KTKBANK · NSE
The Karnataka Bank Limited
₹313.8
-0.03% (-₹0.1)
Prev. close
₹313.9
Volume
16,49,339
Delivery %
62.7%
As of
18 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About The Karnataka Bank Limited
The Karnataka Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, as well as trade financing products, such as letters of credit, guarantees, and bill discounting. It offers home, automobile, personal, and education loans; loans against term deposits; loans against securities; and gold, small business, and agriculture loans to agriculture, MSME, housing, and education sectors; and range of ancillary products and services, including collection of taxes, digital marketing initiatives, trade finance automation, doorstep gold loan, OMNI channel, corporate salary account, and enhanced whatsapp banking, as well as FASTag services. In addition, the company's products include KBL Contractor Mitra, KBL Micro Mitra, KBL Export Mitra, KBL MSME, as well as KBL Mahila Udyog for financial support of women entrepreneurs. Additionally, it engages in statutory reserves management, such as SLR and CRR; liquidity and treasury management; investment and trading activities; and foreign exchange activities. Further, the company invests in sovereign debt instruments and other fixed income securities; mutual funds; certificates of deposits; floating rate instrument; forward contracts; and trades debt and equity securities, as well as distributes insurance products. The Karnataka Bank Limited was incorporated in 1924 and is based in Mangalore, India.
Details
Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Raghavendra Srinivas Bhat
Headquarters
Mangalore
Employees
9,037
Website
karnatakabank.bank.inExchange
View on NSE ↗Key stats
Market cap
₹11,867.33 Cr
P/E ratio (TTM)
8.3
Dividend yield
1.59%
EPS (TTM)
₹37.95
Beta (1Y · daily vs NIFTY 50)
1.10
Beta (5Y · monthly vs NIFTY 50)
1.02
Shares float
32.55 Cr
EPS · quarter ended Jun 2026
₹11.06
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹7,727.48 Cr | ₹7,175.54 Cr | ₹4,177.99 Cr | ₹4,625.57 Cr | ₹4,580.03 Cr | ₹4,521.60 Cr | |
| ₹482.46 Cr | ₹507.99 Cr | ₹1,179.68 Cr | ₹1,306.61 Cr | ₹1,272.84 Cr | ₹1,310.75 Cr | |
| Diluted EPS | ₹15.47 | ₹16.29 | ₹37.64 | ₹39.66 | ₹33.63 | ₹34.61 |
Employee benefit expense, Interest expense, Other income have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹85,615.00 Cr | ₹92,040.00 Cr | ₹99,057.00 Cr | ₹1.16 L Cr | ₹1.21 L Cr | ₹1.29 L Cr | |
| Total debt | ₹1,764.88 Cr | ₹2,313.84 Cr | ₹1,562.72 Cr | ₹2,400.64 Cr | ₹1,940.55 Cr | ₹867.35 Cr |
| Stockholders' equity | ₹6,642.24 Cr | ₹7,093.99 Cr | ₹8,212.06 Cr | ₹10,847.53 Cr | ₹12,084.84 Cr | ₹13,224.22 Cr |
Cash & equivalents has filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹3,368.27 Cr | ₹-467.45 Cr | ₹1,829.69 Cr | ₹680.84 Cr | ₹-320.59 Cr | ₹1,100.10 Cr | |
| Investing cash flow | ₹-87.41 Cr | ₹-56.44 Cr | ₹-87.53 Cr | ₹-369.30 Cr | ₹-161.04 Cr | ₹-87.82 Cr |
| ₹-884.78 Cr | ₹-354.92 Cr | ₹-19.45 Cr | ₹1,582.27 Cr | ₹412.07 Cr | ₹-1,260.36 Cr | |
| Capital expenditure | ₹-88.00 Cr | ₹-57.00 Cr | ₹-89.00 Cr | ₹-112.00 Cr | ₹-163.00 Cr | ₹-89.00 Cr |
| End cash position | ₹5,315.57 Cr | ₹4,436.76 Cr | ₹6,159.47 Cr | ₹8,053.29 Cr | ₹7,984.32 Cr | ₹7,735.63 Cr |
Debt issued, Debt repaid have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21–Jun 26(22Q) |
|---|---|
| Promoter | 0.00% |
| Public | 100.00% |
| Employee trusts | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| The Karnataka Bank Limited | ₹11,871.12 Cr | ₹313.8 | 8.3 | 0.90 | 9.9% | 0.07 | -1.3% | +77.7% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 28
Concall transcripts
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
13 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.
Karnataka Bank 102nd AGM on 22 Sept 2026; Record Date for Dividend Fixed as 15 Sept
The Karnataka Bank Limited will hold its 102nd Annual General Meeting on September 22, 2026. The bank proposed a dividend of ₹5.00 per equity share, with September 15, 2026, fixed as the record date for dividend eligibility. Shareholders will receive the dividend on or after September 29, 2026.
Banking sector stocks fall sharply today, July 22: Bandhan Bank declines 14.02%, Karnataka Bank down 2.79%, Bank of India falls 2.28%
Business Upturn · 2 months ago