MUTHOOTFIN · NSE
Muthoot Finance Limited
₹2,841.1
+2.56% (+₹70.9)
Prev. close
₹2,770.2
Volume
6,54,610
Delivery %
50.9%
As of
18 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About Muthoot Finance Limited
Muthoot Finance Limited, a non-banking financing company, provides gold loans in India. The company offers various loans, including personal, small business, home, corporate business, SME, and vehicle loans, as well as loans against property; insurance products, such as health, home, vehicle, life, travel, shop, bike, and group insurance; housing and micro finance; and mutual funds. It also provides PAN card services; money transfer; non-convertible debentures; national pension scheme; digital and cashless payments; bank mapping; milligram rewards; WhatsApp services; and other custom offerings. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. It serves small business owners, vendors, traders, farmers, and salaried individuals through its network of branches. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.
Details
Sector
Financial Services
Industry
Credit Services
CEO
Mr. George Jacob Muthoot
Headquarters
Kochi
Employees
31,617
Website
muthootfinance.comExchange
View on NSE ↗Key stats
Market cap
₹1.11 L Cr
P/E ratio (TTM)
9.8
Dividend yield
1.08%
EPS (TTM)
₹283.24
Beta (1Y · daily vs NIFTY 50)
1.31
Beta (5Y · monthly vs NIFTY 50)
1.02
Shares float
10.70 Cr
EPS · quarter ended Jun 2026
₹69.72
Upcoming earnings
30 Oct 2026
Financial Performance
01 · Financials
Revenue for Mar 2021–Mar 2022 is as filed with ANNUAL-REPORT (consolidated), and the first plotted growth figure is computed against Mar 2020 revenue as filed with ANNUAL-REPORT; the two sources' revenue definitions differ by 0.0% on Mar 2021. FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹11,530.79 Cr | ₹12,184.91 Cr | ₹7,710.16 Cr | ₹9,656.40 Cr | ₹12,852.78 Cr | ₹20,264.93 Cr | |
| EBITDA | ₹9,298.77 Cr | ₹9,736.04 Cr | ₹9,210.12 Cr | ₹11,518.69 Cr | ₹14,794.30 Cr | ₹25,441.79 Cr |
| ₹3,804.40 Cr | ₹4,016.62 Cr | ₹3,612.30 Cr | ₹4,324.29 Cr | ₹5,332.90 Cr | ₹10,590.34 Cr | |
| Diluted EPS | ₹94.76 | ₹100.05 | ₹89.98 | ₹107.71 | ₹132.83 | ₹263.79 |
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹68,641.44 Cr | ₹76,316.47 Cr | ₹80,148.92 Cr | ₹96,469.42 Cr | ₹1.33 L Cr | ₹1.96 L Cr | |
| ₹35,118.74 Cr | ₹55,377.69 Cr | ₹56,475.23 Cr | ₹67,741.84 Cr | ₹98,815.26 Cr | ₹1.51 L Cr | |
| Stockholders' equity | ₹15,575.03 Cr | ₹18,785.72 Cr | ₹21,665.75 Cr | ₹25,107.21 Cr | ₹29,366.63 Cr | ₹39,130.32 Cr |
Inventory, Receivables (trade + unbilled), Trade receivables, Unbilled receivables (contract assets), Long-term debt, Current (short-term) debt, Others have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹-7,814.29 Cr | ₹-1,372.92 Cr | ₹-2,804.07 Cr | ₹-13,605.49 Cr | ₹-26,376.36 Cr | ₹-47,392.65 Cr | |
| Investing cash flow | ₹39.58 Cr | ₹421.64 Cr | ₹180.97 Cr | ₹45.36 Cr | ₹-1,376.27 Cr | ₹2,457.79 Cr |
| ₹9,712.42 Cr | ₹3,221.96 Cr | ₹395.02 Cr | ₹11,809.06 Cr | ₹29,892.94 Cr | ₹49,319.56 Cr | |
| Capital expenditure | ₹-1.71 Cr | ₹-97.06 Cr | ₹-141.14 Cr | ₹-222.42 Cr | ₹-217.00 Cr | ₹-152.73 Cr |
| End cash position | ₹7,777.52 Cr | ₹10,035.81 Cr | ₹7,770.18 Cr | ₹6,082.38 Cr | ₹8,224.31 Cr | ₹12,612.69 Cr |
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21–Jun 22(4Q) | Sep 22–Jun 26(16Q) |
|---|---|---|
| Promoter | 73.37% | 73.35% |
| Public | 26.63% | 26.65% |
| Employee trusts | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Muthoot Finance Limited | ₹1.11 L Cr | ₹2,841.1 | 9.8 | 2.84 | 27.1% | 3.86 | +57.7% | -3.9% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Show all 18
Concall transcripts
Show all 12
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
44 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.
Gold Duty Hike Triggers Rally In Gold Loan Stocks: Manappuram Finance & Muthoot Finance Shares Surge 8%
Muthoot Finance shares rose after the Indian government increased import duties on gold and silver to 15%. This hike boosts domestic gold prices, increasing the value of collateral held by gold loan companies. Higher gold values lead to a rise in assets under management for lenders like Muthoot Finance.
Momentum Stocks: HEG, Gujarat Energy, Muthoot Finance, IEX, Bikaji Foods hit 52-week low
Moneycontrol.com · 8 days ago