TRU · NSE

TruCap Finance Limited

₹4.21

-0.47% (-₹0.02)

Prev. close

₹4.23

Volume

47,849

Delivery %

87.9%

As of

24 Sept 2026

Price history

₹4.21-₹1.55 (-26.91%) · 3M
16 Jun 2026 → 24 Sept 2026
₹5.87₹4.0116 Jun09 Jul07 Aug01 Sept24 Sept
Daily closes · updates after each session

No analyst calls on this stock in the last 90 days yet.

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Analyst opinions

No analyst calls on TruCap Finance Limited in the last 90 days.

Fundamentals

About TruCap Finance Limited

TruCap Finance Limited, a non-banking finance company, provides loans in India. The company operates in two segments, Fund Based Activities and Advisory Services. It offers micro enterprise loans, SME loans, other structured business, personal loans, and gold loans, as well as related ancillary services. The company was formerly known as Dhanvarsha Finvest Limited and changed its name to TruCap Finance Limited in August 2022. The company was incorporated in 1994 and is headquartered in Mumbai, India. TruCap Finance Limited operates as a subsidiary Wilson Holdings Private Limited.

Details

Sector

Financial Services

Industry

Credit Services

CEO

Mr. Lalit Mohan Chendvankar

Headquarters

Mumbai

Employees

437

Key stats

Market cap

₹50.04 Cr

EPS (TTM)

₹-9.59

Beta (1Y · daily vs NIFTY 50)

0.42

Beta (5Y · monthly vs NIFTY 50)

0.74

Shares float

5.61 Cr

EPS · quarter ended Jun 2026

₹-0.89

Financial Performance

01 · Financials

0 Cr50 Cr100 Cr150 Cr200 Cr₹-100%-50%0%50%FY21FY22FY23FY24FY25FY26
RevenueRevenue growth YoY

FY21 growth needs FY20 filings, which the data source doesn't provide. Net income and EBITDA are omitted from this chart: coverage begins inside the plotted window, and every plotted period must carry a complete point set — the P&L table below has the available figures.

02 · Earnings Per Share (EPS)

-10-505₹FY23FY24FY25FY26

03 · Dividend Profile

00000₹0%0%0%0%0%21 Sept 2218 Sept 2319 Sept 24
Dividend (₹/share)Annualised yieldAnnual dividend growth (FY)

Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.

04 · Operating Efficiency (Growth Rates)

Balance-sheet-based

-250%0%250%500%FY21FY22FY23FY24FY25FY26
SalesFixed assetsTrade receivables

05 · Capital Structure & Asset Utilization

0 Cr250 Cr500 Cr750 Cr1000 Cr₹0×2.5×5×7.5×FY21FY22FY23FY24FY25FY26
Total assetsTotal debtDebt / equityAsset turnover

Asset turnover needs a prior year of assets — omitted for the earliest available year.

06 · Asset Base Composition

0 Cr250 Cr500 Cr750 Cr1000 Cr₹FY21FY22FY23FY24FY25FY26
Fixed assetsCurrent assetsOther assets

07 · Debt Level & Coverage

-500 Cr0 Cr500 Cr1000 Cr₹FY21FY22FY23FY24FY25FY26
DebtFree cash flowCash & equivalents

08 · Profit & Loss

Annual

Line itemFY21FY22FY23FY24FY25FY26
——₹120.98 Cr₹161.89 Cr₹196.72 Cr₹82.54 Cr
EBITDA——₹13.19 Cr₹23.05 Cr₹-35.35 Cr₹-112.63 Cr
——₹63.14 L₹10.96 Cr₹-59.25 Cr₹-112.65 Cr
Diluted EPS——₹0.06₹0.93₹-5.07₹-9.48

Revenue, Total expenses (as filed), Employee benefit expense, Depreciation & amortisation, Other expenses, EBITDA, Net income, Pretax income, Tax provision, Interest expense, Other income, Diluted EPS have filed figures for only some of the years shown — the missing years are left blank rather than estimated.

09 · Balance Sheet

Annual

Line itemFY21FY22FY23FY24FY25FY26
₹186.49 Cr₹471.67 Cr₹671.25 Cr₹921.00 Cr₹699.23 Cr₹391.51 Cr
——₹442.52 Cr₹686.11 Cr₹520.48 Cr₹331.27 Cr
Stockholders' equity₹99.91 Cr₹172.08 Cr₹216.09 Cr₹211.91 Cr₹162.14 Cr₹51.00 Cr

Investments, CWIP, Total debt, Deposits have filed figures for only some of the years shown — the missing years are left blank rather than estimated. Inventory shows ₹0 for 2024-03-31, 2025-03-31, 2026-03-31 — this deck's own annual-report reading has no Inventory figure for this filer in any year shown (2024-03-31, 2025-03-31, 2026-03-31, 2021-03-31, 2022-03-31, 2023-03-31 alike); the ₹0 shown here comes from this filer's own reported data feed rather than this deck's own extraction, and is positively consistent with a filer that holds no physical inventory (typical for lenders and other financial-services companies) rather than a display default. 2021-03-31, 2022-03-31, 2023-03-31 have no Inventory figure reaching this deck at all — not shown as zero, not shown as positive — left blank rather than assumed to match the other years.

Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.

10 · Cash Flow Statement

Annual

Line itemFY21FY22FY23FY24FY25FY26
——₹-151.40 Cr₹-211.95 Cr₹211.62 Cr₹129.66 Cr
Investing cash flow——₹-65.77 Cr₹30.45 Cr₹-27.90 Cr₹55.49 Cr
——₹196.63 Cr₹244.84 Cr₹-246.05 Cr₹-215.83 Cr
Capital expenditure——₹-13.99 Cr₹-9.78 Cr₹-19.87 L₹-3.67 L
End cash position——₹38.01 Cr₹101.35 Cr₹39.02 Cr₹8.34 Cr

Operating cash flow, Depreciation & amortization, Change in working capital, Investing cash flow, Financing cash flow, Debt issued, Debt repaid, Dividends paid, Capital expenditure, End cash position have filed figures for only some of the years shown — the missing years are left blank rather than estimated.

Annual only — the data source has no quarterly cash-flow-statement coverage.

11 · Shareholding Pattern

NSE, quarterly

Line itemJun 23Jun 23Sep 23Dec 23Mar 24Jun 24Sep 24Dec 24Mar 25Jun 25–Jun 26(5Q)
Promoter57.32%53.57%50.77%46.85%47.38%42.15%36.86%37.21%35.76%30.96%
Public42.68%46.43%49.23%53.15%52.62%57.85%63.14%62.79%64.24%69.04%
Employee trusts0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.

12 · Peer Comparison

Financial Services

Company
HDFC Bank Limited₹11.24 L Cr₹728.915.91.388.6%0.81+4.7%-23.4%
ICICI Bank Limited₹9.62 L Cr₹1,334.517.32.6514.9%0.57+9.1%-3.5%
State Bank of India₹9.03 L Cr₹978.510.41.5214.0%1.22+9.2%+13.0%
Bajaj Finance Limited₹6.49 L Cr₹98232.45.6916.7%3.10+19.7%-4.6%
Life Insurance Corporation Of India₹5.15 L Cr₹4068.62.9232.5%—+8.7%-54.6%
Kotak Mahindra Bank Limited₹4.03 L Cr₹40519.92.2210.6%0.53-0.3%-80.1%
Axis Bank Limited₹3.87 L Cr₹1,186.514.11.8012.3%1.30+4.0%+2.4%
Bajaj Finserv Limited₹2.95 L Cr₹1,762.328.83.7912.6%4.64+13.6%-14.8%
Shriram Finance Limited₹2.38 L Cr₹99017.83.6115.2%2.76+13.9%+58.4%
SBI Life Insurance Company Limited₹1.77 L Cr₹1,75567.79.2512.9%—-4.3%-3.4%
ICICI Prudential Asset Management Company Limited₹1.57 L Cr₹3,169.246.137.6779.1%—+23.1%—
TruCap Finance Limited₹50.04 Cr₹4.21—0.98-220.9%6.50-58.1%-63.7%

Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.

Documents

Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.

TRU

TRU.NS Q2 2026 Earnings: TruCap Finance Posts ₹-9.48 Per-Share Loss as Revenue Contracts 58.1% - Mid-Term Outlook

siam.in · 12 days ago

TRU

TruCap Finance Limited Reports Earnings Results for the First Quarter Ended June 30, 2026

marketscreener.com · 1 month ago