UCIL.BO · BSE

UNIFINZ CAPITAL INDIA LIMITED

₹101

-0.39% (-₹0.4)

Prev. close

₹101.4

Volume

4,252

As of

BSE · may be slightly delayed · 16:00 IST

Price history

₹101.4+₹1.4 (+1.40%) · 3M
18 Jun 202621 Sept 2026
₹127₹9518 Jun13 Jul05 Aug27 Aug21 Sept
Daily closes · updates after each session

No analyst calls on this stock in the last 90 days yet.

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Analyst opinions

No analyst calls on UNIFINZ CAPITAL INDIA LIMITED in the last 90 days.

Fundamentals

About UNIFINZ CAPITAL INDIA LIMITED

Unifinz Capital India Limited operates as a non-banking finance company in India. It offers personal, travel, wedding, balance transfer, education, home renovation, debt consolidation, medical emergency, long and short term, and instant cash loans. The company also provides loans for salaried employees, chartered accountant, and government employees. The company was formerly known as Shree Worstex Limited and changed its name to Unifinz Capital India Limited in December 2022. Unifinz Capital India Limited was incorporated in 1982 and is based in New Delhi, India.

Details

Sector

Financial Services

Industry

Credit Services

CEO

Mr. Kaushik Chatterjee

Headquarters

New Delhi

Employees

517

Website

unifinz.in

Key stats

Market cap

₹448.88 Cr

P/E ratio (TTM)

5.2

Dividend yield

0.49%

EPS (TTM)

₹19.64

Beta (1Y · daily vs NIFTY 50)

1.03

Beta (5Y · monthly vs NIFTY 50)

-0.17

Shares float

1.11 Cr

EPS · quarter ended Jun 2026

₹3.83

Financial Performance

01 · Financials

-500 Cr0 Cr500 Cr1000 Cr0%100%200%300%400%FY23FY24FY25FY26
RevenueNet incomeEBITDARevenue growth YoY

FY23 growth needs FY22 filings, which the data source doesn't provide.

02 · Earnings Per Share (EPS)

-1001020FY23FY24FY25FY26

03 · Dividend Profile

00010%0.2%0.4%0.6%04 Apr 2506 Apr 26
Dividend (₹/share)Annualised yield

Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: Yahoo (no NSE corporate-actions ledger for this listing).

04 · Operating Efficiency (Growth Rates)

Balance-sheet-based · pre-FY23 not filed in verifiable form

-200%0%200%400%FY24FY25FY26
SalesFixed assets

05 · Capital Structure & Asset Utilization

Pre-FY23 not filed in verifiable form

0 Cr200 Cr400 Cr600 Cr2.5×7.5×10×FY23FY24FY25FY26
Total assetsTotal debtDebt / equityAsset turnover

Asset turnover needs a prior year of assets — omitted for the earliest available year.

06 · Asset Base Composition

Pre-FY23 not filed in verifiable form

0 Cr200 Cr400 Cr600 CrFY23FY24FY25FY26
Fixed assetsCurrent assetsOther assets

07 · Debt Level & Coverage

Pre-FY23 not filed in verifiable form

-200 Cr0 Cr200 Cr400 CrFY23FY24FY25FY26
DebtFree cash flowCash & equivalents

08 · Profit & Loss

Annual

Line itemFY23FY24FY25FY26
₹9.15 Cr₹29.83 Cr₹121.23 Cr₹511.45 Cr
EBITDA₹-27.48 L₹6.43 Cr₹28.91 Cr₹122.61 Cr
₹-55.04 L₹-1.14 Cr₹20.06 Cr₹87.14 Cr
Diluted EPS₹-0.35₹-0.72₹5.07₹19.6

09 · Balance Sheet

Annual

Line itemFY22FY23FY24FY25FY26
₹16.67 Cr₹39.27 Cr₹124.97 Cr₹479.28 Cr
₹10.83 Cr₹31.73 Cr₹34.06 Cr₹278.22 Cr
Stockholders' equity₹4.80 Cr₹3.70 Cr₹77.55 Cr₹164.15 Cr

Total assets, Current assets, Trade receivables, Cash & equivalents, Non-current assets, Fixed assets, Total debt, Long-term debt, Current (short-term) debt, Others, Stockholders' equity have filed figures for only some of the years shown — the missing years are left blank rather than estimated. Inventory shows ₹0 for 2022-03-31 — this deck's own annual-report reading has no Inventory figure for this filer in any year shown (2022-03-31, 2023-03-31, 2024-03-31, 2025-03-31, 2026-03-31 alike); the ₹0 shown here comes from this filer's own reported data feed rather than this deck's own extraction, and is positively consistent with a filer that holds no physical inventory (typical for lenders and other financial-services companies) rather than a display default. 2023-03-31, 2024-03-31, 2025-03-31, 2026-03-31 have no Inventory figure reaching this deck at all — not shown as zero, not shown as positive — left blank rather than assumed to match the other years.

Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.

10 · Cash Flow Statement

Annual

Line itemFY22FY23FY24FY25FY26
₹-4.42 Cr₹-15.93 Cr₹-29.30 Cr₹-190.42 Cr
Investing cash flow₹-40.37 L₹-27.66 L₹-15.62 Cr₹14.09 Cr
₹4.17 Cr₹16.54 Cr₹51.60 Cr₹208.00 Cr
Capital expenditure₹-40.61 L₹-28.97 L₹-69.49 L₹-1.20 Cr
End cash position₹39.39 L₹72.99 L₹7.40 Cr₹39.07 Cr

Operating cash flow, Depreciation & amortization, Change in working capital, Investing cash flow, Financing cash flow, Debt issued, Debt repaid, Dividends paid, Capital expenditure, End cash position have filed figures for only some of the years shown — the missing years are left blank rather than estimated.

Annual only — the data source has no quarterly cash-flow-statement coverage.

12 · Peer Comparison

Financial Services

Company
HDFC Bank Limited₹11.39 L Cr₹738.616.11.398.6%0.81+4.7%-23.4%
ICICI Bank Limited₹9.65 L Cr₹1,339.617.42.6614.9%0.57+9.1%-4.4%
State Bank of India₹9.11 L Cr₹98710.61.5314.0%1.22+9.2%+15.4%
Bajaj Finance Limited₹6.35 L Cr₹1,008.831.45.5716.7%3.10+19.7%+0.2%
Life Insurance Corporation Of India₹5.16 L Cr₹4008.62.9232.5%+8.7%-55.2%
Kotak Mahindra Bank Limited₹4.13 L Cr₹412.6520.32.2810.6%0.53-0.3%-79.6%
Axis Bank Limited₹3.89 L Cr₹1,242.714.11.8112.3%1.30+4.0%+8.6%
Bajaj Finserv Limited₹2.96 L Cr₹1,823.429.33.8012.6%4.64+13.6%-11.9%
Shriram Finance Limited₹2.38 L Cr₹1,00617.93.6115.2%2.76+13.9%+60.2%
SBI Life Insurance Company Limited₹1.76 L Cr₹1,756.367.69.2312.9%-4.3%-5.5%
ICICI Prudential Asset Management Company Limited₹1.59 L Cr₹3,151.245.738.0179.1%+23.1%
UNIFINZ CAPITAL INDIA LIMITED₹451.53 Cr₹1025.22.7553.1%1.69+321.9%-81.6%

Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.

Documents

UCIL.BO

Unifinz Capital India’s PTA Jumps Over 334%

fintechbiznews.com · 7 days ago