AASTAFIN.BO · BSE
Aastamangalam Finance Limited
₹31
-1.87% (-₹0.59)
Prev. close
₹31.59
Volume
2,324
As of
24 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About Aastamangalam Finance Limited
Aastamangalam Finance Limited, a non-banking financial company provides financial services in India. The company offers short-term and long-term financing services to corporate and non-corporate entities, as well as recovery of overdue receivables. The company was formerly known as Upasana Finance Limited and changed its name to Aastamangalam Finance Limited in March 2022. Aastamangalam Finance Limited was incorporated in 1985 and is based in Chennai, India.
Details
Sector
Financial Services
Industry
Credit Services
CEO
Mr. Binod Kumar Chowdhury
Headquarters
Chennai
Website
aflindia.co.inExchange
View on BSE ↗Key stats
Market cap
₹48.17 Cr
P/E ratio (TTM)
5.3
EPS (TTM)
₹5.81
Beta (1Y · daily vs NIFTY 50)
0.30
Beta (5Y · monthly vs NIFTY 50)
0.33
Shares float
48.84 L
EPS · quarter ended Jun 2026
₹1.61
Financial Performance
01 · Financials
Revenue for Mar 2022–Mar 2022 is as filed with BSE (standalone), and the first plotted growth figure is computed against Mar 2021 revenue as filed with BSE; the two sources' revenue definitions differ by 0.3% on Mar 2023. FY22 growth needs FY21 filings, which the data source doesn't provide. EBITDA is omitted from this chart: coverage begins inside the plotted window, and every plotted period must carry a complete point set — the P&L table below has the available figures.
02 · Earnings Per Share (EPS)
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
Other assets floored at zero for years where fixed and current assets exceeded reported total assets.
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹61.40 L | ₹1.26 Cr | ₹3.35 Cr | ₹6.98 Cr | ₹15.27 Cr | ₹17.16 Cr | |
| EBITDA | — | — | ₹1.93 Cr | ₹4.87 Cr | ₹10.50 Cr | ₹12.83 Cr |
| ₹48.10 L | ₹12.50 L | ₹1.45 Cr | ₹3.60 Cr | ₹8.28 Cr | ₹9.44 Cr | |
| Diluted EPS | ₹1.12 | ₹0.29 | ₹3.04 | ₹4.04 | ₹5.33 | ₹6.08 |
Depreciation & amortisation, EBITDA, Pretax income, Tax provision, Interest expense have filed figures for only some of the years shown — the missing years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| — | — | ₹60.61 Cr | ₹80.56 Cr | ₹121.66 Cr | ₹138.88 Cr | |
| — | — | ₹36.14 Cr | ₹40.22 Cr | ₹44.45 Cr | ₹50.45 Cr | |
| Stockholders' equity | — | — | ₹23.58 Cr | ₹37.69 Cr | ₹74.08 Cr | ₹83.51 Cr |
Total assets, Current assets, Trade receivables, Cash & equivalents, Non-current assets, Fixed assets, Total debt, Long-term debt, Current (short-term) debt, Others, Stockholders' equity have filed figures for only some of the years shown — the missing years are left blank rather than estimated. Inventory shows ₹0 for 2023-03-31, 2024-03-31, 2025-03-31, 2026-03-31 — this deck's own annual-report reading has no Inventory figure for this filer in any year shown (2023-03-31, 2024-03-31, 2025-03-31, 2026-03-31, 2021-03-31, 2022-03-31 alike); the ₹0 shown here comes from this filer's own reported data feed rather than this deck's own extraction, and is positively consistent with a filer that holds no physical inventory (typical for lenders and other financial-services companies) rather than a display default. 2021-03-31, 2022-03-31 have no Inventory figure reaching this deck at all — not shown as zero, not shown as positive — left blank rather than assumed to match the other years.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| — | — | ₹-25.97 Cr | ₹-23.86 Cr | ₹-33.63 Cr | ₹17.64 Cr | |
| Investing cash flow | — | — | ₹0 | ₹0 | ₹0 | ₹0 |
| — | — | ₹42.98 Cr | ₹12.98 Cr | ₹30.16 Cr | ₹2.00 Cr | |
| Capital expenditure | — | ₹-7.00 L | ₹-7.00 L | ₹-33,000 | — | — |
| End cash position | — | — | ₹17.08 Cr | ₹6.20 Cr | ₹2.73 Cr | ₹22.37 Cr |
Operating cash flow, Depreciation & amortization, Change in working capital, Investing cash flow, Financing cash flow, Debt issued, Debt repaid, Capital expenditure, End cash position have filed figures for only some of the years shown — the missing years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.24 L Cr | ₹728.9 | 15.9 | 1.38 | 8.6% | 0.81 | +4.7% | -23.4% |
| ICICI Bank Limited | ₹9.62 L Cr | ₹1,334.5 | 17.3 | 2.65 | 14.9% | 0.57 | +9.1% | -3.5% |
| State Bank of India | ₹9.03 L Cr | ₹978.5 | 10.4 | 1.52 | 14.0% | 1.22 | +9.2% | +13.0% |
| Bajaj Finance Limited | ₹6.49 L Cr | ₹982 | 32.4 | 5.69 | 16.7% | 3.10 | +19.7% | -4.6% |
| Life Insurance Corporation Of India | ₹5.15 L Cr | ₹406 | 8.6 | 2.92 | 32.5% | — | +8.7% | -54.6% |
| Kotak Mahindra Bank Limited | ₹4.03 L Cr | ₹405 | 19.9 | 2.22 | 10.6% | 0.53 | -0.3% | -80.1% |
| Axis Bank Limited | ₹3.87 L Cr | ₹1,186.5 | 14.1 | 1.80 | 12.3% | 1.30 | +4.0% | +2.4% |
| Bajaj Finserv Limited | ₹2.95 L Cr | ₹1,762.3 | 28.8 | 3.79 | 12.6% | 4.64 | +13.6% | -14.8% |
| Shriram Finance Limited | ₹2.38 L Cr | ₹990 | 17.8 | 3.61 | 15.2% | 2.76 | +13.9% | +58.4% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,755 | 67.7 | 9.25 | 12.9% | — | -4.3% | -3.4% |
| ICICI Prudential Asset Management Company Limited | ₹1.57 L Cr | ₹3,169.2 | 46.1 | 37.67 | 79.1% | — | +23.1% | — |
| Aastamangalam Finance Limited | ₹48.17 Cr | ₹31.59 | 5.3 | 0.58 | 11.3% | 0.60 | +12.4% | -23.0% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 30
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Aastamangalam Finance Announces 41st AGM and FY26 Results
Aastamangalam Finance Limited announced its 41st Annual General Meeting will be held on September 25, 2026, via video conferencing. For FY26, the company reported a total income of ₹1,717.65 Lakhs and a profit after tax of ₹944.31 Lakhs. The register of members will close from September 19-25, 2026, with e-voting starting September 21.
Aastamangalam Finance standalone net profit declines 16.39% in the June 2026 quarter
Business Standard · 1 month ago