AADHARHFC · NSE
Aadhar Housing Finance Limited
₹461.65
-1.64% (-₹7.7)
Prev. close
₹469.35
Volume
21,75,228
Delivery %
72.4%
As of
18 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About Aadhar Housing Finance Limited
Aadhar Housing Finance Limited, a housing finance company, engages in the housing finance business in India. The company offers loans for residential property; plot purchase and construction; home improvement and extension loans; commercial property construction and acquisition; and loans against residential properties. It serves individuals, companies, corporations, societies, and association of persons. The company was formerly known as DHFL Vysya Housing Finance Limited and changed its name to Aadhar Housing Finance Limited in August 2017. Aadhar Housing Finance Limited was incorporated in 1990 and is based in Mumbai, India. Aadhar Housing Finance Limited is a subsidiary of Bcp Asia Ii Holdco Vii Pte. Ltd.
Details
Sector
Financial Services
Industry
Mortgage Finance
CEO
Mr. Rishi Anand
Headquarters
Mumbai
Employees
5,430
Website
aadharhousing.comExchange
View on NSE ↗Key stats
Market cap
₹20,229.81 Cr
P/E ratio (TTM)
17.9
EPS (TTM)
₹25.77
Beta (1Y · daily vs NIFTY 50)
0.78
Shares float
10.99 Cr
EPS · quarter ended Jun 2026
₹6.36
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide. EBITDA is omitted from this chart: coverage begins inside the plotted window, and every plotted period must carry a complete point set — the P&L table below has the available figures.
02 · Earnings Per Share (EPS)
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| — | — | ₹1,881.01 Cr | ₹2,586.81 Cr | ₹3,107.63 Cr | ₹3,672.58 Cr | |
| EBITDA | — | — | ₹1,495.87 Cr | ₹1,967.26 Cr | ₹2,372.27 Cr | ₹2,802.32 Cr |
| ₹340.00 Cr | ₹445.00 Cr | ₹544.76 Cr | ₹749.64 Cr | ₹911.83 Cr | ₹1,095.88 Cr | |
| Diluted EPS | — | — | ₹12.77 | ₹17.58 | ₹20.85 | ₹24.77 |
Revenue, Total expenses (as filed), Employee benefit expense, Other expenses, EBITDA, Tax provision, Other income, Diluted EPS have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹13,630.00 Cr | ₹14,376.00 Cr | ₹16,618.00 Cr | ₹19,093.00 Cr | ₹23,224.00 Cr | ₹27,399.00 Cr | |
| — | — | ₹12,150.33 Cr | ₹13,958.44 Cr | ₹16,321.88 Cr | ₹18,743.32 Cr | |
| Stockholders' equity | ₹2,693.00 Cr | ₹3,147.00 Cr | ₹3,698.00 Cr | ₹4,450.00 Cr | ₹6,372.00 Cr | ₹7,541.00 Cr |
Current assets, Trade receivables, Cash & equivalents, Non-current assets, CWIP, Others, Total debt, Long-term debt, Current (short-term) debt have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated. Inventory shows ₹0 for 2024-03-31, 2025-03-31, 2026-03-31 — a real filed figure, not a gap: positively consistent with a filer that holds no physical inventory (typical for lenders and other financial-services companies). 2021-03-31, 2022-03-31, 2023-03-31 have no Inventory figure at all reaching this deck yet — not verified as zero, not verified as positive — so they are left blank rather than assumed to match the filed zero.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹-1,202.00 Cr | ₹-907.00 Cr | ₹-1,156.00 Cr | ₹-2,550.00 Cr | ₹-3,027.00 Cr | ₹-2,808.00 Cr | |
| Investing cash flow | — | — | ₹-476.53 Cr | ₹723.13 Cr | ₹159.53 Cr | ₹308.62 Cr |
| ₹701.00 Cr | ₹275.00 Cr | ₹1,463.00 Cr | ₹1,778.00 Cr | ₹3,389.00 Cr | ₹2,336.00 Cr | |
| Capital expenditure | ₹-5.00 Cr | ₹-12.00 Cr | ₹-10.00 Cr | ₹-15.00 Cr | ₹-15.00 Cr | ₹-19.00 Cr |
| End cash position | — | — | ₹405.14 Cr | ₹356.26 Cr | ₹878.37 Cr | ₹714.63 Cr |
Change in working capital, Investing cash flow, Dividends paid, End cash position have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | May 24–Jun 24(2Q) | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|---|---|---|---|
| Promoter | 76.48% | 75.89% | 75.74% | 75.61% | 75.50% | 75.32% | 75.19% | 64.90% | 64.66% |
| Public | 23.52% | 24.11% | 24.26% | 24.39% | 24.50% | 24.68% | 24.81% | 35.10% | 35.34% |
| Employee trusts | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| Aadhar Housing Finance Limited | ₹20,567.23 Cr | ₹461.65 | 18.2 | 2.73 | 14.5% | 2.49 | +19.5% | -14.3% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
IPO documents
Annual reports
Concall transcripts
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
20 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.
Aadhar Housing Finance Q2 Results FY27: Date, Outlook
Aadhar Housing Finance's Q2 FY27 results date is unconfirmed, with no board meeting intimation filed as of September 8, 2026. Indian regulations require results within 45 days of quarter-end, by November 14, 2026. The company's Q1 FY27 net profit was Rs 282.36 crore, compared to Q2 FY26 profit of Rs 266.47 crore.