J&KBANK · NSE
The Jammu & Kashmir Bank Limited
₹146.58
-0.48% (-₹0.7)
Prev. close
₹147.28
Volume
36,53,479
Delivery %
56.9%
As of
18 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About The Jammu & Kashmir Bank Limited
Jammu and Kashmir Bank Limited provide various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary, pension, and NRE and NRO accounts; and term deposits. The company also provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. In addition, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Further, the company provides government sponsored schemes; life, lodge, and non-life insurance products; debit and credit cards; NRI products; and merchant acquiring services. Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India.
Details
Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Amitava Chatterjee
Headquarters
Srinagar
Employees
11,934
Website
jkb.bank.inExchange
View on NSE ↗Key stats
Market cap
₹16,141.13 Cr
P/E ratio (TTM)
7.0
Dividend yield
1.43%
EPS (TTM)
₹20.91
Beta (1Y · daily vs NIFTY 50)
1.46
Beta (5Y · monthly vs NIFTY 50)
1.13
Shares float
41.50 Cr
EPS · quarter ended Jun 2026
₹3.89
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide.
02 · Earnings Per Share (EPS)
03 · Dividend Profile
Growth compares completed fiscal-year dividend totals on the company's own calendar: April–March (Indian FY), taken from its reported period-ends. Payout ledger: NSE corporate actions.
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based · pre-FY23 not filed in verifiable form
05 · Capital Structure & Asset Utilization
Pre-FY23 not filed in verifiable form
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
Pre-FY23 not filed in verifiable form
07 · Debt Level & Coverage
Pre-FY23 not filed in verifiable form
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹8,839.50 Cr | ₹8,803.39 Cr | ₹5,426.38 Cr | ₹5,966.00 Cr | ₹7,029.59 Cr | ₹6,873.94 Cr | |
| ₹428.45 Cr | ₹494.85 Cr | ₹1,180.52 Cr | ₹1,771.22 Cr | ₹2,081.79 Cr | ₹2,359.51 Cr | |
| Diluted EPS | ₹6.01 | ₹5.96 | ₹12.25 | ₹16.84 | ₹18.91 | ₹21.42 |
Employee benefit expense, Interest expense, Other income have filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹1.20 L Cr | ₹1.31 L Cr | ₹1.46 L Cr | ₹1.55 L Cr | ₹1.69 L Cr | ₹1.89 L Cr | |
| Total debt | ₹2,015.20 Cr | ₹2,370.82 Cr | ₹2,892.31 Cr | ₹2,885.00 Cr | ₹2,382.84 Cr | ₹3,381.00 Cr |
| Stockholders' equity | ₹6,802.27 Cr | ₹7,983.62 Cr | ₹9,896.33 Cr | ₹12,192.73 Cr | ₹14,208.31 Cr | ₹16,499.78 Cr |
Cash & equivalents has filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹-1.42 L Cr | ₹-1,568.05 Cr | ₹-407.10 Cr | ₹-852.55 Cr | ₹2,723.15 Cr | ₹-1,125.68 Cr | |
| Investing cash flow | ₹-7.60 L Cr | ₹-85.18 Cr | ₹-123.51 Cr | ₹-257.26 Cr | ₹-102.10 Cr | ₹302.00 Cr |
| ₹-19.88 L Cr | ₹941.43 Cr | ₹637.59 Cr | ₹407.43 Cr | ₹-1,034.38 Cr | ₹-499.93 Cr | |
| Capital expenditure | ₹-7.60 L Cr | ₹-85.18 Cr | ₹-123.51 Cr | ₹-185.69 Cr | ₹-102.10 Cr | ₹-469.37 Cr |
| End cash position | — | ₹8,791.90 Cr | ₹8,898.86 Cr | ₹8,196.47 Cr | ₹9,783.15 Cr | ₹7,855.24 Cr |
End cash position has filed figures for only some of the years shown — no further verified source covers the rest, so those years are left blank rather than estimated.
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21 | Sep 21 | Dec 21–Mar 22(2Q) | Apr 22–Dec 22(4Q) | Mar 23–Sep 23(4Q) | Dec 23–Jun 26(12Q) |
|---|---|---|---|---|---|---|
| Promoter | 70.12% | 68.18% | 70.12% | 68.03% | 63.41% | 59.40% |
| Public | 29.88% | 31.82% | 29.88% | 31.97% | 36.59% | 40.60% |
| Employee trusts | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.27 L Cr | ₹731 | 16.2 | 1.38 | 8.6% | 0.81 | +4.7% | -25.2% |
| ICICI Bank Limited | ₹9.75 L Cr | ₹1,347.6 | 17.6 | 2.69 | 14.9% | 0.57 | +9.1% | -5.0% |
| State Bank of India | ₹9.16 L Cr | ₹996.2 | 10.6 | 1.54 | 14.0% | 1.22 | +9.2% | +16.6% |
| Bajaj Finance Limited | ₹6.31 L Cr | ₹1,040.3 | 31.1 | 5.54 | 16.7% | 3.10 | +19.7% | +4.4% |
| Life Insurance Corporation Of India | ₹5.06 L Cr | ₹407.7 | 8.4 | 2.87 | 32.5% | — | +8.7% | -54.2% |
| Kotak Mahindra Bank Limited | ₹4.08 L Cr | ₹415 | 20.5 | 2.25 | 10.6% | 0.53 | -0.3% | -79.5% |
| Axis Bank Limited | ₹3.86 L Cr | ₹1,240 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +10.1% |
| Bajaj Finserv Limited | ₹2.98 L Cr | ₹1,852.5 | 29.4 | 3.82 | 12.6% | 4.64 | +13.6% | -10.5% |
| Shriram Finance Limited | ₹2.34 L Cr | ₹1,010 | 17.6 | 3.55 | 15.2% | 2.76 | +13.9% | +61.1% |
| SBI Life Insurance Company Limited | ₹1.77 L Cr | ₹1,731 | 68.0 | 9.29 | 12.9% | — | -4.3% | -5.0% |
| ICICI Prudential Asset Management Company Limited | ₹1.53 L Cr | ₹3,098 | 43.8 | 36.57 | 79.1% | — | +23.1% | — |
| The Jammu & Kashmir Bank Limited | ₹16,218.22 Cr | ₹146.58 | 7.0 | 0.98 | 14.3% | 0.20 | -2.2% | +40.2% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 28
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.
Index membership
25 indices
NSE weights are a free-float market-cap-share estimate, not NSE’s own published (and sometimes capped) index weight. BSE weights are BSE’s own published index weight, not an estimate. Indices without weight data are listed without one, in alphabetical order after the weighted ones.