CUB · NSE
City Union Bank Limited
₹235.79
+1.71% (+₹3.97)
Prev. close
₹231.82
Volume
21,96,738
Delivery %
47.7%
As of
18 Sept 2026
Price history
Axis Securities Analysis · Axis Securities · 03 Sept 2026
“Axis Securities has assigned a target price of Rs 280 for City Union Bank, indicating an upside of about 22% from current levels. The bank has evolved into a pan-India franchise with over 1,000 branches, maintaining a strong presence in Tamil Nadu and focusing on a granular, collateral-backed lending model with MSMEs as its core.”
Published mid-session at 10:48 IST. Tracking counts only prices printed after publication — the chart's dashed divider marks that moment; earlier prices never count toward entry or results.
Analyst sentiment
Analysts lean bullish
1 analyst stance · last 90 days · one per analyst
Trackable
1 · 1 bull / 0 neutral / 0 bear
Long-Horizon
none in window
Commentary
none in window
Trackable = verdict-bearing calls · Long-Horizon = 1yr+ horizon, verdict pending · Commentary = context, not graded
Analyst opinions
| Call | Analyst | Instrument | Verdict | Actions | |||
|---|---|---|---|---|---|---|---|
| “Axis Securities has assigned a target price of Rs 280 for City Union Bank, indicating an upside of about 22% from curren…” | Axis Securities AnalysisAxis Securities | City Union Bank | PENDING | ||||
“Axis Securities has assigned a target price of Rs 280 for City Union Bank, indicating an upside of about 22% from current levels. The bank has evolved into a pan-India franchise with over 1,000 branches, maintaining a strong presence in Tamil Nadu and focusing on a granular, collateral-backed lending model with MSMEs as its core.” This call hasn't reached its evaluation window yet — the verdict will appear here once it's graded. | |||||||
Fundamentals
About City Union Bank Limited
City Union Bank Limited provides various banking products and services in India. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, staff salary, and resident foreign currency accounts; fixed, recurring, flexifix, desire, and income tax saver deposits; personal, gold, agricultural, consumer, home/housing, property, education, working capital, business, and foreign currency loans, as well as loans against property, gold-based overdraft, cash credits, bill finance, bank guarantee, and letter of credit; international business services, including export, import, FX retail, remittance, correspondent banking, and treasury risk management services; sovereign gold bonds; debit, prepaid, and credit cards; NRI banking products and services; and insurance products comprising life, health, and general insurance products, as well as social security schemes. It also provides tech products and services, such as net/online and mobile banking; cash and wealth management; electronic fund transfer; green pins; wallet; point of sale; and automated teller machines, as well as demat, bill payment, GST and tax payments, and digital signature services. In addition, the company offers payments to government, including online taxes and electricity bill payment; agri related information, academic, and kiosk services; and safe deposit locker facilities, 24/7 customer care, value added services, and account aggregator services. The company was formerly known as The Kumbakonam City Union Bank Limited and changed its name to City Union Bank Limited in December 1987. City Union Bank Limited was incorporated in 1904 and is based in Kumbakonam, India.
Details
Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Vijay Anandh Ramamoorthy B.Sc., M.B.A.
Headquarters
Kumbakonam
Employees
8,894
Website
cityunionbank.bank.inExchange
View on NSE ↗Key stats
Market cap
₹23,371.68 Cr
P/E ratio (TTM)
16.7
Dividend yield
0.85%
EPS (TTM)
₹14.15
Beta (1Y · daily vs NIFTY 50)
1.16
Beta (5Y · monthly vs NIFTY 50)
1.34
Shares float
92.96 Cr
EPS · quarter ended Jun 2026
₹3.85
Upcoming earnings
02 Nov 2026
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based
05 · Capital Structure & Asset Utilization
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
07 · Debt Level & Coverage
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹4,839.45 Cr | ₹4,863.86 Cr | ₹2,973.03 Cr | ₹2,865.09 Cr | ₹3,213.73 Cr | ₹3,864.92 Cr | |
| ₹592.82 Cr | ₹760.17 Cr | ₹937.48 Cr | ₹1,015.73 Cr | ₹1,123.63 Cr | ₹1,326.23 Cr | |
| Diluted EPS | ₹5.98 | ₹7.64 | ₹9.43 | ₹10.22 | ₹11.3 | ₹13.37 |
Employee benefit expense, Interest expense, Other income have filed figures for only some of the years shown — the missing years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹53,312.00 Cr | ₹61,531.00 Cr | ₹66,595.00 Cr | ₹70,826.00 Cr | ₹77,623.00 Cr | ₹97,024.00 Cr | |
| Total debt | ₹1,345.70 Cr | ₹5,311.82 Cr | ₹4,688.09 Cr | ₹3,372.16 Cr | ₹1,790.41 Cr | ₹4,826.80 Cr |
| Stockholders' equity | ₹5,842.48 Cr | ₹6,585.71 Cr | ₹7,457.21 Cr | ₹8,401.43 Cr | ₹9,466.62 Cr | ₹10,564.86 Cr |
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹921.80 Cr | ₹1.21 L Cr | ₹724.13 Cr | ₹436.20 Cr | ₹1,128.30 Cr | ₹802.47 Cr | |
| Investing cash flow | ₹-37.95 Cr | ₹9,136.23 Cr | ₹-71.88 Cr | ₹-106.41 Cr | ₹-119.69 Cr | ₹-207.85 Cr |
| ₹14.27 Cr | ₹-23,222.20 Cr | ₹-689.90 Cr | ₹-35.53 Cr | ₹-2,661.59 Cr | ₹3,041.91 Cr | |
| Capital expenditure | ₹-76.17 Cr | ₹-7,710.12 Cr | ₹-98.98 Cr | ₹-168.30 Cr | ₹-197.78 Cr | ₹-352.54 Cr |
| End cash position | — | ₹6.69 L Cr | ₹6,649.27 Cr | ₹6,943.53 Cr | ₹5,290.55 Cr | ₹8,927.07 Cr |
End cash position has filed figures for only some of the years shown — the missing years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21–Jun 26(20Q) |
|---|---|
| Promoter | 0.00% |
| Public | 100.00% |
| Employee trusts | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| City Union Bank Limited | ₹22,968.43 Cr | ₹235.79 | 16.4 | 2.17 | 12.6% | 0.46 | +20.3% | +13.6% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 29
Concall transcripts
Show all 17
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
24 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.
Banking sector stocks today, September 18: Central Bank of India jumps 2.90%, City Union Bank rises 2.48%, Bandhan Bank up 1.49%
Business Upturn · 3 days ago
City Union Bank amends Memorandum and Articles of Association with RBI approval
City Union Bank amended its Memorandum and Articles of Association after receiving approval from the Reserve Bank of India. The changes specify an authorized share capital of Rs. 200 crores, divided into 2 billion equity shares of Re. 1 each. These amendments allow the bank flexibility in managing its capital structure to support growth and operational objectives.