SAINIK.BO · BSE

SAINIK FINANCE & INDUSTRIES LT

₹37.85

+1.61% (+₹0.6)

Prev. close

₹37.25

Volume

1,698

As of

24 Sept 2026

Price history

₹37.85-₹1.44 (-3.67%) · 3M
17 Jun 202624 Sept 2026
₹41.5₹33.6217 Jun15 Jul10 Aug01 Sept24 Sept
Daily closes · updates after each session

No analyst calls on this stock in the last 90 days yet.

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Analyst opinions

No analyst calls on SAINIK FINANCE & INDUSTRIES LT in the last 90 days.

Fundamentals

About SAINIK FINANCE & INDUSTRIES LT

Sainik Finance & Industries Limited, a non-banking finance company, engages in the investment, finance, and lending businesses in India. The company was formerly known as Garuda Clays Limited and changed its name to Sainik Finance & Industries Limited in April 2000. Sainik Finance & Industries Limited was incorporated in 1991 and is based in Gurugram, India.

Details

Sector

Financial Services

Industry

Credit Services

CEO

Mr. Chandra Datt

Headquarters

Gurugram

Employees

4

Key stats

Market cap

₹40.53 Cr

P/E ratio (TTM)

9.8

EPS (TTM)

₹3.81

Beta (1Y · daily vs NIFTY 50)

0.13

Beta (5Y · monthly vs NIFTY 50)

0.48

Shares float

29.48 L

EPS · quarter ended Jun 2026

₹0.85

Financial Performance

01 · Financials

-10 Cr0 Cr10 Cr20 Cr-20%-10%0%10%FY23FY24FY25FY26
RevenueNet incomeEBITDARevenue growth YoY

FY23 growth needs FY22 filings, which the data source doesn't provide.

02 · Earnings Per Share (EPS)

-50510FY23FY24FY25FY26

04 · Operating Efficiency (Growth Rates)

Balance-sheet-based · pre-FY23 not filed in verifiable form

-100%-50%0%50%FY24FY25FY26
SalesFixed assetsTrade receivables

05 · Capital Structure & Asset Utilization

Pre-FY23 not filed in verifiable form

0 Cr50 Cr100 Cr150 Cr200 CrFY23FY24FY25FY26
Total assetsTotal debtDebt / equityAsset turnover

Asset turnover needs a prior year of assets — omitted for the earliest available year.

06 · Asset Base Composition

Pre-FY23 not filed in verifiable form

0 Cr50 Cr100 Cr150 Cr200 CrFY23FY24FY25FY26
Fixed assetsCurrent assetsOther assets

07 · Debt Level & Coverage

Pre-FY23 not filed in verifiable form

-100 Cr0 Cr100 Cr200 CrFY23FY24FY25FY26
DebtFree cash flowCash & equivalents

08 · Profit & Loss

Annual

Line itemFY22FY23FY24FY25FY26
₹18.02 Cr₹15.22 Cr₹16.65 Cr₹16.83 Cr
EBITDA₹2.36 Cr₹2.60 Cr₹6.24 Cr₹4.42 Cr
₹-8.75 L₹2.00 Cr₹6.18 Cr₹4.17 Cr
Diluted EPS₹-0.08₹1.84₹5.68₹3.83

Revenue, Depreciation & amortisation, EBITDA, Net income, Pretax income, Tax provision, Interest expense, Diluted EPS have filed figures for only some of the years shown — the missing years are left blank rather than estimated.

09 · Balance Sheet

Annual

Line itemFY22FY23FY24FY25FY26
₹152.06 Cr₹152.38 Cr₹142.64 Cr₹161.00 Cr
₹97.10 Cr₹99.07 Cr₹84.81 Cr₹104.95 Cr
Stockholders' equity₹35.41 Cr₹37.42 Cr₹44.19 Cr₹48.28 Cr

Total assets, Current assets, Trade receivables, Cash & equivalents, Non-current assets, Fixed assets, Total debt, Long-term debt, Current (short-term) debt, Others, Stockholders' equity have filed figures for only some of the years shown — the missing years are left blank rather than estimated. Inventory shows ₹0 for 2022-03-31, 2023-03-31, 2024-03-31, 2026-03-31 — this deck's own annual-report reading has no Inventory figure for this filer in any year shown (2022-03-31, 2023-03-31, 2024-03-31, 2026-03-31, 2025-03-31 alike); the ₹0 shown here comes from this filer's own reported data feed rather than this deck's own extraction, and is positively consistent with a filer that holds no physical inventory (typical for lenders and other financial-services companies) rather than a display default. 2025-03-31 has no Inventory figure reaching this deck at all — not shown as zero, not shown as positive — left blank rather than assumed to match the other years.

Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.

10 · Cash Flow Statement

Annual

Line itemFY23FY24FY25FY26
₹113.49 Cr₹1.38 Cr₹16.82 Cr₹-25.27 Cr
Investing cash flow₹0₹0₹0₹0
Financing cash flow₹-111.66 Cr₹1.97 Cr₹-14.26 Cr₹20.14 Cr
End cash position₹1.89 Cr₹5.24 Cr₹7.80 Cr₹2.67 Cr

Annual only — the data source has no quarterly cash-flow-statement coverage.

12 · Peer Comparison

Financial Services

Company
HDFC Bank Limited₹11.24 L Cr₹728.915.91.388.6%0.81+4.7%-23.4%
ICICI Bank Limited₹9.62 L Cr₹1,334.517.32.6514.9%0.57+9.1%-3.5%
State Bank of India₹9.03 L Cr₹978.510.41.5214.0%1.22+9.2%+13.0%
Bajaj Finance Limited₹6.49 L Cr₹98232.45.6916.7%3.10+19.7%-4.6%
Life Insurance Corporation Of India₹5.15 L Cr₹4068.62.9232.5%+8.7%-54.6%
Kotak Mahindra Bank Limited₹4.03 L Cr₹40519.92.2210.6%0.53-0.3%-80.1%
Axis Bank Limited₹3.87 L Cr₹1,186.514.11.8012.3%1.30+4.0%+2.4%
Bajaj Finserv Limited₹2.95 L Cr₹1,762.328.83.7912.6%4.64+13.6%-14.8%
Shriram Finance Limited₹2.38 L Cr₹99017.83.6115.2%2.76+13.9%+58.4%
SBI Life Insurance Company Limited₹1.77 L Cr₹1,75567.79.2512.9%-4.3%-3.4%
ICICI Prudential Asset Management Company Limited₹1.57 L Cr₹3,169.246.137.6779.1%+23.1%
SAINIK FINANCE & INDUSTRIES LT₹40.53 Cr₹37.259.80.848.6%2.17+1.1%-33.5%

Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.

Documents

Annual reports

Show all 28

Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.

SAINIK.BO

Sainik Finance: Declares 5% Interim Dividend for FY26

investywise.com · 1 day ago

SAINIK.BO

Sainik Finance: Promoters Transfer 12.10% Shares

InvestyWise · 23 days ago