TURTLEMINT · NSE
Turtlemint Fintech Solutions Limited
₹134.12
+1.86% (+₹2.45)
Prev. close
₹131.67
Volume
8,32,911
Delivery %
36.8%
As of
18 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About Turtlemint Fintech Solutions Limited
Turtlemint Fintech Solutions Limited operates as a tech-enabled insurance distribution platform that connects customers, insurance advisors and insurers in India. The company offers products, such as health, car, bike, retirement, and life insurance, as well as mutual funds, loans, and credit cards. It also develops Insurance Hub, a cloud-based platform that provides a suite of APIs offering access to a broad catalogue of insurance products, KYC services, and a transformation and rules engine; Integration Studio, a developer-centric environment that supports the entire lifecycle of API integrations; Ninja SalesPro app, a tool designed for relationship managers; Turtlemint Academy, a digital learning and development platform designed to enhance the knowledge, skills, and productivity; TurtlemintPro, a tool for digital partners, providing access to income-generating opportunities and avenues for professional development; Turtlefin, an embedded insurance and SaaS solutions for banks, NBFCs, insurers, and e-commerce platforms; and Turtlemint Consumer App, an application for customers to manage their policies, track benefits, and handle claims. Turtlemint Fintech Solutions Limited was incorporated in 2015 and is based in Mumbai, India.
Details
Sector
Financial Services
Industry
Insurance Brokers
CEO
Mr. Dhirendra Nalin Mahyavanshi
Headquarters
Mumbai
Employees
1,173
Website
turtlemint.comExchange
View on NSE ↗Key stats
EPS (TTM)
₹-9.03
Shares float
11.23 Cr
EPS · quarter ended Jun 2026
₹-1.47
Financial Performance
01 · Financials
FY23 growth needs FY22 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹537.98 Cr | ₹564.17 Cr | ₹700.27 Cr | ₹1,098.28 Cr | |
| EBITDA | ₹-259.39 Cr | ₹-153.36 Cr | ₹-167.47 Cr | ₹-174.32 Cr |
| ₹-283.76 Cr | ₹-186.99 Cr | ₹-202.56 Cr | ₹-184.27 Cr | |
| Diluted EPS | ₹-10.99 | ₹-7.06 | ₹-7.65 | ₹-7.1 |
Total expenses (as filed), Employee benefit expense, Other expenses, Other income have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹900.37 Cr | ₹612.55 Cr | ₹578.69 Cr | ₹450.09 Cr | |
| ₹26.07 Cr | ₹19.12 Cr | ₹26.60 Cr | — | |
| Stockholders' equity | ₹743.45 Cr | ₹563.80 Cr | ₹410.46 Cr | ₹305.15 Cr |
Trade receivables, Cash & equivalents, CWIP, Others, Total debt, Long-term debt, Current (short-term) debt have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated. Inventory shows ₹0 for 2026-03-31 — a real filed figure, not a gap: positively consistent with a filer that holds no physical inventory (typical for lenders and other financial-services companies). 2023-03-31, 2024-03-31, 2025-03-31 have no Inventory figure at all reaching this deck yet — not verified as zero, not verified as positive — so they are left blank rather than assumed to match the filed zero.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹-285.92 Cr | ₹-241.67 Cr | ₹-215.81 Cr | ₹-182.21 Cr | |
| Investing cash flow | ₹-579.32 Cr | ₹247.79 Cr | ₹235.23 Cr | ₹172.02 Cr |
| ₹902.68 Cr | ₹-9.65 Cr | ₹-14.74 Cr | ₹-12.97 Cr | |
| Capital expenditure | ₹-12.02 Cr | ₹-1.30 Cr | ₹-2.01 Cr | ₹-2.60 Cr |
| End cash position | ₹90.22 Cr | ₹86.69 Cr | ₹91.37 Cr | ₹68.21 Cr |
Debt issued, Debt repaid, Dividends paid have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Jun 26–Jun 26(2Q) |
|---|---|
| Promoter | 13.21% |
| Public | 86.79% |
| Employee trusts | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Turtlemint Fintech Solutions Limited | — | ₹134.12 | — | — | -49.3% | 0.06 | +24.1% | — |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Concall transcripts
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
1 index
Weight is a free-float market-cap-share estimate from NSE’s live index data, not NSE’s own published (and sometimes capped) index weight. Indices without a live weight feed are listed without one, in alphabetical order after the weighted ones.
Turtlemint shares surge up to 7% as Motilal Oswal initiates coverage, sees 41% upside
Moneycontrol.com · 2 days ago
Turtlemint, Bajaj Housing Finance rise up to 4% as Jefferies initiates coverage on stocks with 'Buy'...
Moneycontrol.com · 30 days ago