PNBHOUSING · NSE
PNB Housing Finance Limited
₹1,133.1
+2.68% (+₹29.6)
Prev. close
₹1,103.5
Volume
13,28,599
Delivery %
66.7%
As of
18 Sept 2026
Price history
Sagar Doshi · Nuvama Professional Clients Group · 14 Jul 2026
“Bullish on PNB Housing Finance Ltd, recommending a buy with a target of ₹1,200 and a stop loss at ₹1,068. The stock broke out of a downward-sloping trendline, achieving its highest weekly close in 21 months, with consistent higher highs and higher lows reinforcing a bullish structure for sustained upside momentum.”
Entry ≈ ₹1,095.5 (first trade after call)Target ₹1,200 (+9.5%)Stop ₹1,068 (-2.5%)R:R ~3.8:1Stopped out · 23 Jul 2026
Published mid-session at 10:15 IST. Tracking counts only prices printed after publication — the chart's dashed divider marks that moment; earlier prices never count toward entry or results.
Analyst sentiment
Analysts lean bullish
3 analyst stances · last 90 days · one per analyst
Trackable
2 · 2 bull / 0 neutral / 0 bear
Long-Horizon
none in window
Commentary
1 · 1 bull / 0 neutral / 0 bear
Trackable = verdict-bearing calls · Long-Horizon = 1yr+ horizon, verdict pending · Commentary = context, not graded
Analyst opinions
| Call | Analyst | Instrument | Verdict | Actions | |||
|---|---|---|---|---|---|---|---|
| “Bullish on PNB Housing Finance, targeting Rs 1,240–1,276 with a stop loss at Rs 1,130. The stock broke out above Rs 1,13…” | Sudeep ShahSBI Securities | PNB Housing Finance | PENDING | ||||
| “Bullish on PNB Housing Finance Ltd, recommending a buy with a target of ₹1,200 and a stop loss at ₹1,068. The stock brok…” | Sagar DoshiNuvama Professional Clients Group | PNB Housing Finance Ltd | NOT GRADED | ||||
“Bullish on PNB Housing Finance Ltd, recommending a buy with a target of ₹1,200 and a stop loss at ₹1,068. The stock broke out of a downward-sloping trendline, achieving its highest weekly close in 21 months, with consistent higher highs and higher lows reinforcing a bullish structure for sustained upside momentum.” This call couldn't be objectively graded against market data. | |||||||
Market commentary · 1 · levels, conditionals, previews, macro & hedged views — context, not graded
| Call | Analyst | Instrument | Verdict | Actions |
|---|---|---|---|---|
| “Bullish on PNB Housing Finance, raising its price target to ₹1,405 from ₹1,250, implying a 26% upside. This outlook is b…” | Morgan Stanley AnalysisMorgan Stanley India | PNB Housing Finance | PENDING |
Fundamentals
About PNB Housing Finance Limited
PNB Housing Finance Limited operates as a housing finance company in India. It offers loans to individuals and corporate bodies for purchase, construction, repair, and upgradation of houses; loans for commercial space, and loans against property, as well as for purchase of residential plots; and home loans, property-related services, and fixed deposits. The company was incorporated in 1988 and is based in Gurugram, India.
Details
Sector
Financial Services
Industry
Mortgage Finance
CEO
Mr. Ajai Kumar Shukla
Headquarters
Gurugram
Employees
2,355
Website
pnbhousing.comExchange
View on NSE ↗Key stats
Market cap
₹28,779.71 Cr
P/E ratio (TTM)
12.4
Dividend yield
0.71%
EPS (TTM)
₹88.68
Beta (1Y · daily vs NIFTY 50)
1.49
Beta (5Y · monthly vs NIFTY 50)
1.17
Shares float
17.27 Cr
EPS · quarter ended Jun 2026
₹21.33
Financial Performance
01 · Financials
FY22 growth needs FY21 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹7,603.92 Cr | ₹6,195.93 Cr | ₹2,541.07 Cr | ₹2,783.63 Cr | ₹2,962.06 Cr | ₹3,617.44 Cr | |
| EBITDA | ₹6,365.82 Cr | ₹5,201.81 Cr | ₹5,310.87 Cr | ₹6,266.21 Cr | ₹7,093.06 Cr | ₹8,037.33 Cr |
| ₹929.90 Cr | ₹836.48 Cr | ₹1,046.00 Cr | ₹1,508.01 Cr | ₹1,936.14 Cr | ₹2,291.24 Cr | |
| Diluted EPS | ₹55.26 | ₹49.53 | ₹53.16 | ₹58.2 | ₹74.25 | ₹87.8 |
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹71,392.20 Cr | ₹65,729.61 Cr | ₹66,873.70 Cr | ₹72,404.85 Cr | ₹82,520.36 Cr | ₹93,512.07 Cr | |
| Total debt | — | ₹27,715.84 Cr | ₹36,481.89 Cr | ₹37,391.34 Cr | ₹44,813.75 Cr | ₹53,313.65 Cr |
| Stockholders' equity | ₹8,923.03 Cr | ₹9,871.63 Cr | ₹11,013.86 Cr | ₹14,974.44 Cr | ₹16,863.13 Cr | ₹19,219.13 Cr |
Inventory, CWIP, Total debt have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹7,260.52 Cr | ₹6,256.08 Cr | ₹-1,865.03 Cr | ₹-4,661.51 Cr | ₹-8,057.33 Cr | ₹-8,983.55 Cr | |
| Investing cash flow | ₹9.78 Cr | ₹-1,474.99 Cr | ₹175.78 Cr | ₹-1,186.08 Cr | ₹757.10 Cr | ₹684.33 Cr |
| ₹53,283.18 Cr | ₹-6,684.03 Cr | ₹301.47 Cr | ₹4,178.63 Cr | ₹7,403.86 Cr | ₹8,719.78 Cr | |
| Capital expenditure | ₹-7.72 Cr | ₹-15.13 Cr | ₹-14.85 Cr | ₹-39.29 Cr | ₹-49.05 Cr | ₹-33.06 Cr |
| End cash position | — | — | ₹3,627.83 Cr | ₹1,958.87 Cr | ₹2,062.50 Cr | ₹2,483.06 Cr |
Debt issued, Debt repaid, End cash position have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Mar 21 | Sep 21 | Dec 21–Sep 22(4Q) | Dec 22 | Mar 23 | May 23–Jun 23(2Q) | Sep 23 | Dec 23–Jun 24(3Q) | Sep 24–Dec 24(2Q) | Mar 25 | Jun 25 | Sep 25–Mar 26(3Q) | Jun 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 32.64% | 32.58% | 32.57% | 32.53% | 32.52% | 28.15% | 28.14% | 28.13% | 28.11% | 28.10% | 28.08% | 28.04% | 28.03% |
| Public | 67.36% | 67.42% | 67.43% | 67.47% | 67.48% | 71.85% | 71.86% | 71.87% | 71.89% | 71.90% | 71.92% | 71.96% | 71.97% |
| Employee trusts | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| PNB Housing Finance Limited | ₹29,575.16 Cr | ₹1,103.5 | 12.8 | 1.54 | 11.9% | 2.77 | +22.1% | +31.3% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Show all 16
Concall transcripts
Show all 12
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
30 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.