SURYODAY · NSE
Suryoday Small Finance Bank Limited
₹146.63
+0.08% (+₹0.12)
Prev. close
₹146.51
Volume
1,47,616
Delivery %
66.3%
As of
18 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About Suryoday Small Finance Bank Limited
Suryoday Small Finance Bank Limited provides financial products to micro-entrepreneurs and underserved communities and individuals in India. It operates through Treasury, Retail Banking, Corporate Banking, and Other Banking Operation segments. The company offers savings, salary, current, and special accounts; and term and fixed deposits, recurring, and double joy deposits. It also provides two-wheeler, commercial vehicle, and car loans; micro housing loans and micro LAP; home loan; secured business loan; personal loan; MSME loan; merchant loan for business; small business loan; and supply chain finance, as well as joint liability group and individual unsecured loans. In addition, the company offers debit and credit cards; life and general insurance services; social security schemes and mutual funds and broking services; inward and outward remittance services; and internet banking and mobile banking services. The company was incorporated in 2008 and is based in Navi Mumbai, India.
Details
Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Baskar Babu Ramachandran
Headquarters
Navi Mumbai
Employees
8,574
Website
suryoday.bank.inExchange
View on NSE ↗Key stats
Market cap
₹1,558.63 Cr
P/E ratio (TTM)
8.1
Dividend yield
1.02%
EPS (TTM)
₹18.04
Beta (1Y · daily vs NIFTY 50)
0.74
Beta (5Y · monthly vs NIFTY 50)
1.35
Shares float
6.66 Cr
EPS · quarter ended Jun 2026
₹7.07
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based
05 · Capital Structure & Asset Utilization
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
07 · Debt Level & Coverage
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹875.63 Cr | ₹1,035.38 Cr | ₹843.98 Cr | ₹1,181.61 Cr | ₹1,323.34 Cr | ₹1,458.30 Cr | |
| ₹11.86 Cr | ₹-93.03 Cr | ₹77.69 Cr | ₹215.96 Cr | ₹114.97 Cr | ₹151.97 Cr | |
| Diluted EPS | ₹1.31 | ₹-8.76 | ₹7.32 | ₹20.19 | ₹10.75 | ₹14.29 |
Employee benefit expense, Interest expense, Other income have filed figures for only some of the years shown — the missing years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹6,711.99 Cr | ₹8,180.18 Cr | ₹9,861.22 Cr | ₹12,377.69 Cr | ₹15,614.39 Cr | ₹19,883.96 Cr | |
| Total debt | — | — | ₹2,041.31 Cr | ₹1,726.27 Cr | ₹2,485.47 Cr | ₹2,854.01 Cr |
| Stockholders' equity | ₹1,596.90 Cr | ₹1,505.12 Cr | ₹1,584.73 Cr | ₹1,804.96 Cr | ₹1,927.09 Cr | ₹2,078.32 Cr |
Cash & equivalents, Total debt have filed figures for only some of the years shown — the missing years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹-876.34 Cr | ₹-346.51 Cr | ₹-97.70 Cr | ₹934.73 Cr | ₹1,319.98 Cr | ₹652.33 Cr | |
| Investing cash flow | ₹-279.97 Cr | ₹-157.60 Cr | ₹-265.70 Cr | ₹-263.35 Cr | ₹-1,058.99 Cr | ₹-791.57 Cr |
| ₹914.95 Cr | ₹885.03 Cr | ₹213.47 Cr | ₹-321.92 Cr | ₹268.32 Cr | ₹412.13 Cr | |
| Capital expenditure | ₹-19.49 Cr | ₹-50.47 Cr | ₹-92.64 Cr | ₹-55.67 Cr | ₹-176.93 Cr | ₹-75.59 Cr |
| End cash position | ₹596.64 Cr | ₹974.11 Cr | ₹824.18 Cr | ₹1,173.64 Cr | ₹1,702.95 Cr | ₹1,975.84 Cr |
Debt issued, Debt repaid, Dividends paid have filed figures for only some of the years shown — the missing years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21–Sep 22(5Q) | Dec 22–Jun 23(3Q) | Sep 23–Mar 24(3Q) | Jun 24 | Sep 24–Dec 24(2Q) | Mar 25–Dec 25(4Q) | Mar 26–Jun 26(2Q) |
|---|---|---|---|---|---|---|---|
| Promoter | 28.01% | 23.30% | 22.40% | 22.39% | 22.30% | 22.44% | 22.48% |
| Public | 71.99% | 76.70% | 77.60% | 77.61% | 77.70% | 77.56% | 77.52% |
| Employee trusts | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Suryoday Small Finance Bank Limited | ₹1,555.33 Cr | ₹146.51 | 8.2 | 0.75 | 7.3% | 1.37 | +10.2% | +10.2% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Concall transcripts
Show all 12
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.