GOYALASS.BO · BSE

GOYAL ASSOCIATES LTD.

₹1.02

-1.92% (-₹0.02)

Prev. close

₹1.04

Volume

5,600

As of

18 Sept 2026

Price history

₹1.02+₹0.27 (+36.00%) · 3M
17 Jun 202618 Sept 2026
₹1.1₹0.7517 Jun10 Jul04 Aug26 Aug18 Sept
Daily closes · updates after each session

No analyst calls on this stock in the last 90 days yet.

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Analyst opinions

No analyst calls on GOYAL ASSOCIATES LTD. in the last 90 days.

Fundamentals

About GOYAL ASSOCIATES LTD.

Goyal Associates Limited, a non-banking financial service company, engages in the financing and investment activities in India. It provides micro enterprise, SME, vehicle, and agro based loans; and personal loans, as well as loans to micro financial institutions and NBFCs. The company is also involved in the share trading and other financial related activities of NBFCs. Goyal Associates Limited was incorporated in 1994 and is based in Hyderabad, India.

Details

Sector

Financial Services

Industry

Credit Services

CEO

Mr. Bheemdi Raghuram Reddy

Headquarters

Hyderabad

Key stats

Market cap

₹5.40 Cr

EPS (TTM)

₹-0.01

Beta (1Y · daily vs NIFTY 50)

0.85

Beta (5Y · monthly vs NIFTY 50)

0.81

Shares float

3.67 Cr

EPS · quarter ended Jun 2026

₹0.04

Financial Performance

01 · Financials

-2 Cr0 Cr2 Cr4 Cr-100%-50%0%50%FY23FY24FY25FY26
RevenueNet incomeEBITDARevenue growth YoY

FY23 growth needs FY22 filings, which the data source doesn't provide.

02 · Earnings Per Share (EPS)

-0000FY23FY24FY25FY26

04 · Operating Efficiency (Growth Rates)

Balance-sheet-based · pre-FY23 not filed in verifiable form

-100%-50%0%50%FY24FY25FY26
SalesFixed assetsTrade receivables

05 · Capital Structure & Asset Utilization

Pre-FY23 not filed in verifiable form

0 Cr2.5 Cr5 Cr7.5 Cr10 Cr0.25×0.5×0.75×FY23FY24FY25FY26
Total assetsTotal debtDebt / equityAsset turnover

Asset turnover needs a prior year of assets — omitted for the earliest available year.

06 · Asset Base Composition

Pre-FY23 not filed in verifiable form

0 Cr2.5 Cr5 Cr7.5 Cr10 CrFY23FY24FY25FY26
Fixed assetsCurrent assetsOther assets

07 · Debt Level & Coverage

Pre-FY23 not filed in verifiable form

-2 Cr-1 Cr0 Cr1 Cr2 CrFY23FY24FY25FY26
DebtFree cash flowCash & equivalents

08 · Profit & Loss

Annual

Line itemFY22FY23FY24FY25FY26
₹3.41 Cr₹3.75 Cr₹2.63 Cr₹1.24 Cr
EBITDA₹95.96 L₹1.02 Cr₹86.50 L₹-28.10 L
₹58.81 L₹63.10 L₹73.80 L₹-32.20 L
Diluted EPS₹0.13₹0.13₹0.14₹-0.05

Revenue, Depreciation & amortisation, EBITDA, Net income, Pretax income, Tax provision, Interest expense, Diluted EPS have filed figures for only some of the years shown — the missing years are left blank rather than estimated.

09 · Balance Sheet

Annual

Line itemFY22FY23FY24FY25FY26
₹5.00 Cr₹6.05 Cr₹8.48 Cr₹8.50 Cr
₹1.24 Cr₹1.14 Cr₹1.05 Cr₹1.05 Cr
Stockholders' equity₹2.62 Cr₹3.25 Cr₹5.50 Cr₹5.24 Cr

Total assets, Current assets, Trade receivables, Cash & equivalents, Non-current assets, Fixed assets, Total debt, Long-term debt, Stockholders' equity have filed figures for only some of the years shown — the missing years are left blank rather than estimated. Inventory shows ₹0 for 2022-03-31, 2023-03-31, 2024-03-31, 2025-03-31 — this deck's own annual-report reading has no Inventory figure for this filer in any year shown (2022-03-31, 2023-03-31, 2024-03-31, 2025-03-31, 2026-03-31 alike); the ₹0 shown here comes from this filer's own reported data feed rather than this deck's own extraction, and is positively consistent with a filer that holds no physical inventory (typical for lenders and other financial-services companies) rather than a display default. 2026-03-31 has no Inventory figure reaching this deck at all — not shown as zero, not shown as positive — left blank rather than assumed to match the other years.

Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.

10 · Cash Flow Statement

Annual

Line itemFY22FY23FY24FY25FY26
₹85.81 L₹-4.80 L₹-1.52 Cr₹-22.60 L
Investing cash flow₹-41.42 L₹-1.00 L₹19.50 L₹0
₹-73.67 L₹-10,000₹1.42 Cr₹10.70 L
Capital expenditure₹-6.95 L₹-41.42 L₹-1.00 L
End cash position₹10.55 L₹4.70 L₹14.50 L₹2.60 L

Operating cash flow, Depreciation & amortization, Change in working capital, Investing cash flow, Financing cash flow, Debt repaid, Capital expenditure, End cash position have filed figures for only some of the years shown — the missing years are left blank rather than estimated.

Annual only — the data source has no quarterly cash-flow-statement coverage.

12 · Peer Comparison

Financial Services

Company
HDFC Bank Limited₹11.27 L Cr₹73116.21.388.6%0.81+4.7%-25.2%
ICICI Bank Limited₹9.75 L Cr₹1,347.617.62.6914.9%0.57+9.1%-5.0%
State Bank of India₹9.16 L Cr₹996.210.61.5414.0%1.22+9.2%+16.6%
Bajaj Finance Limited₹6.31 L Cr₹1,040.331.15.5416.7%3.10+19.7%+4.4%
Life Insurance Corporation Of India₹5.06 L Cr₹407.78.42.8732.5%+8.7%-54.2%
Kotak Mahindra Bank Limited₹4.08 L Cr₹41520.52.2510.6%0.53-0.3%-79.5%
Axis Bank Limited₹3.86 L Cr₹1,24014.01.8012.3%1.30+4.0%+10.1%
Bajaj Finserv Limited₹2.98 L Cr₹1,852.529.43.8212.6%4.64+13.6%-10.5%
Shriram Finance Limited₹2.34 L Cr₹1,01017.63.5515.2%2.76+13.9%+61.1%
SBI Life Insurance Company Limited₹1.77 L Cr₹1,73168.09.2912.9%-4.3%-5.0%
ICICI Prudential Asset Management Company Limited₹1.53 L Cr₹3,09843.836.5779.1%+23.1%
GOYAL ASSOCIATES LTD.₹5.51 Cr₹1.041.05-6.1%0.20-52.9%-4.6%

Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.

Documents

Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.

GOYALASS.BO

Goyal Associates standalone net profit rises 2200.00% in the June 2026 quarter

Business Standard · 1 month ago