PML · NSE
Paul Merchants Limited
₹486
-2.58% (-₹12.85)
Prev. close
₹498.85
Volume
1,239
Delivery %
98.9%
As of
23 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About Paul Merchants Limited
Paul Merchants Limited, together with its subsidiaries, provides financial services in India. It operates through Forex, Travel, and Other segments. The company offers foreign exchange services in the form of currency notes, traveler cheques, travel cards, outward remittance, and foreign currency drafts; tour and travel services, including air ticketing, hotel accommodation, bus and cruise tours, holiday packages, travel insurance, and forex services; domestic and international money transfer services; PPI instruments; insurance products; business, personal, and gold loans; and business payment solutions for legal, financial, and educational institutions. It also engages in buying and selling real estate properties. In addition, it offers large corporate lending, vehicle loans, direct assignment of loans, co-lending partnerships, loans against securities, loans against silver, and other financial products. The company was formerly known as Brite Agro Mills Ltd and changed its name to Paul Merchants Limited in 1991. Paul Merchants Limited was incorporated in 1984 and is based in Chandigarh, India.
Details
Sector
Financial Services
Industry
Capital Markets
CEO
Mr. Rajneesh Bansal
Headquarters
Chandigarh
Employees
318
Website
paulmerchants.netExchange
View on NSE ↗Key stats
Market cap
₹149.88 Cr
P/E ratio (TTM)
7.3
EPS (TTM)
₹66.46
Beta (5Y monthly)
0.97
Shares float
6.00 L
EPS · quarter ended Jun 2026
₹28.88
Financial Performance
01 · Financials
Revenue for Mar 2021–Mar 2022 is as filed with BSE (consolidated), and the first plotted growth figure is computed against Mar 2020 revenue as filed with BSE; the two sources' revenue definitions differ by 0.2% on Mar 2023. FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹3,035.08 Cr | ₹5,365.03 Cr | ₹6,997.79 Cr | ₹6,484.39 Cr | ₹3,319.22 Cr | ₹2,062.57 Cr | |
| EBITDA | ₹52.02 Cr | ₹69.00 Cr | ₹80.74 Cr | ₹13.50 Cr | ₹-5.59 Cr | ₹25.07 Cr |
| ₹33.45 Cr | ₹40.17 Cr | ₹44.01 Cr | ₹54.63 Cr | ₹63.84 Cr | ₹268.74 Cr | |
| Diluted EPS | — | — | ₹142.71 | ₹177.13 | ₹206.99 | ₹871.41 |
Depreciation & amortisation, Pretax income, Tax provision, Interest expense, Diluted EPS have filed figures for only some of the years shown — the missing years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| — | — | ₹889.86 Cr | ₹1,156.33 Cr | ₹1,587.30 Cr | ₹940.06 Cr | |
| — | — | ₹307.38 Cr | ₹492.89 Cr | ₹23.50 Cr | ₹10.36 Cr | |
| Stockholders' equity | — | — | ₹510.77 Cr | ₹565.20 Cr | ₹628.88 Cr | ₹897.27 Cr |
Total assets, Current assets, Trade receivables, Cash & equivalents, Non-current assets, Fixed assets, Total debt, Long-term debt, Current (short-term) debt, Others, Stockholders' equity have filed figures for only some of the years shown — the missing years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| — | — | ₹-154.18 Cr | ₹-135.23 Cr | ₹447.85 Cr | ₹412.00 Cr | |
| Investing cash flow | — | — | ₹45.59 L | ₹-4.91 Cr | ₹17.08 Cr | ₹-387.35 Cr |
| — | — | ₹155.35 Cr | ₹142.97 Cr | ₹-471.35 Cr | ₹-13.80 Cr | |
| Capital expenditure | — | — | ₹-7.71 Cr | ₹-11.31 Cr | ₹-4.19 Cr | ₹-11.59 Cr |
| End cash position | — | — | ₹22.23 Cr | ₹25.07 Cr | ₹18.65 Cr | ₹29.50 Cr |
Operating cash flow, Depreciation & amortization, Change in working capital, Investing cash flow, Financing cash flow, Debt issued, Capital expenditure, End cash position have filed figures for only some of the years shown — the missing years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.34 L Cr | ₹735.6 | 16.1 | 1.39 | 8.6% | 0.81 | +4.7% | -22.6% |
| ICICI Bank Limited | ₹9.58 L Cr | ₹1,326.8 | 17.3 | 2.64 | 14.9% | 0.57 | +9.1% | -3.6% |
| State Bank of India | ₹9.07 L Cr | ₹983 | 10.7 | 1.52 | 14.0% | 1.22 | +9.2% | +14.1% |
| Bajaj Finance Limited | ₹6.49 L Cr | ₹982 | 32.4 | 5.69 | 16.7% | 3.10 | +19.7% | -4.6% |
| Life Insurance Corporation Of India | ₹5.14 L Cr | ₹409.05 | 8.5 | 2.91 | 32.5% | — | +8.7% | -53.9% |
| Kotak Mahindra Bank Limited | ₹4.04 L Cr | ₹404 | 20.3 | 2.23 | 10.6% | 0.53 | -0.3% | -79.9% |
| Axis Bank Limited | ₹3.69 L Cr | ₹1,222.4 | 14.0 | 1.72 | 12.3% | 1.30 | +4.0% | +4.8% |
| Bajaj Finserv Limited | ₹2.95 L Cr | ₹1,762.3 | 28.8 | 3.79 | 12.6% | 4.64 | +13.6% | -14.8% |
| Shriram Finance Limited | ₹2.33 L Cr | ₹994.1 | 17.5 | 3.53 | 15.2% | 2.76 | +13.9% | +62.2% |
| SBI Life Insurance Company Limited | ₹1.76 L Cr | ₹1,742 | 67.8 | 9.23 | 12.9% | — | -4.3% | -3.7% |
| ICICI Prudential Asset Management Company Limited | ₹1.57 L Cr | ₹3,184.6 | 45.9 | 37.55 | 79.1% | — | +23.1% | — |
| Paul Merchants Limited | ₹149.88 Cr | ₹486 | 7.3 | 0.17 | 30.0% | 0.01 | -37.9% | — |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.