JSFB · NSE
Jana Small Finance Bank Limited
₹527.3
+1.38% (+₹7.2)
Prev. close
₹520.1
Volume
14,05,254
Delivery %
49.5%
As of
18 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About Jana Small Finance Bank Limited
Jana Small Finance Bank Limited provides banking and financial services to individuals and enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers current and savings accounts; fixed, recurring, and other deposits; and loans, such as two-wheeler, group, business, gold, home improvement, agri group and individual, and home loans, as well as consumer education on loan overdue concepts. It also offers life, general, and health insurance products; cards; and investment and payment services, as well as mobile, internet, and corporate internet banking services. The company was formerly known as Janalakshmi Financial Services Limited and changed its name to Jana Small Finance Bank Limited in March 2018. Jana Small Finance Bank Limited was founded in 1999 and is headquartered in Bengaluru, India.
Details
Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Ajay Chamanlal Kanwal
Headquarters
Bengaluru
Employees
26,246
Website
jana.bank.inExchange
View on NSE ↗Key stats
Market cap
₹5,500.19 Cr
P/E ratio (TTM)
14.5
EPS (TTM)
₹35.97
Beta (1Y · daily vs NIFTY 50)
1.04
Shares float
4.08 Cr
EPS · quarter ended Jun 2026
₹14.69
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| — | — | ₹2,215.22 Cr | ₹2,624.86 Cr | ₹3,011.40 Cr | ₹3,354.25 Cr | |
| ₹84.00 Cr | ₹5.00 Cr | ₹255.97 Cr | ₹669.54 Cr | ₹501.42 Cr | ₹326.43 Cr | |
| Diluted EPS | — | — | ₹24.47 | ₹90.72 | ₹47.67 | ₹30.92 |
Revenue, Employee benefit expense, Depreciation & amortisation, Tax provision, Interest expense, Other income, Diluted EPS have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹19,091.00 Cr | ₹20,189.00 Cr | ₹25,644.00 Cr | ₹32,710.00 Cr | ₹38,464.00 Cr | ₹47,448.00 Cr | |
| Total debt | — | — | ₹5,477.46 Cr | ₹4,411.46 Cr | ₹3,376.82 Cr | ₹4,546.76 Cr |
| Stockholders' equity | — | — | ₹1,797.26 Cr | ₹3,577.10 Cr | ₹4,118.35 Cr | ₹4,470.21 Cr |
Cash & equivalents, Total debt, Stockholders' equity have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹615.00 Cr | ₹859.00 Cr | ₹-1,137.00 Cr | ₹708.00 Cr | ₹4,073.00 Cr | ₹594.00 Cr | |
| Investing cash flow | — | — | ₹-434.46 Cr | ₹-780.09 Cr | ₹-321.02 Cr | ₹-4,132.65 Cr |
| ₹1,917.00 Cr | ₹-240.00 Cr | ₹2,104.00 Cr | ₹33.00 Cr | ₹-1,331.00 Cr | ₹1,641.00 Cr | |
| Capital expenditure | ₹-43.00 Cr | ₹-41.00 Cr | ₹-26.00 Cr | ₹-77.00 Cr | ₹-73.00 Cr | ₹-122.00 Cr |
| End cash position | — | — | ₹2,066.88 Cr | ₹2,027.17 Cr | ₹4,447.82 Cr | ₹2,549.35 Cr |
Depreciation & amortization, Change in working capital, Investing cash flow, Dividends paid, End cash position have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Feb 24–Jun 24(3Q) | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|---|---|---|---|
| Promoter | 22.54% | 22.38% | 22.35% | 22.28% | 21.88% | 21.87% | 21.86% | 21.85% | 16.94% |
| Public | 77.46% | 77.62% | 77.65% | 77.72% | 78.12% | 78.13% | 78.14% | 78.15% | 83.06% |
| Employee trusts | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Jana Small Finance Bank Limited | ₹5,500.19 Cr | ₹527.3 | 14.5 | 1.23 | 7.3% | 1.02 | +11.4% | +12.7% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Concall transcripts
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
3 indices
Weight is a free-float market-cap-share estimate from NSE’s live index data, not NSE’s own published (and sometimes capped) index weight. Indices without a live weight feed are listed without one, in alphabetical order after the weighted ones.