CENTRALBK · NSE
Central Bank of India
₹31.73
+4.38% (+₹1.33)
Prev. close
₹30.4
Volume
5,64,72,458
Delivery %
56.5%
As of
18 Sept 2026
Price history
Analyst sentiment
Analysts lean bullish
1 analyst stance · last 90 days · one per analyst
Trackable
1 · 1 bull / 0 neutral / 0 bear
Long-Horizon
none in window
Commentary
none in window
Trackable = verdict-bearing calls · Long-Horizon = 1yr+ horizon, verdict pending · Commentary = context, not graded
Analyst opinions
| Call | Analyst | Instrument | Verdict | Actions |
|---|---|---|---|---|
| “ETMarkets analysis, based on StockEdge.com data, indicates a bullish outlook for Central Bank Of India in the near term.…” | ETMarkets AnalysisETMarkets.com | Central Bank Of India | NOT GRADED |
Fundamentals
About Central Bank of India
Central Bank of India operates as a commercial bank in India. The company offers deposit products, which include savings and current accounts, time deposits, recurring deposit schemes, and small saving scheme; and loans, including housing, vehicle, property, personal, pensioner, education, and agricultural, as well as micro small and medium enterprises loans. It also provides credit, debit, and prepaid/gift cards, as well as cash management, mutual funds, depository, mobile and Internet banking, and ATM services. In addition, the company offers corporate loans, such as project finance, infrastructure funding, financing to infrastructure investment trusts, short term corporate loans, advances, working capital facilities, line of credit, export finance, foreign currency loan, bills purchase/discount/negotiation facilities, non-fund based facilities, and facilities to other industries. Further, the company sells and distributes life, general, and health insurance products, including unit linked, whole life, children, money back, endowment, pension, health, property, personal, fire, burglary, engineering, motor, package, travel, and group insurance products, as well as protection and retirement solutions. It operates through a network of branches, ATMs, satellite offices, and an extension counter. Central Bank of India has a strategic co lending partnership with IIFL Home Finance Limited to offer SME LAP loan products under priority sector to MSME borrowers. Central Bank of India was incorporated in 1911 and is headquartered in Mumbai, India
Details
Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Kalyan Kumar
Headquarters
Mumbai
Employees
33,997
Website
centralbank.bank.inExchange
View on NSE ↗Key stats
Market cap
₹28,720.10 Cr
P/E ratio (TTM)
6.3
Dividend yield
4.56%
EPS (TTM)
₹5.04
Beta (1Y · daily vs NIFTY 50)
1.23
Beta (5Y · monthly vs NIFTY 50)
1.16
Shares float
42.30 Cr
EPS · quarter ended Jun 2026
₹1.46
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹25,991.84 Cr | ₹25,870.83 Cr | ₹15,837.83 Cr | ₹17,694.28 Cr | ₹19,650.44 Cr | ₹20,660.79 Cr | |
| ₹-1,000.11 Cr | ₹1,075.79 Cr | ₹1,678.78 Cr | ₹2,667.68 Cr | ₹3,934.21 Cr | ₹4,523.78 Cr | |
| Diluted EPS | ₹-1.73 | ₹1.31 | ₹1.93 | ₹3.07 | — | ₹5 |
Employee benefit expense, Interest expense, Other income, Diluted EPS have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹3.70 L Cr | ₹3.87 L Cr | ₹4.07 L Cr | ₹4.48 L Cr | ₹4.80 L Cr | ₹5.51 L Cr | |
| Total debt | — | — | ₹6,569.92 Cr | ₹9,002.88 Cr | ₹12,928.64 Cr | ₹18,654.20 Cr |
| Stockholders' equity | — | — | ₹29,216.73 Cr | ₹32,374.41 Cr | ₹36,881.48 Cr | ₹39,001.14 Cr |
Cash & equivalents, Total debt, Stockholders' equity have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹-2,003.00 Cr | ₹14,277.00 Cr | ₹-8,786.00 Cr | ₹-5,910.00 Cr | ₹-2,460.00 Cr | ₹2,804.00 Cr | |
| Investing cash flow | ₹-202.45 Cr | ₹-133.38 Cr | ₹-208.66 Cr | ₹-584.23 Cr | ₹-450.77 Cr | ₹-453.86 Cr |
| ₹5,055.00 Cr | ₹0 | ₹0 | ₹0 | ₹1,500.00 Cr | ₹-712.82 Cr | |
| Capital expenditure | ₹-205.17 Cr | ₹-157.76 Cr | ₹-212.28 Cr | ₹-587.25 Cr | ₹-455.21 Cr | ₹-457.86 Cr |
| End cash position | ₹38,953.78 Cr | ₹53,096.94 Cr | ₹44,101.94 Cr | ₹37,607.80 Cr | ₹36,197.39 Cr | ₹37,834.71 Cr |
Dividends paid has filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21–Dec 24(14Q) | Mar 25–Mar 26(6Q) | May 26–Jun 26(2Q) |
|---|---|---|---|
| Promoter | 93.08% | 89.27% | 81.19% |
| Public | 6.92% | 10.73% | 18.81% |
| Employee trusts | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Central Bank of India | ₹27,570.57 Cr | ₹30.39 | 6.0 | 0.71 | 11.6% | 0.48 | +5.1% | -17.7% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Show all 23
Concall transcripts
Show all 12
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
24 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.