CIFL · NSE
Capital India Finance Limited
₹19.98
-0.25% (-₹0.05)
Prev. close
₹20.03
Volume
45,611
Delivery %
78.2%
As of
18 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About Capital India Finance Limited
Capital India Finance Limited, a non-banking finance company, engages in the lending and forex businesses in India. The company provides small business finance, which includes secured loans, and equipment and supply chain finance products; and retail finance comprising loans against property. It operates RapiPay solutions, including assisted payment services and POS solutions; and RemitX that offers retail foreign exchange products and services, including foreign currency notes, overseas remittances, foreign currency prepaid travel card, and import and export of foreign currency notes. The company was formerly known as Bhilwara Tex-Fin Limited and changed its name to Capital India Finance Limited in August 2017. Capital India Finance Limited was incorporated in 1994 and is headquartered in Mumbai, India. Capital India Finance Limited operates as a subsidiary of Capital India Corp Llp.
Details
Sector
Financial Services
Industry
Credit Services
CEO
Mr. Pinank Jayant Shah
Headquarters
Mumbai
Employees
894
Website
capitalindia.comExchange
View on NSE ↗Key stats
Market cap
₹781.33 Cr
P/E ratio (TTM)
20.0
Dividend yield
0.10%
EPS (TTM)
₹1.00
Beta (1Y · daily vs NIFTY 50)
1.27
Shares float
2.97 Cr
EPS · quarter ended Jun 2026
₹-0.08
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide. Net income and EBITDA are omitted from this chart: coverage begins inside the plotted window, and every plotted period must carry a complete point set — the P&L table below has the available figures.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based
05 · Capital Structure & Asset Utilization
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
07 · Debt Level & Coverage
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| — | — | ₹629.97 Cr | ₹649.23 Cr | ₹521.33 Cr | ₹527.96 Cr | |
| EBITDA | — | — | ₹-49.26 Cr | ₹35.29 Cr | ₹22.20 Cr | ₹73.87 Cr |
| — | — | ₹-41.57 Cr | ₹11.65 Cr | ₹1.55 Cr | ₹38.89 Cr | |
| Diluted EPS | — | — | ₹-1.07 | ₹0.3 | ₹0.04 | ₹0.97 |
Revenue, Total expenses (as filed), Employee benefit expense, Other expenses, EBITDA, Net income, Tax provision, Interest expense, Other income, Diluted EPS have filed figures for only some of the years shown — the missing years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹1,044.00 Cr | ₹1,626.00 Cr | ₹1,795.00 Cr | ₹1,801.00 Cr | ₹1,853.00 Cr | ₹1,846.00 Cr | |
| — | — | ₹924.45 Cr | ₹899.43 Cr | ₹996.32 Cr | ₹961.42 Cr | |
| Stockholders' equity | ₹563.00 Cr | ₹621.00 Cr | ₹606.00 Cr | ₹623.00 Cr | ₹628.00 Cr | ₹673.00 Cr |
Current assets, Non-current assets, CWIP, Others, Total debt, Long-term debt, Current (short-term) debt have filed figures for only some of the years shown — the missing years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹-69.00 Cr | ₹-313.00 Cr | ₹-23.00 Cr | ₹121.00 Cr | ₹-93.00 Cr | ₹-254.00 Cr | |
| Investing cash flow | — | — | ₹-16.11 Cr | ₹1.37 Cr | ₹-60.81 Cr | ₹98.47 Cr |
| — | — | ₹80.26 Cr | ₹-124.23 Cr | ₹79.09 Cr | ₹225.80 Cr | |
| Capital expenditure | — | — | ₹-51.17 Cr | ₹-21.53 Cr | ₹-10.41 Cr | ₹-5.46 Cr |
| End cash position | — | — | ₹239.11 Cr | ₹236.82 Cr | ₹147.71 Cr | ₹223.39 Cr |
Investing cash flow, Financing cash flow, Debt issued, Debt repaid, Dividends paid, Capital expenditure, End cash position have filed figures for only some of the years shown — the missing years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Mar 25–Apr 25(2Q) | Jun 25 | Sep 25 | Dec 25–Jun 26(3Q) |
|---|---|---|---|---|
| Promoter | 72.95% | 72.87% | 72.84% | 72.59% |
| Public | 27.05% | 27.13% | 27.16% | 27.41% |
| Employee trusts | 0.00% | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Capital India Finance Limited | ₹783.29 Cr | ₹20.03 | 20.0 | 1.16 | 5.8% | 1.43 | -4.2% | -41.6% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 23
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
1 index
Weight is BSE’s own published index weight. Indices without weight data are listed without one, in alphabetical order after the weighted ones.