STARTECK · NSE
Starteck Finance Limited
₹245.55
-0.95% (-₹2.35)
Prev. close
₹247.9
Volume
1,646
Delivery %
26.3%
As of
03 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About Starteck Finance Limited
Starteck Finance Limited operates as a non-banking financial company in India. It offers financing solutions to retail, small and medium enterprises (SMEs), and commercial customers in urban and semi-urban areas. The company was formerly known as Nivedita Mercantile and Financing Limited and changed its name to Starteck Finance Limited in November 2018. Starteck Finance Limited was incorporated in 1985 and is based in Mumbai, India.
Details
Sector
Financial Services
Industry
Credit Services
CEO
Mr. Amit Pitale C.F.A., M.B.A.
Headquarters
Mumbai
Employees
5
Website
starteckfinance.comExchange
View on NSE ↗Key stats
Market cap
₹251.57 Cr
P/E ratio (TTM)
10.3
Dividend yield
0.10%
EPS (TTM)
₹24.61
Beta (1Y · daily vs NIFTY 50)
0.69
Beta (5Y · monthly vs NIFTY 50)
1.51
Shares float
17.33 L
EPS · quarter ended Jun 2026
₹4.36
Financial Performance
01 · Financials
FY23 growth needs FY22 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based
05 · Capital Structure & Asset Utilization
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
07 · Debt Level & Coverage
08 · Profit & Loss
Annual
| Line item | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ₹28.38 Cr | ₹26.36 Cr | ₹37.33 Cr | ₹32.71 Cr | ₹40.75 Cr | |
| EBITDA | ₹26.09 Cr | ₹27.75 Cr | ₹22.48 Cr | ₹15.32 Cr | ₹30.90 Cr |
| — | ₹21.82 Cr | ₹16.08 Cr | ₹10.42 Cr | ₹23.61 Cr | |
| Diluted EPS | ₹10.28 | ₹22.02 | ₹16.22 | ₹10.52 | ₹23.83 |
Net income has filed figures for only some of the years shown — the missing years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ₹267.74 Cr | ₹384.13 Cr | ₹441.86 Cr | ₹515.04 Cr | ₹675.23 Cr | |
| ₹92.28 Cr | ₹180.64 Cr | ₹201.81 Cr | ₹226.92 Cr | ₹350.98 Cr | |
| Stockholders' equity | — | ₹179.51 Cr | ₹206.39 Cr | ₹234.35 Cr | ₹262.95 Cr |
Trade receivables, Investments, Fixed assets, CWIP, Deposits, Stockholders' equity have filed figures for only some of the years shown — the missing years are left blank rather than estimated. Inventory shows ₹0 for 2023-03-31, 2024-03-31, 2025-03-31, 2026-03-31 — this deck's own annual-report reading has no Inventory figure for this filer in any year shown (2023-03-31, 2024-03-31, 2025-03-31, 2026-03-31, 2022-03-31 alike); the ₹0 shown here comes from this filer's own reported data feed rather than this deck's own extraction, and is positively consistent with a filer that holds no physical inventory (typical for lenders and other financial-services companies) rather than a display default. 2022-03-31 has no Inventory figure reaching this deck at all — not shown as zero, not shown as positive — left blank rather than assumed to match the other years.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ₹-4.94 Cr | ₹85.58 Cr | ₹36.30 Cr | ₹27.43 Cr | ₹32.55 Cr | |
| Investing cash flow | ₹-4.61 Cr | ₹-50.05 Cr | ₹-58.03 Cr | ₹-38.83 Cr | ₹-122.95 Cr |
| ₹5.64 Cr | ₹-35.29 Cr | ₹23.86 Cr | ₹9.28 Cr | ₹90.49 Cr | |
| Capital expenditure | — | — | ₹-7.66 L | — | — |
| End cash position | ₹9.97 L | ₹33.42 L | ₹2.46 Cr | ₹33.84 L | ₹43.15 L |
Debt issued, Debt repaid, Capital expenditure have filed figures for only some of the years shown — the missing years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Mar 22 | Jun 22 | Sep 22–Jun 23(4Q) | Sep 23 | Dec 23 | Mar 24–Dec 24(4Q) | Mar 25 | Jun 25–Sep 25(2Q) | Dec 25–Jun 26(3Q) |
|---|---|---|---|---|---|---|---|---|---|
| Promoter | 71.04% | 71.37% | 71.52% | 71.69% | 72.55% | 72.76% | 72.95% | 73.10% | 73.30% |
| Public | 28.95% | 28.63% | 28.48% | 28.31% | 27.45% | 27.24% | 27.05% | 26.90% | 26.70% |
| Employee trusts | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.24 L Cr | ₹728.9 | 15.9 | 1.38 | 8.6% | 0.81 | +4.7% | -23.4% |
| ICICI Bank Limited | ₹9.62 L Cr | ₹1,334.5 | 17.3 | 2.65 | 14.9% | 0.57 | +9.1% | -3.5% |
| State Bank of India | ₹9.03 L Cr | ₹978.5 | 10.4 | 1.52 | 14.0% | 1.22 | +9.2% | +13.0% |
| Bajaj Finance Limited | ₹6.49 L Cr | ₹982 | 32.4 | 5.69 | 16.7% | 3.10 | +19.7% | -4.6% |
| Life Insurance Corporation Of India | ₹5.15 L Cr | ₹406 | 8.6 | 2.92 | 32.5% | — | +8.7% | -54.6% |
| Kotak Mahindra Bank Limited | ₹4.03 L Cr | ₹405 | 19.9 | 2.22 | 10.6% | 0.53 | -0.3% | -80.1% |
| Axis Bank Limited | ₹3.87 L Cr | ₹1,186.5 | 14.1 | 1.80 | 12.3% | 1.30 | +4.0% | +2.4% |
| Bajaj Finserv Limited | ₹2.95 L Cr | ₹1,762.3 | 28.8 | 3.79 | 12.6% | 4.64 | +13.6% | -14.8% |
| Shriram Finance Limited | ₹2.38 L Cr | ₹990 | 17.8 | 3.61 | 15.2% | 2.76 | +13.9% | +58.4% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,755 | 67.7 | 9.25 | 12.9% | — | -4.3% | -3.4% |
| ICICI Prudential Asset Management Company Limited | ₹1.57 L Cr | ₹3,169.2 | 46.1 | 37.67 | 79.1% | — | +23.1% | — |
| Starteck Finance Limited | ₹251.57 Cr | ₹245.55 | 10.3 | 0.96 | 9.0% | 1.33 | +24.2% | -23.9% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 27
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.