Horizon = 1yr+ horizon, verdict pending · Commentary = context, not graded
Analyst opinions
| Call | Analyst | Instrument | Verdict | Actions |
|---|---|---|---|---|
| “Bullish on UCO Bank for the short term, recommending a buy at ₹24.50 with a target of ₹26, and a stop loss at ₹22.” | Mehul KothariAnand Rathi | UCO Bank | PENDING | |
| “Recommended buying UCO Bank near ₹27 with a stop loss at ₹25.30 and a target of ₹30.50 as a short-term pick under ₹100.” | Mehul KothariAnand Rathi | UCO Bank | NOT GRADED |
Fundamentals
About UCO Bank
UCO Bank provides various banking and financial services in India and internationally. The company's deposit products include current accounts, saving accounts, fixed deposits, recurring deposits, accounts in foreign currency, and fee collection accounts. It also offers agri, home, education, gold, personal, vehicle, and mortgage loans; finance to micro and small enterprises; working capital financing; term loans; infrastructure finance; and agriculture credit. In addition, the company provides life, health, and general insurance products; credit and debit cards; internet banking services; and international banking services, such as NRI banking, foreign currency loans, finance to exporters and importers, remittances, forex and treasury services, resident foreign currency deposits, and correspondent banking services to Indian customers, corporates, NRIs, overseas corporate bodies, foreign companies/individuals, and foreign banks. Further, it provides government deposit schemes/bonds, pension payments/schemes, and tax collection services; merchant banking services; sovereign gold bonds; and mutual funds. The company was formerly known as The United Commercial Bank Ltd. and changed its name to UCO Bank in 1985. UCO Bank was incorporated in 1943 and is headquartered in Kolkata, India.
Details
Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Rajendra Kumar Saboo
Headquarters
Kolkata
Employees
20,984
Website
uco.bank.inExchange
View on NSE ↗Key stats
Market cap
₹29,781.45 Cr
P/E ratio (TTM)
10.6
Dividend yield
1.87%
EPS (TTM)
₹2.25
Beta (1Y · daily vs NIFTY 50)
1.38
Beta (5Y · monthly vs NIFTY 50)
1.20
Shares float
111.06 Cr
EPS · quarter ended Jun 2026
₹0.52
Financial Performance
01 · Financials
FY22 growth needs FY21 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ₹18,082.15 Cr | ₹9,851.42 Cr | ₹10,807.83 Cr | ₹11,412.01 Cr | — | |
| ₹894.93 Cr | ₹1,826.29 Cr | ₹1,671.55 Cr | ₹2,467.98 Cr | ₹2,767.86 Cr | |
| Diluted EPS | ₹0.77 | ₹1.53 | ₹1.4 | ₹2.06 | ₹2.21 |
Revenue, Employee benefit expense, Depreciation & amortisation, Interest expense, Other income have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| — | ₹3.01 L Cr | ₹3.24 L Cr | ₹3.62 L Cr | ₹3.96 L Cr | |
| Total debt | — | ₹20,501.08 Cr | ₹21,179.44 Cr | ₹23,687.49 Cr | ₹18,309.82 Cr |
| Stockholders' equity | — | ₹25,603.66 Cr | ₹27,213.79 Cr | ₹31,004.88 Cr | ₹33,249.22 Cr |
Total assets, Cash & equivalents, Fixed assets, Total debt, Stockholders' equity have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ₹1,750.37 Cr | ₹2,982.91 Cr | ₹1,001.75 Cr | ₹1,912.54 Cr | — | |
| Investing cash flow | ₹0 | ₹-267.32 Cr | ₹-294.92 Cr | ₹-327.61 Cr | — |
| ₹0 | ₹-335.77 Cr | ₹-429.53 Cr | ₹5,869.50 Cr | — | |
| Capital expenditure | ₹0 | ₹-288.34 Cr | ₹-353.62 Cr | ₹-371.57 Cr | ₹-593.37 Cr |
| End cash position | — | ₹28,728.10 Cr | ₹29,025.36 Cr | ₹36,126.91 Cr | ₹23,884.52 Cr |
Operating cash flow, Depreciation & amortization, Change in working capital, Investing cash flow, Financing cash flow, Debt issued, Debt repaid, Dividends paid, End cash position have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21–Dec 24(14Q) | Mar 25–Jun 26(7Q) |
|---|---|---|
| Promoter | 95.39% | 90.95% |
| Public | 4.61% | 9.05% |
| Employee trusts | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| UCO Bank | ₹29,743.83 Cr | ₹23.68 | 10.5 | 0.89 | 8.3% | 0.55 | +8.0% | -20.7% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 24
Concall transcripts
Show all 12
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
25 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.