UNITDCR.BO · BSE
UNITED CREDIT LTD.
₹22.5
-4.26% (-₹1)
Prev. close
₹23.5
Volume
8
As of
18 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About UNITED CREDIT LTD.
United Credit Limited, a non-banking financial company, provides hire purchase, leasing, and other financial services in India. The company operates in two segments, Financing Activity and Renting Activity. It also engages in consumer financing, investment, and capital market operations. The company was formerly known as United India Credit and Development Company Limited and changed its name to United Credit Limited in January 1981. United Credit Limited was incorporated in 1970 and is headquartered in Kolkata, India.
Details
Sector
Financial Services
Industry
Credit Services
CEO
Mr. Ashok Kumar Dabriwala
Headquarters
Kolkata
Employees
7
Website
unitedcreditltd.comExchange
View on BSE ↗Key stats
Market cap
₹11.99 Cr
P/E ratio (TTM)
15.0
EPS (TTM)
₹1.50
Beta (1Y · daily vs NIFTY 50)
0.55
Beta (5Y · monthly vs NIFTY 50)
0.34
Shares float
9.30 L
EPS · quarter ended Jun 2026
₹0.36
Financial Performance
01 · Financials
FY23 growth needs FY22 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹2.86 Cr | ₹3.34 Cr | ₹3.62 Cr | ₹3.12 Cr | |
| EBITDA | ₹99.36 L | ₹1.65 Cr | ₹1.58 Cr | ₹1.20 Cr |
| ₹72.42 L | ₹1.64 Cr | ₹1.01 Cr | ₹85.67 L | |
| Diluted EPS | ₹1.36 | ₹3.07 | ₹1.9 | ₹1.61 |
09 · Balance Sheet
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹28.70 Cr | ₹29.87 Cr | ₹30.61 Cr | ₹31.56 Cr | |
| ₹12.63 L | ₹8.05 L | ₹14.86 L | ₹28.11 L | |
| Stockholders' equity | ₹27.34 Cr | ₹28.99 Cr | ₹29.98 Cr | ₹30.86 Cr |
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹31.30 L | ₹53.00 L | ₹-43.86 L | ₹-25.58 L | |
| Investing cash flow | ₹-13.37 L | ₹-34,000 | ₹4.13 L | ₹16.63 L |
| ₹11.97 L | ₹-5.47 L | ₹5.95 L | ₹11.42 L | |
| Capital expenditure | ₹-22.25 L | ₹-3.18 L | ₹-18.36 L | ₹-27.96 L |
| End cash position | ₹40.94 L | ₹88.13 L | ₹54.35 L | ₹56.82 L |
Annual only — the data source has no quarterly cash-flow-statement coverage.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| UNITED CREDIT LTD. | ₹12.52 Cr | ₹23.5 | 15.7 | 0.41 | 2.8% | 0.01 | -13.6% | -20.2% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 30
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
United Credit Standalone June 2026 Net Sales at Rs 0.78 crore, up 4.96% Y-o-Y
Moneycontrol.com · 1 month ago