PSB · NSE
Punjab & Sind Bank
₹22.1
+1.10% (+₹0.24)
Prev. close
₹21.86
Volume
13,35,054
Delivery %
51.9%
As of
18 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About Punjab & Sind Bank
Punjab & Sind Bank provides various banking and financial products and services in India. It offers deposit products, including saving accounts, current accounts, salary, fixed deposits. The company also provides loans, such as home, auto, education, commercial vehicle, personal, doctor, mortgage, vyapar, e-vahan, gold, mudra, MSME, and agri loans; and SME liquid plus and contractor plus products, as well as sukhmoney for senior citizens, SB OD and central sector interest subsidiary schemes, roof solar top solar finance, and debt restructuring services. In addition, it offers locker facility and government schemes; life, general, and health insurance services; digital banking services comprising internet and mobile banking, SMS banking, Aadhaar seeding and pay, point of sale, unified payment interface, BBPS, IMPS/USSD, RTGS/NEFT, ATM/debit cards, and online payment; international banking services, including NRI schemes, export/import services, forex treasury, residential facilities, and gold card scheme; and social banking services. The company was incorporated in 1908 and is headquartered in New Delhi, India.
Details
Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Swarup Kumar Saha
Headquarters
New Delhi
Website
punjabandsind.bank.inExchange
View on NSE ↗Key stats
Market cap
₹15,681.24 Cr
P/E ratio (TTM)
11.2
Dividend yield
1.78%
EPS (TTM)
₹1.97
Beta (1Y · daily vs NIFTY 50)
1.47
Beta (5Y · monthly vs NIFTY 50)
1.22
Shares float
43.39 Cr
EPS · quarter ended Jun 2026
₹0.47
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹7,876.72 Cr | ₹8,055.19 Cr | ₹3,886.06 Cr | ₹3,709.21 Cr | ₹5,381.34 Cr | ₹5,632.41 Cr | |
| ₹-2,732.90 Cr | ₹1,039.05 Cr | ₹1,313.03 Cr | ₹595.42 Cr | ₹1,015.83 Cr | ₹1,321.93 Cr | |
| Diluted EPS | ₹-35.71 | ₹2.56 | ₹1.94 | ₹0.88 | ₹1.5 | ₹1.86 |
Interest expense has filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| — | — | ₹1.36 L Cr | ₹1.48 L Cr | ₹1.62 L Cr | ₹1.79 L Cr | |
| Total debt | — | — | ₹9,018.38 Cr | ₹9,170.86 Cr | ₹11,879.52 Cr | ₹13,952.33 Cr |
| Stockholders' equity | — | — | ₹15,108.51 Cr | ₹15,533.43 Cr | ₹13,354.76 Cr | ₹14,132.41 Cr |
Total assets, Cash & equivalents, Fixed assets, Total debt, Stockholders' equity have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹-5,847.68 Cr | ₹-5,998.57 Cr | ₹1,428.36 Cr | ₹1,748.89 Cr | ₹-2,293.50 Cr | ₹-1,893.10 Cr | |
| Investing cash flow | ₹-446.23 Cr | ₹-120.79 Cr | ₹-88.16 Cr | ₹-228.63 Cr | ₹-167.61 Cr | ₹-240.91 Cr |
| ₹5,055.11 Cr | ₹4,068.14 Cr | ₹-1,331.70 Cr | ₹-433.97 Cr | ₹3,898.16 Cr | ₹-386.79 Cr | |
| Capital expenditure | ₹-446.22 Cr | ₹-120.63 Cr | ₹-90.31 Cr | ₹-229.07 Cr | ₹-167.41 Cr | ₹-240.75 Cr |
| End cash position | ₹8,339.45 Cr | ₹6,288.22 Cr | ₹6,296.72 Cr | ₹7,383.01 Cr | ₹8,820.06 Cr | ₹6,299.26 Cr |
Debt issued, Debt repaid have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21–Dec 21(2Q) | Mar 22–Dec 24(12Q) | Mar 25–Jun 26(6Q) |
|---|---|---|---|
| Promoter | 97.07% | 98.25% | 93.85% |
| Public | 2.93% | 1.75% | 6.15% |
| Employee trusts | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Punjab & Sind Bank | ₹16,064.40 Cr | ₹22.73 | 11.6 | 1.14 | 9.4% | 0.99 | +4.7% | -22.7% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 17
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
10 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.
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