REGENCY.BO · BSE
REGENCY FINCORP LIMITED
₹45.62
-0.57% (-₹0.26)
Prev. close
₹45.88
Volume
3,12,105
As of
22 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About REGENCY FINCORP LIMITED
Regency Fincorp Limited operates as a non-banking financial company in India. It offers micro-business/personal loans, merchant financing, MSME loans, and women entrepreneurs' loans, as well as loans against property. The company also provides short-term loans for purchasing inventory, business expansion, plant and machinery, display panels, and office furniture and automation, as well as mining equipment loans. In addition, the company provides credit assessment, risk management, and digital onboarding services. It serves households, as well as micro, small, and medium enterprises. The company was formerly known as Regency Investments Limited. The company was incorporated in 1993 and is headquartered in Zirakpur, India.
Details
Sector
Financial Services
Industry
Credit Services
CEO
Mr. Gaurav Kumar Abrol
Headquarters
Zirakpur
Employees
159
Website
regencyfincorp.comExchange
View on BSE ↗Key stats
Market cap
₹367.82 Cr
P/E ratio (TTM)
25.3
EPS (TTM)
₹1.81
Beta (1Y · daily vs NIFTY 50)
0.79
Beta (5Y · monthly vs NIFTY 50)
0.85
Shares float
4.39 Cr
EPS · quarter ended Jun 2026
₹0.79
Financial Performance
01 · Financials
FY23 growth needs FY22 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹13.49 Cr | ₹15.34 Cr | ₹20.14 Cr | ₹35.82 Cr | |
| EBITDA | ₹1.65 Cr | ₹3.41 Cr | ₹7.43 Cr | ₹19.10 Cr |
| ₹92.49 L | ₹1.97 Cr | ₹4.98 Cr | ₹13.42 Cr | |
| Diluted EPS | ₹0.87 | ₹0.51 | ₹0.78 | ₹1.47 |
Interest expense has filed figures for only some of the years shown — the missing years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹106.27 Cr | ₹147.14 Cr | ₹229.11 Cr | ₹330.27 Cr | |
| ₹89.73 Cr | ₹94.65 Cr | ₹104.54 Cr | ₹155.75 Cr | |
| Stockholders' equity | ₹13.66 Cr | ₹50.59 Cr | ₹121.84 Cr | ₹160.49 Cr |
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ₹11.79 Cr | ₹9.91 Cr | ₹11.39 Cr | ₹26.93 Cr | |
| Investing cash flow | ₹-14.53 Cr | ₹-28.80 Cr | ₹-48.17 Cr | ₹-87.30 Cr |
| ₹3.64 Cr | ₹30.92 Cr | ₹68.11 Cr | ₹66.29 Cr | |
| Capital expenditure | ₹-1.06 Cr | ₹-4.33 Cr | ₹-2.37 Cr | ₹-3.45 Cr |
| End cash position | ₹2.21 Cr | ₹14.24 Cr | ₹45.57 Cr | ₹51.49 Cr |
Debt repaid has filed figures for only some of the years shown — the missing years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.39 L Cr | ₹738.6 | 16.1 | 1.39 | 8.6% | 0.81 | +4.7% | -23.4% |
| ICICI Bank Limited | ₹9.65 L Cr | ₹1,339.6 | 17.4 | 2.66 | 14.9% | 0.57 | +9.1% | -4.4% |
| State Bank of India | ₹9.11 L Cr | ₹987 | 10.6 | 1.53 | 14.0% | 1.22 | +9.2% | +15.4% |
| Bajaj Finance Limited | ₹6.35 L Cr | ₹1,008.8 | 31.4 | 5.57 | 16.7% | 3.10 | +19.7% | +0.2% |
| Life Insurance Corporation Of India | ₹5.16 L Cr | ₹400 | 8.6 | 2.92 | 32.5% | — | +8.7% | -55.2% |
| Kotak Mahindra Bank Limited | ₹4.13 L Cr | ₹412.65 | 20.3 | 2.28 | 10.6% | 0.53 | -0.3% | -79.6% |
| Axis Bank Limited | ₹3.89 L Cr | ₹1,242.7 | 14.1 | 1.81 | 12.3% | 1.30 | +4.0% | +8.6% |
| Bajaj Finserv Limited | ₹2.96 L Cr | ₹1,823.4 | 29.3 | 3.80 | 12.6% | 4.64 | +13.6% | -11.9% |
| Shriram Finance Limited | ₹2.38 L Cr | ₹1,006 | 17.9 | 3.61 | 15.2% | 2.76 | +13.9% | +60.2% |
| SBI Life Insurance Company Limited | ₹1.76 L Cr | ₹1,756.3 | 67.6 | 9.23 | 12.9% | — | -4.3% | -5.5% |
| ICICI Prudential Asset Management Company Limited | ₹1.59 L Cr | ₹3,151.2 | 45.7 | 38.01 | 79.1% | — | +23.1% | — |
| REGENCY FINCORP LIMITED | ₹367.82 Cr | ₹45.88 | 25.3 | 2.29 | 8.4% | 0.97 | +77.9% | +9.1% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Concall transcripts
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.