SBFC · NSE
SBFC Finance Limited
₹92.36
-1.03% (-₹0.96)
Prev. close
₹93.32
Volume
19,54,335
Delivery %
66.2%
As of
18 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About SBFC Finance Limited
SBFC Finance Limited, a non-banking financial company, engages in fund-based financing activity in India. The company offers secured loans for micro, small, and medium enterprises (MSME); loans against gold; unsecured personal loans and unsecured business loans; and loan management services. It also operates as a corporate agent of insurance products. It serves entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals, and other individual customers. SBFC Finance Limited was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.
Details
Sector
Financial Services
Industry
Credit Services
CEO
Mr. Mahesh Kanyalal Dayani
Headquarters
Mumbai
Employees
5,055
Website
sbfc.comExchange
View on NSE ↗Key stats
Market cap
₹10,276.28 Cr
P/E ratio (TTM)
21.3
EPS (TTM)
₹4.36
Beta (1Y · daily vs NIFTY 50)
0.93
Beta (5Y · monthly vs NIFTY 50)
0.90
Shares float
48.18 Cr
EPS · quarter ended Jun 2026
₹1.17
Financial Performance
01 · Financials
FY23 growth needs FY22 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹636.54 Cr | ₹1,018.64 Cr | ₹1,306.16 Cr | ₹1,638.19 Cr | |
| EBITDA | ₹219.00 Cr | ₹336.90 Cr | ₹545.22 Cr | ₹718.54 Cr |
| ₹149.74 Cr | ₹237.10 Cr | ₹345.30 Cr | ₹450.83 Cr | |
| Diluted EPS | ₹1.41 | ₹2.3 | ₹3.15 | ₹4.1 |
Total expenses (as filed), Employee benefit expense, Other expenses, Other income have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹5,746.44 Cr | ₹7,062.79 Cr | ₹8,595.76 Cr | ₹11,085.40 Cr | |
| ₹3,739.06 Cr | ₹3,996.02 Cr | ₹5,264.32 Cr | ₹7,161.71 Cr | |
| Stockholders' equity | ₹1,727.27 Cr | ₹2,778.07 Cr | ₹3,190.07 Cr | ₹3,725.15 Cr |
Inventory, CWIP, Others have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹-1,244.59 Cr | ₹-1,155.17 Cr | ₹-1,415.01 Cr | ₹-1,892.70 Cr | |
| Investing cash flow | ₹205.92 Cr | ₹159.37 Cr | ₹174.19 Cr | ₹130.99 Cr |
| ₹1,071.01 Cr | ₹1,037.20 Cr | ₹1,281.01 Cr | ₹1,977.35 Cr | |
| Capital expenditure | ₹-8.54 Cr | ₹-11.89 Cr | ₹-11.72 Cr | ₹-14.69 Cr |
| End cash position | ₹183.81 Cr | ₹225.21 Cr | ₹265.40 Cr | ₹481.04 Cr |
Dividends paid has filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Aug 23 | Sep 23 | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 64.02% | 64.05% | 63.73% | 60.66% | 55.19% | 55.05% | 54.75% | 53.33% | 53.19% | 52.98% | 52.82% | 52.35% | 52.31% |
| Public | 35.53% | 35.50% | 36.05% | 39.16% | 44.66% | 44.83% | 45.16% | 46.59% | 46.74% | 46.95% | 47.11% | 47.59% | 47.63% |
| Employee trusts | 0.45% | 0.45% | 0.22% | 0.17% | 0.16% | 0.11% | 0.09% | 0.08% | 0.07% | 0.06% | 0.06% | 0.06% | 0.06% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| SBFC Finance Limited | ₹10,407.06 Cr | ₹93.32 | 21.5 | 2.79 | 12.1% | 1.92 | +32.4% | -13.8% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Concall transcripts
Show all 13
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
16 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.