FIVESTAR · NSE
Five-Star Business Finance Limited
₹538.45
+1.41% (+₹7.5)
Prev. close
₹530.95
Volume
7,41,259
Delivery %
43.0%
As of
18 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About Five-Star Business Finance Limited
Five-Star Business Finance Limited operates as a non-banking financial company in India. The company offers business and other loans to small business owners and self-employed individuals, as well as for other purposes such as business expansion, home renovation/improvement and other mortgage purposes, including marriage, education, emergency. It also provides mortgage loans. Five-Star Business Finance Limited was incorporated in 1984 and is headquartered in Chennai, India.
Details
Sector
Financial Services
Industry
Credit Services
CEO
Mr. Lakshmipathy Deenadayalan
Headquarters
Chennai
Website
fivestargroup.inExchange
View on NSE ↗Key stats
Market cap
₹15,894.81 Cr
P/E ratio (TTM)
14.4
Dividend yield
0.38%
EPS (TTM)
₹37.43
Beta (1Y · daily vs NIFTY 50)
1.26
Beta (5Y · monthly vs NIFTY 50)
1.21
Shares float
20.63 Cr
EPS · quarter ended Jun 2026
₹9.18
Financial Performance
01 · Financials
FY23 growth needs FY22 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| — | ₹1,528.93 Cr | ₹2,182.85 Cr | ₹2,847.84 Cr | ₹3,218.12 Cr | |
| EBITDA | — | ₹909.14 Cr | ₹1,172.12 Cr | ₹1,535.84 Cr | ₹1,577.86 Cr |
| — | ₹603.50 Cr | ₹835.92 Cr | ₹1,072.49 Cr | ₹1,098.75 Cr | |
| Diluted EPS | — | ₹20.49 | ₹28.39 | ₹36.5 | ₹37.25 |
Revenue, Total expenses (as filed), Employee benefit expense, Depreciation & amortisation, Other expenses, EBITDA, Net income, Pretax income, Tax provision, Interest expense, Other income, Diluted EPS have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ₹6,343.07 Cr | ₹8,702.83 Cr | ₹11,688.78 Cr | ₹14,420.56 Cr | ₹15,789.74 Cr | |
| ₹1,550.30 Cr | ₹4,247.28 Cr | ₹6,315.85 Cr | ₹7,921.99 Cr | ₹8,200.43 Cr | |
| Stockholders' equity | — | ₹4,339.53 Cr | ₹5,196.15 Cr | ₹6,304.61 Cr | ₹7,380.15 Cr |
CWIP, Others, Long-term debt, Current (short-term) debt, Stockholders' equity have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated. Inventory shows ₹0 for 2023-03-31, 2024-03-31, 2025-03-31, 2026-03-31 — this deck's own annual-report reading has no Inventory figure for this filer in any year shown (2023-03-31, 2024-03-31, 2025-03-31, 2026-03-31, 2022-03-31 alike); the ₹0 shown here comes from this filer's own reported data feed rather than this deck's own extraction, and is positively consistent with a filer that holds no physical inventory (typical for lenders and other financial-services companies) rather than a display default. 2022-03-31 has no Inventory figure reaching this deck at all — not shown as zero, not shown as positive — left blank rather than assumed to match the other years.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| — | ₹-1,122.81 Cr | ₹-2,122.34 Cr | ₹-1,044.95 Cr | ₹-264.28 Cr | |
| Investing cash flow | — | ₹161.78 Cr | ₹210.16 Cr | ₹-585.16 Cr | ₹228.38 Cr |
| — | ₹1,688.22 Cr | ₹2,106.22 Cr | ₹1,592.87 Cr | ₹157.06 Cr | |
| Capital expenditure | — | ₹-12.13 Cr | ₹-22.39 Cr | ₹-82.72 Cr | ₹-25.64 Cr |
| End cash position | — | ₹1,340.36 Cr | ₹1,534.40 Cr | ₹1,497.16 Cr | ₹1,617.90 Cr |
Operating cash flow, Depreciation & amortization, Change in working capital, Investing cash flow, Financing cash flow, Debt issued, Debt repaid, Dividends paid, Capital expenditure, End cash position have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Nov 22–Mar 23(3Q) | Jun 23 | Sep 23 | Dec 23 | Mar 24–Jun 24(2Q) | Sep 24 | Dec 24 | Mar 25–Jun 25(2Q) | Sep 25 | Dec 25 | Mar 26–Jun 26(2Q) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 34.87% | 34.39% | 31.30% | 26.53% | 26.51% | 21.59% | 21.55% | 21.47% | 18.57% | 18.56% | 18.61% |
| Public | 65.13% | 65.61% | 68.70% | 73.47% | 73.49% | 78.41% | 78.45% | 78.53% | 81.43% | 81.44% | 81.39% |
| Employee trusts | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Five-Star Business Finance Limited | ₹15,673.41 Cr | ₹538.45 | 14.2 | 2.12 | 14.9% | 1.11 | +12.6% | -0.1% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Concall transcripts
Show all 10
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
23 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.