BAJAJFINSV · NSE
Bajaj Finserv Limited
₹1,852.5
-0.36% (-₹6.7)
Prev. close
₹1,859.2
Volume
7,19,520
Delivery %
70.1%
As of
18 Sept 2026
Price history
Motilal Oswal Analysis · Motilal Oswal Financial Services · 03 Aug 2026
“Motilal Oswal upgraded Bajaj Finserv to 'Buy' with a target price of ₹2,490, implying a 23% upside. The company delivered strong Q1FY27 performance across subsidiaries, with Bajaj Finance providing earnings stability, insurance businesses transitioning to margin-led growth, and new digital platforms nearing scale and breakeven. Bajaj Finserv is well-positioned to capitalize on the financial ecosystem opportunity.”
Published mid-session at 09:20 IST. Tracking counts only prices printed after publication — the chart's dashed divider marks that moment; earlier prices never count toward entry or results.
Analyst sentiment
Analysts lean bullish
3 analyst stances · last 90 days · one per analyst
Trackable
2 · 2 bull / 0 neutral / 0 bear
Long-Horizon
none in window
Commentary
1 · 1 bull / 0 neutral / 0 bear
Trackable = verdict-bearing calls · Long-Horizon = 1yr+ horizon, verdict pending · Commentary = context, not graded
Analyst opinions
| Call | Analyst | Instrument | Verdict | Actions | |||
|---|---|---|---|---|---|---|---|
| “Motilal Oswal upgraded Bajaj Finserv to 'Buy' with a target price of ₹2,490, implying a 23% upside. The company delivere…” | Motilal Oswal AnalysisMotilal Oswal Financial Services | Bajaj Finserv | PENDING | ||||
“Motilal Oswal upgraded Bajaj Finserv to 'Buy' with a target price of ₹2,490, implying a 23% upside. The company delivered strong Q1FY27 performance across subsidiaries, with Bajaj Finance providing earnings stability, insurance businesses transitioning to margin-led growth, and new digital platforms nearing scale and breakeven. Bajaj Finserv is well-positioned to capitalize on the financial ecosystem opportunity.” This call hasn't reached its evaluation window yet — the verdict will appear here once it's graded. | |||||||
| “Bullish on Bajaj Finserv for the medium term, targeting ₹2,250. The company is highlighted as a diversified financial se…” | Rahul GhoseHedged.in | Bajaj Finserv | PENDING | ||||
Market commentary · 1 · levels, conditionals, previews, macro & hedged views — context, not graded
| Call | Analyst | Instrument | Verdict | Actions |
|---|---|---|---|---|
| “Bullish on Bajaj Finserv with a target price of ₹2,380, suggesting a 19% upside potential from its previous close of ₹2,…” | Mirae Asset Sharekhan AnalysisMirae Asset Sharekhan | Bajaj Finserv Ltd | PENDING |
Fundamentals
About Bajaj Finserv Limited
Bajaj Finserv Ltd., through its subsidiaries, provides financial services in India. The company operates through Life Insurance, General Insurance, Windmill, Retail Financing, and Investments and Others segments. It offers personal, home, business, gold, loan for doctors and lawyers; loan against properties, securities, car, fixed deposit, insurance policy, mutual funds, and shares; unsecured and secured loans to small and medium-sized enterprises; two- and three-wheeler loans; used car and tractor loan; financing for products, such as consumer electronics, digital, furniture, e-commerce purchases and retail spends; developer financing; and lease rental discounting products. The company also provides investment products, including fixed deposits, stock trading, and mutual funds; savings products; life, health, motor, fire, engineering, liabilities, marine, crop, car, two-wheeler, pet, home, travel, and personal accident insurance products; wealth management and retirement planning services; healthcare services comprising wellness, outpatient, and inpatient services; and credit cards. In addition, it owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.
Details
Sector
Financial Services
Industry
Financial Conglomerates
CEO
Mr. Tarun Chugh
Headquarters
Pune
Employees
1,13,732
Website
bajajfinserv.inExchange
View on NSE ↗Key stats
Market cap
₹2.98 L Cr
P/E ratio (TTM)
29.4
Dividend yield
0.07%
EPS (TTM)
₹63.19
Beta (1Y · daily vs NIFTY 50)
1.29
Beta (5Y · monthly vs NIFTY 50)
1.42
Shares float
55.86 Cr
EPS · quarter ended Jun 2026
₹19.49
Upcoming earnings
11 Nov 2026
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹60,591.20 Cr | ₹68,406.08 Cr | ₹73,845.92 Cr | ₹99,880.07 Cr | ₹1.21 L Cr | ₹1.51 L Cr | |
| EBITDA | ₹19,502.26 Cr | ₹21,331.93 Cr | ₹29,689.16 Cr | ₹40,666.58 Cr | ₹49,210.24 Cr | ₹56,389.83 Cr |
| ₹4,470.46 Cr | ₹4,556.77 Cr | ₹6,417.28 Cr | ₹8,147.79 Cr | ₹8,872.31 Cr | ₹9,800.97 Cr | |
| Diluted EPS | ₹28.09 | ₹28.63 | ₹40 | ₹50.66 | ₹55 | ₹61 |
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹2.80 L Cr | ₹3.33 L Cr | ₹4.05 L Cr | ₹5.37 L Cr | ₹6.52 L Cr | ₹7.58 L Cr | |
| — | — | ₹1.68 L Cr | ₹2.29 L Cr | ₹2.84 L Cr | ₹3.61 L Cr | |
| Stockholders' equity | ₹35,830.00 Cr | ₹40,247.00 Cr | ₹46,407.00 Cr | ₹60,328.00 Cr | ₹72,396.00 Cr | ₹77,915.00 Cr |
Inventory, Trade receivables, Cash & equivalents, CWIP, Total debt, Long-term debt, Current (short-term) debt, Others have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹4,547.40 Cr | ₹-33,669.99 Cr | ₹-39,480.00 Cr | ₹-65,502.00 Cr | ₹-61,750.00 Cr | ₹-55,301.00 Cr | |
| Investing cash flow | ₹-3,683.80 Cr | ₹1,445.43 Cr | ₹-13,945.21 Cr | ₹-14,131.71 Cr | ₹-7,986.54 Cr | ₹-12,634.87 Cr |
| ₹1,686.95 Cr | ₹32,325.76 Cr | ₹51,016.00 Cr | ₹82,709.00 Cr | ₹69,828.00 Cr | ₹66,610.00 Cr | |
| Capital expenditure | ₹-470.85 Cr | ₹-909.80 Cr | ₹-1,220.00 Cr | ₹-1,435.00 Cr | ₹-1,864.00 Cr | ₹-1,448.00 Cr |
| End cash position | ₹7,811.88 Cr | ₹7,913.08 Cr | ₹5,504.39 Cr | ₹8,579.21 Cr | ₹8,616.20 Cr | ₹7,290.24 Cr |
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Mar 21 | Sep 21 | Dec 21 | Mar 22 | Jun 22 | Sep 22 | Dec 22 | Mar 23 | Jun 23 | Sep 23 | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 60.80% | 60.80% | 60.80% | 60.80% | 60.80% | 60.75% | 60.75% | 60.79% | 60.79% | 60.69% | 60.69% | 60.69% | 60.64% | 60.64% | 60.64% | 60.64% | 58.81% | 58.81% | 58.81% | 58.71% | 58.71% |
| Public | 39.02% | 39.07% | 39.08% | 39.09% | 39.11% | 39.09% | 39.11% | 39.08% | 39.11% | 39.07% | 39.10% | 39.13% | 39.17% | 39.22% | 39.24% | 39.25% | 41.09% | 41.12% | 41.17% | 41.16% | 41.24% |
| Employee trusts | 0.18% | 0.13% | 0.12% | 0.11% | 0.09% | 0.16% | 0.14% | 0.13% | 0.10% | 0.25% | 0.21% | 0.18% | 0.19% | 0.14% | 0.12% | 0.10% | 0.10% | 0.07% | 0.02% | 0.13% | 0.06% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Jio Financial Services Limited | ₹1.51 L Cr | ₹229.89 | 71.2 | 1.13 | 1.2% | 0.16 | +136.4% | -27.6% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 19
Concall transcripts
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
52 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.