UJJIVANSFB · NSE
Ujjivan Small Finance Bank Limited
₹65.02
+1.64% (+₹1.05)
Prev. close
₹63.97
Volume
47,49,884
Delivery %
53.4%
As of
18 Sept 2026
Price history
Axis Securities Analysis · Axis Securities · 03 Jul 2026
“Has a target price of ₹78 apiece on Ujjivan Small Finance Bank shares, expecting healthy and sustainable growth over the medium term.”
Published mid-session at 11:33 IST. Tracking counts only prices printed after publication — the chart's dashed divider marks that moment; earlier prices never count toward entry or results.
Analyst sentiment
Analysts lean bullish
2 analyst stances · last 90 days · one per analyst
Trackable
2 · 2 bull / 0 neutral / 0 bear
Long-Horizon
none in window
Commentary
none in window
Trackable = verdict-bearing calls · Long-Horizon = 1yr+ horizon, verdict pending · Commentary = context, not graded
Analyst opinions
| Call | Analyst | Instrument | Verdict | Actions | |||
|---|---|---|---|---|---|---|---|
| “Bullish on Ujjivan Small Finance Bank for intraday trading, recommending a buy at ₹68 with a target of ₹74 and a stop lo…” | Vaishali ParekhPrabhudas Lilladher | Ujjivan Small Finance Bank | PENDING | ||||
| “Bullish on Ujjivan Small Finance Bank with a target price of Rs 86. The bank maintained net interest margins at 8.5% in …” | Axis Securities AnalysisAxis Securities | Ujjivan Small Finance Bank | PENDING | ||||
| “Has a target price of ₹78 apiece on Ujjivan Small Finance Bank shares, expecting healthy and sustainable growth over the…” | Axis Securities AnalysisAxis Securities | Ujjivan Small Finance Bank | NOT GRADED | ||||
“Has a target price of ₹78 apiece on Ujjivan Small Finance Bank shares, expecting healthy and sustainable growth over the medium term.” Target ₹78Track opinion → This call couldn't be objectively graded against market data. | |||||||
Fundamentals
About Ujjivan Small Finance Bank Limited
Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, TACS savings and current, and NRI accounts; and fixed, recurring, TASC fixed, NRI and NRO fixed, and tax saver fixed deposits, as well as two wheeler loan. The company's loan products include home and micro mortgages, including home purchase and home construction, composite home, home improvement, and home equity loans; micro mortgages, business loan, and loan against property; vehicle loans, such as two-wheeler loan, electric three-wheeler loan, and dealer trade advance; micro loans, including group and individual loans; agricultural loans; micro, small, and medium enterprises loans and overdrafts; and gold and staff loans. In addition, it provides mobile, personal net, SMS and missed call, phone, video, and WhatsApp banking; ATMs and cash deposit machines; statements services; life, health, and general insurances; credit and debit cards; and safe deposit lockers. Additionally, the company is involved in retail forex and trade services. Ujjivan Small Finance Bank Limited was incorporated in 2016 and is headquartered in Bengaluru, India.
Details
Sector
Financial Services
Industry
Banks - Regional
CEO
Ms. Carol Kripanayana Furtado
Headquarters
Bengaluru
Employees
26,555
Website
ujjivansfb.bank.inExchange
View on NSE ↗Key stats
Market cap
₹12,691.62 Cr
P/E ratio (TTM)
14.2
EPS (TTM)
₹4.58
Beta (1Y · daily vs NIFTY 50)
1.58
Beta (5Y · monthly vs NIFTY 50)
1.42
Shares float
190.78 Cr
EPS · quarter ended Jun 2026
₹1.60
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹3,116.89 Cr | ₹3,126.08 Cr | ₹3,287.76 Cr | ₹4,057.09 Cr | ₹4,370.29 Cr | ₹4,907.44 Cr | |
| ₹8.30 Cr | ₹-414.58 Cr | ₹1,099.92 Cr | ₹1,281.50 Cr | ₹726.10 Cr | ₹692.63 Cr | |
| Diluted EPS | ₹0.05 | ₹-2.4 | ₹5.81 | ₹6.54 | ₹3.71 | ₹3.51 |
Employee benefit expense, Depreciation & amortisation, Pretax income, Tax provision, Interest expense, Other income have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| — | — | ₹33,316.88 Cr | ₹40,422.22 Cr | ₹47,689.15 Cr | ₹57,541.21 Cr | |
| Total debt | — | — | ₹2,391.46 Cr | ₹1,520.82 Cr | ₹1,855.36 Cr | ₹2,486.01 Cr |
| Stockholders' equity | — | — | ₹4,209.11 Cr | ₹5,613.49 Cr | ₹6,083.41 Cr | ₹6,815.68 Cr |
Total assets, Cash & equivalents, Fixed assets, Total debt, Stockholders' equity have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹2,656.68 Cr | — | ₹1,059.79 Cr | ₹1,582.46 Cr | ₹2,028.20 Cr | ₹1,843.20 Cr | |
| Investing cash flow | ₹-1,356.45 Cr | — | ₹-2,095.71 Cr | ₹-864.54 Cr | ₹-1,793.44 Cr | ₹-2,480.67 Cr |
| ₹-705.52 Cr | — | ₹1,186.43 Cr | ₹-518.73 Cr | ₹398.25 Cr | ₹911.35 Cr | |
| Capital expenditure | ₹-58.14 Cr | — | ₹-125.36 Cr | ₹-245.68 Cr | ₹-167.21 Cr | ₹-183.58 Cr |
| End cash position | ₹1,933.50 Cr | — | ₹2,313.69 Cr | ₹2,523.96 Cr | ₹3,156.97 Cr | ₹3,430.85 Cr |
Operating cash flow, Depreciation & amortization, Change in working capital, Investing cash flow, Financing cash flow, Debt issued, Debt repaid, Dividends paid, Capital expenditure, End cash position have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21–Jun 22(4Q) | Sep 22–Dec 22(3Q) | Mar 23–Jun 23(2Q) | Sep 23 | Dec 23 | Mar 24 | May 24–Jun 26(10Q) |
|---|---|---|---|---|---|---|---|
| Promoter | 83.32% | 73.68% | 73.67% | 73.66% | 73.60% | 73.52% | 0.00% |
| Public | 16.68% | 26.32% | 26.33% | 26.34% | 26.40% | 26.48% | 100.00% |
| Employee trusts | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Ujjivan Small Finance Bank Limited | ₹12,646.75 Cr | ₹64.83 | 14.2 | 1.86 | 10.2% | 0.36 | +12.3% | +41.0% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Concall transcripts
Show all 12
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
4 indices
Weight is a free-float market-cap-share estimate from NSE’s live index data, not NSE’s own published (and sometimes capped) index weight. Indices without a live weight feed are listed without one, in alphabetical order after the weighted ones.
BFSI Leadership Shuffle: Ujjivan SFB Gets Interim Chief, RBI Names New Executive Director
bfsi.economictimes.indiatimes.com · 14 days ago
Ujjivan Small Finance Bank share price: Good Buy After Q1 FY27 Results?
Univest · 15 days ago