MUTHOOTMF · NSE
Muthoot Microfin Limited
₹189.28
+0.66% (+₹1.24)
Prev. close
₹188.04
Volume
1,37,823
Delivery %
33.0%
As of
18 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About Muthoot Microfin Limited
Muthoot Microfin Limited, a non-deposit taking non-banking financial company, provides micro loans to women entrepreneurs in rural regions of India. The company offers income generating, Pragathi, Suvidha, and individual loans; education, mobile phones, solar lighting product, and household appliances product loans; sanitation improvement loans; and secured loans. It also provides value-added services, such as wellness combo and property insurance. The company was formerly known as Panchratna Securities Limited and changed its name to Muthoot Microfin Limited in October 2012. The company was incorporated in 1992 and is based in Kochi, India. Muthoot Microfin Limited operates as a subsidiary of Muthoot Fincorp Limited.
Details
Sector
Financial Services
Industry
Credit Services
CEO
Mr. Sadaf Sayeed
Headquarters
Kochi
Employees
15,639
Website
muthootmicrofin.comExchange
View on NSE ↗Key stats
Market cap
₹3,175.49 Cr
P/E ratio (TTM)
13.0
EPS (TTM)
₹14.61
Beta (1Y · daily vs NIFTY 50)
1.62
Shares float
3.21 Cr
EPS · quarter ended Jun 2026
₹4.83
Financial Performance
01 · Financials
FY23 growth needs FY22 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹1,291.04 Cr | ₹1,984.41 Cr | ₹2,561.69 Cr | ₹2,369.57 Cr | |
| EBITDA | ₹252.37 Cr | ₹633.30 Cr | ₹-227.50 Cr | ₹270.37 Cr |
| ₹163.89 Cr | ₹449.58 Cr | ₹-222.52 Cr | ₹170.27 Cr | |
| Diluted EPS | ₹9.61 | ₹30.25 | ₹-13.29 | ₹10.15 |
Total expenses (as filed), Employee benefit expense, Other expenses, Other income have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹8,529.20 Cr | ₹11,590.23 Cr | ₹10,857.02 Cr | ₹12,684.81 Cr | |
| ₹6,623.12 Cr | ₹8,589.29 Cr | ₹8,101.34 Cr | ₹9,707.25 Cr | |
| Stockholders' equity | ₹1,625.85 Cr | ₹2,804.35 Cr | ₹2,632.23 Cr | ₹2,854.31 Cr |
Trade receivables, CWIP, Others have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated. Inventory shows ₹0 for 2024-03-31, 2025-03-31, 2026-03-31 — a real filed figure, not a gap: positively consistent with a filer that holds no physical inventory (typical for lenders and other financial-services companies). 2023-03-31 has no Inventory figure at all reaching this deck yet — not verified as zero, not verified as positive — so it is left blank rather than assumed to match the filed zero.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹-2,332.88 Cr | ₹-1,271.69 Cr | ₹1,382.03 Cr | ₹-580.33 Cr | |
| Investing cash flow | ₹-180.03 Cr | ₹-225.33 Cr | ₹-127.79 Cr | ₹-41.39 Cr |
| ₹2,566.54 Cr | ₹1,671.02 Cr | ₹-1,484.64 Cr | ₹625.62 Cr | |
| Capital expenditure | ₹-28.18 Cr | ₹-27.55 Cr | ₹-20.73 Cr | ₹-10.85 Cr |
| End cash position | ₹759.46 Cr | ₹927.65 Cr | ₹697.25 Cr | ₹701.15 Cr |
Dividends paid has filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Dec 23–Dec 23(2Q) | Mar 24 | Jun 24 | Sep 24–Dec 24(2Q) | Mar 25–Sep 25(3Q) | Dec 25 | Mar 26–Jun 26(2Q) |
|---|---|---|---|---|---|---|---|
| Promoter | 55.47% | 55.47% | 55.47% | 55.47% | 55.47% | 55.47% | 55.47% |
| Public | 42.51% | 42.64% | 42.79% | 42.80% | 42.84% | 42.84% | 42.94% |
| Employee trusts | 2.03% | 1.89% | 1.74% | 1.73% | 1.70% | 1.69% | 1.60% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Muthoot Microfin Limited | ₹3,154.68 Cr | ₹189.28 | 12.9 | 1.11 | 6.0% | 3.40 | -9.2% | +9.4% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Concall transcripts
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
4 indices
Weight is BSE’s own published index weight. Indices without weight data are listed without one, in alphabetical order after the weighted ones.