EQUITASBNK · NSE
Equitas Small Finance Bank Limited
₹74.09
+2.72% (+₹1.96)
Prev. close
₹72.13
Volume
23,95,159
Delivery %
63.5%
As of
18 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About Equitas Small Finance Bank Limited
Equitas Small Finance Bank Limited provides various banking products and services to individuals and corporates, and micro, small, and medium enterprises in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It provides fixed and term deposit products, and savings and current accounts, as well as trust, association, society, and club accounts. The company also offers various loans, such as small business loans; vehicle financing, including used and new commercial vehicles and passenger cars; microfinance and microloans; affordable housing finance; MSE and NBFC finance; gold and staff loans; credit cards; and personal loans. In addition, it provides lockers; forex services; life insurance products, including traditional, term, and ULIP; general insurance products, such as motor, fire, PA, and Sachet; health insurance products, including SAHI plans; mutual funds; FASTag; and the three-in-one account, comprising bank, demat, and trading. It serves children and senior citizens, non-resident Indians (NRIs), and farmers through banking outlets, offices, and ATMs. The company was formerly known as Equitas Finance Limited. Equitas Small Finance Bank Limited was incorporated in 1993 and is based in Chennai, India.
Details
Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Pathangi Narasimhan Vasudevan
Headquarters
Chennai
Employees
28,058
Website
equitas.bank.inExchange
View on NSE ↗Key stats
Market cap
₹8,476.84 Cr
P/E ratio (TTM)
16.6
EPS (TTM)
₹4.46
Beta (1Y · daily vs NIFTY 50)
1.31
Beta (5Y · monthly vs NIFTY 50)
1.23
Shares float
103.50 Cr
EPS · quarter ended Jun 2026
₹1.60
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹3,612.47 Cr | ₹3,997.23 Cr | ₹3,048.41 Cr | ₹3,751.56 Cr | ₹4,066.29 Cr | ₹4,295.57 Cr | |
| ₹384.22 Cr | ₹280.73 Cr | ₹573.59 Cr | ₹798.96 Cr | ₹147.05 Cr | ₹103.08 Cr | |
| Diluted EPS | ₹3.49 | ₹2.4 | ₹4.67 | ₹7.01 | ₹1.29 | ₹0.9 |
Employee benefit expense, Interest expense, Other income have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹24,708.00 Cr | ₹26,948.00 Cr | ₹34,958.00 Cr | ₹45,304.00 Cr | ₹52,836.00 Cr | ₹60,610.00 Cr | |
| Total debt | — | — | ₹2,973.76 Cr | ₹1,787.53 Cr | ₹2,136.99 Cr | ₹5,772.55 Cr |
| Stockholders' equity | — | — | ₹5,157.95 Cr | ₹5,968.70 Cr | ₹6,072.52 Cr | ₹6,124.83 Cr |
Cash & equivalents, Total debt, Stockholders' equity have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹2,043.94 Cr | ₹159.46 Cr | ₹-997.67 Cr | ₹3,833.54 Cr | ₹1,936.82 Cr | ₹-3,315.83 Cr | |
| Investing cash flow | ₹-42.80 Cr | ₹-89.09 Cr | ₹-261.26 Cr | ₹-359.73 Cr | ₹-238.67 Cr | ₹-185.42 Cr |
| ₹-1,153.91 Cr | ₹-1,316.57 Cr | ₹60.11 Cr | ₹-1,210.22 Cr | ₹259.20 Cr | ₹3,641.25 Cr | |
| Capital expenditure | ₹-50.00 Cr | ₹-93.00 Cr | ₹-266.00 Cr | ₹-364.00 Cr | ₹-245.00 Cr | ₹-193.00 Cr |
| End cash position | ₹3,378.71 Cr | ₹2,132.51 Cr | ₹1,244.26 Cr | ₹3,507.85 Cr | ₹5,465.20 Cr | ₹5,605.20 Cr |
Dividends paid has filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21 | Dec 21 | Feb 22 | Feb 22 | Mar 22 | Jun 22 | Sep 22 | Dec 22 | Mar 23–Jun 26(16Q) |
|---|---|---|---|---|---|---|---|---|---|
| Promoter | 81.55% | 81.36% | 74.63% | 74.63% | 74.59% | 74.52% | 74.50% | 74.48% | 0.00% |
| Public | 18.45% | 18.64% | 25.38% | 25.37% | 25.41% | 25.48% | 25.50% | 25.52% | 100.00% |
| Employee trusts | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Equitas Small Finance Bank Limited | ₹8,428.78 Cr | ₹73.15 | 16.5 | 1.38 | 1.7% | 0.94 | +5.6% | +28.6% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Concall transcripts
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
3 indices
Weight is a free-float market-cap-share estimate from NSE’s live index data, not NSE’s own published (and sometimes capped) index weight. Indices without a live weight feed are listed without one, in alphabetical order after the weighted ones.
Equitas Small Finance Bank shares jump 2% as board approves raising funds up to ₹500 crore via issuance of NCDs
Upstox · 3 days ago