FIVESTAR · NSE

Five-Star Business Finance Limited

₹538.45

+1.41% (+₹7.5)

Prev. close

₹530.95

Volume

7,41,259

Delivery %

43.0%

As of

18 Sept 2026

Price history

₹538.45+₹108.3 (+25.18%) · 3M
10 Jun 202618 Sept 2026
₹570.5₹423.410 Jun03 Jul03 Aug26 Aug18 Sept
Daily closes · updates after each session

No analyst calls on this stock in the last 90 days yet.

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Analyst opinions

No analyst calls on Five-Star Business Finance Limited in the last 90 days.

Fundamentals

About Five-Star Business Finance Limited

Five-Star Business Finance Limited operates as a non-banking financial company in India. The company offers business and other loans to small business owners and self-employed individuals, as well as for other purposes such as business expansion, home renovation/improvement and other mortgage purposes, including marriage, education, emergency. It also provides mortgage loans. Five-Star Business Finance Limited was incorporated in 1984 and is headquartered in Chennai, India.

Details

Sector

Financial Services

Industry

Credit Services

CEO

Mr. Lakshmipathy Deenadayalan

Headquarters

Chennai

Key stats

Market cap

₹15,894.81 Cr

P/E ratio (TTM)

14.4

Dividend yield

0.38%

EPS (TTM)

₹37.43

Beta (1Y · daily vs NIFTY 50)

1.26

Beta (5Y · monthly vs NIFTY 50)

1.21

Shares float

20.63 Cr

EPS · quarter ended Jun 2026

₹9.18

Financial Performance

01 · Financials

0 Cr1000 Cr2000 Cr3000 Cr4000 Cr0%20%40%60%FY23FY24FY25FY26
RevenueNet incomeEBITDARevenue growth YoY

FY23 growth needs FY22 filings, which the data source doesn't provide.

02 · Earnings Per Share (EPS)

010203040FY23FY24FY25FY26

03 · Dividend Profile

011220%0.3%0.5%0.8%14 Aug 2531 Jul 26
Dividend (₹/share)Annualised yield

Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.

04 · Operating Efficiency (Growth Rates)

Balance-sheet-based · pre-FY23 not filed in verifiable form

0%20%40%60%FY23FY24FY25FY26
SalesFixed assets

05 · Capital Structure & Asset Utilization

Pre-FY23 not filed in verifiable form

0 Cr5000 Cr10000 Cr15000 Cr20000 Cr0.5×1.5×FY22FY23FY24FY25FY26
Total assetsTotal debtDebt / equityAsset turnover

Asset turnover needs a prior year of assets — omitted for the earliest available year.

06 · Asset Base Composition

Pre-FY23 not filed in verifiable form

0 Cr5000 Cr10000 Cr15000 Cr20000 CrFY22FY23FY24FY25FY26
Fixed assetsCurrent assetsOther assets

07 · Debt Level & Coverage

Pre-FY23 not filed in verifiable form

-5000 Cr0 Cr5000 Cr10000 CrFY22FY23FY24FY25FY26
DebtFree cash flowCash & equivalents

08 · Profit & Loss

Annual

Line itemFY22FY23FY24FY25FY26
₹1,528.93 Cr₹2,182.85 Cr₹2,847.84 Cr₹3,218.12 Cr
EBITDA₹909.14 Cr₹1,172.12 Cr₹1,535.84 Cr₹1,577.86 Cr
₹603.50 Cr₹835.92 Cr₹1,072.49 Cr₹1,098.75 Cr
Diluted EPS₹20.49₹28.39₹36.5₹37.25

Revenue, Total expenses (as filed), Employee benefit expense, Depreciation & amortisation, Other expenses, EBITDA, Net income, Pretax income, Tax provision, Interest expense, Other income, Diluted EPS have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.

09 · Balance Sheet

Annual

Line itemFY22FY23FY24FY25FY26
₹6,343.07 Cr₹8,702.83 Cr₹11,688.78 Cr₹14,420.56 Cr₹15,789.74 Cr
₹1,550.30 Cr₹4,247.28 Cr₹6,315.85 Cr₹7,921.99 Cr₹8,200.43 Cr
Stockholders' equity₹4,339.53 Cr₹5,196.15 Cr₹6,304.61 Cr₹7,380.15 Cr

CWIP, Others, Long-term debt, Current (short-term) debt, Stockholders' equity have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated. Inventory shows ₹0 for 2023-03-31, 2024-03-31, 2025-03-31, 2026-03-31 — this deck's own annual-report reading has no Inventory figure for this filer in any year shown (2023-03-31, 2024-03-31, 2025-03-31, 2026-03-31, 2022-03-31 alike); the ₹0 shown here comes from this filer's own reported data feed rather than this deck's own extraction, and is positively consistent with a filer that holds no physical inventory (typical for lenders and other financial-services companies) rather than a display default. 2022-03-31 has no Inventory figure reaching this deck at all — not shown as zero, not shown as positive — left blank rather than assumed to match the other years.

Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.

10 · Cash Flow Statement

Annual

Line itemFY22FY23FY24FY25FY26
₹-1,122.81 Cr₹-2,122.34 Cr₹-1,044.95 Cr₹-264.28 Cr
Investing cash flow₹161.78 Cr₹210.16 Cr₹-585.16 Cr₹228.38 Cr
₹1,688.22 Cr₹2,106.22 Cr₹1,592.87 Cr₹157.06 Cr
Capital expenditure₹-12.13 Cr₹-22.39 Cr₹-82.72 Cr₹-25.64 Cr
End cash position₹1,340.36 Cr₹1,534.40 Cr₹1,497.16 Cr₹1,617.90 Cr

Operating cash flow, Depreciation & amortization, Change in working capital, Investing cash flow, Financing cash flow, Debt issued, Debt repaid, Dividends paid, Capital expenditure, End cash position have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.

Annual only — the data source has no quarterly cash-flow-statement coverage.

11 · Shareholding Pattern

NSE, quarterly

Line itemNov 22Mar 23(3Q)Jun 23Sep 23Dec 23Mar 24Jun 24(2Q)Sep 24Dec 24Mar 25Jun 25(2Q)Sep 25Dec 25Mar 26Jun 26(2Q)
Promoter34.87%34.39%31.30%26.53%26.51%21.59%21.55%21.47%18.57%18.56%18.61%
Public65.13%65.61%68.70%73.47%73.49%78.41%78.45%78.53%81.43%81.44%81.39%
Employee trusts0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.

12 · Peer Comparison

Financial Services

Company
HDFC Bank Limited₹11.27 L Cr₹73116.21.388.6%0.81+4.7%-25.2%
ICICI Bank Limited₹9.75 L Cr₹1,347.617.62.6914.9%0.57+9.1%-5.0%
State Bank of India₹9.16 L Cr₹996.210.61.5414.0%1.22+9.2%+16.6%
Bajaj Finance Limited₹6.31 L Cr₹1,040.331.15.5416.7%3.10+19.7%+4.4%
Life Insurance Corporation Of India₹5.06 L Cr₹407.78.42.8732.5%+8.7%-54.2%
Kotak Mahindra Bank Limited₹4.08 L Cr₹41520.52.2510.6%0.53-0.3%-79.5%
Axis Bank Limited₹3.86 L Cr₹1,24014.01.8012.3%1.30+4.0%+10.1%
Bajaj Finserv Limited₹2.98 L Cr₹1,852.529.43.8212.6%4.64+13.6%-10.5%
Shriram Finance Limited₹2.34 L Cr₹1,01017.63.5515.2%2.76+13.9%+61.1%
SBI Life Insurance Company Limited₹1.77 L Cr₹1,73168.09.2912.9%-4.3%-5.0%
ICICI Prudential Asset Management Company Limited₹1.53 L Cr₹3,09843.836.5779.1%+23.1%
Five-Star Business Finance Limited₹15,673.41 Cr₹538.4514.22.1214.9%1.11+12.6%-0.1%

Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.

Documents

Index membership

23 indices

NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.

FIVESTAR

Five Star Business Finance Q2 FY27 Results Preview

Univest · 4 days ago