SAINIK.BO · BSE
SAINIK FINANCE & INDUSTRIES LT
₹37.85
+1.61% (+₹0.6)
Prev. close
₹37.25
Volume
1,698
As of
24 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About SAINIK FINANCE & INDUSTRIES LT
Sainik Finance & Industries Limited, a non-banking finance company, engages in the investment, finance, and lending businesses in India. The company was formerly known as Garuda Clays Limited and changed its name to Sainik Finance & Industries Limited in April 2000. Sainik Finance & Industries Limited was incorporated in 1991 and is based in Gurugram, India.
Details
Sector
Financial Services
Industry
Credit Services
CEO
Mr. Chandra Datt
Headquarters
Gurugram
Employees
4
Website
sainikfinance.comExchange
View on BSE ↗Key stats
Market cap
₹40.53 Cr
P/E ratio (TTM)
9.8
EPS (TTM)
₹3.81
Beta (1Y · daily vs NIFTY 50)
0.13
Beta (5Y · monthly vs NIFTY 50)
0.48
Shares float
29.48 L
EPS · quarter ended Jun 2026
₹0.85
Financial Performance
01 · Financials
FY23 growth needs FY22 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| — | ₹18.02 Cr | ₹15.22 Cr | ₹16.65 Cr | ₹16.83 Cr | |
| EBITDA | — | ₹2.36 Cr | ₹2.60 Cr | ₹6.24 Cr | ₹4.42 Cr |
| — | ₹-8.75 L | ₹2.00 Cr | ₹6.18 Cr | ₹4.17 Cr | |
| Diluted EPS | — | ₹-0.08 | ₹1.84 | ₹5.68 | ₹3.83 |
Revenue, Depreciation & amortisation, EBITDA, Net income, Pretax income, Tax provision, Interest expense, Diluted EPS have filed figures for only some of the years shown — the missing years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| — | ₹152.06 Cr | ₹152.38 Cr | ₹142.64 Cr | ₹161.00 Cr | |
| — | ₹97.10 Cr | ₹99.07 Cr | ₹84.81 Cr | ₹104.95 Cr | |
| Stockholders' equity | — | ₹35.41 Cr | ₹37.42 Cr | ₹44.19 Cr | ₹48.28 Cr |
Total assets, Current assets, Trade receivables, Cash & equivalents, Non-current assets, Fixed assets, Total debt, Long-term debt, Current (short-term) debt, Others, Stockholders' equity have filed figures for only some of the years shown — the missing years are left blank rather than estimated. Inventory shows ₹0 for 2022-03-31, 2023-03-31, 2024-03-31, 2026-03-31 — this deck's own annual-report reading has no Inventory figure for this filer in any year shown (2022-03-31, 2023-03-31, 2024-03-31, 2026-03-31, 2025-03-31 alike); the ₹0 shown here comes from this filer's own reported data feed rather than this deck's own extraction, and is positively consistent with a filer that holds no physical inventory (typical for lenders and other financial-services companies) rather than a display default. 2025-03-31 has no Inventory figure reaching this deck at all — not shown as zero, not shown as positive — left blank rather than assumed to match the other years.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹113.49 Cr | ₹1.38 Cr | ₹16.82 Cr | ₹-25.27 Cr | |
| Investing cash flow | ₹0 | ₹0 | ₹0 | ₹0 |
| Financing cash flow | ₹-111.66 Cr | ₹1.97 Cr | ₹-14.26 Cr | ₹20.14 Cr |
| End cash position | ₹1.89 Cr | ₹5.24 Cr | ₹7.80 Cr | ₹2.67 Cr |
Annual only — the data source has no quarterly cash-flow-statement coverage.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.24 L Cr | ₹728.9 | 15.9 | 1.38 | 8.6% | 0.81 | +4.7% | -23.4% |
| ICICI Bank Limited | ₹9.62 L Cr | ₹1,334.5 | 17.3 | 2.65 | 14.9% | 0.57 | +9.1% | -3.5% |
| State Bank of India | ₹9.03 L Cr | ₹978.5 | 10.4 | 1.52 | 14.0% | 1.22 | +9.2% | +13.0% |
| Bajaj Finance Limited | ₹6.49 L Cr | ₹982 | 32.4 | 5.69 | 16.7% | 3.10 | +19.7% | -4.6% |
| Life Insurance Corporation Of India | ₹5.15 L Cr | ₹406 | 8.6 | 2.92 | 32.5% | — | +8.7% | -54.6% |
| Kotak Mahindra Bank Limited | ₹4.03 L Cr | ₹405 | 19.9 | 2.22 | 10.6% | 0.53 | -0.3% | -80.1% |
| Axis Bank Limited | ₹3.87 L Cr | ₹1,186.5 | 14.1 | 1.80 | 12.3% | 1.30 | +4.0% | +2.4% |
| Bajaj Finserv Limited | ₹2.95 L Cr | ₹1,762.3 | 28.8 | 3.79 | 12.6% | 4.64 | +13.6% | -14.8% |
| Shriram Finance Limited | ₹2.38 L Cr | ₹990 | 17.8 | 3.61 | 15.2% | 2.76 | +13.9% | +58.4% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,755 | 67.7 | 9.25 | 12.9% | — | -4.3% | -3.4% |
| ICICI Prudential Asset Management Company Limited | ₹1.57 L Cr | ₹3,169.2 | 46.1 | 37.67 | 79.1% | — | +23.1% | — |
| SAINIK FINANCE & INDUSTRIES LT | ₹40.53 Cr | ₹37.25 | 9.8 | 0.84 | 8.6% | 2.17 | +1.1% | -33.5% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 28
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.