DIGISPICE · NSE
DiGiSPICE Technologies Limited
₹16.5
+0.61% (+₹0.1)
Prev. close
₹16.4
Volume
89,439
Delivery %
85.1%
As of
23 Sept 2026
Price history
No analyst calls on this stock in the last 90 days yet.
Explore by date range →Analyst opinions
Fundamentals
About DiGiSPICE Technologies Limited
DiGiSPICE Technologies Limited engages in the business of financial technologies services through tech- enabled hyper local payments network platforms in India. It offers cash-in/cash-out, mini-ATM transactions, and e-KYC-based account openings to money transfers; credit and loan services; insurance; and bill payments, as well as collection services, and current and savings accounts. The company also provides aadhaar-enabled payment system (AePS), cash management services (CMS), domestic money transfer (DMT), micro ATM, bharat bill payment system (BBPS), recharges, PAN, and travel services through Adhikaris; micro point of sale services (mPOS); subscription packs, remittances, credit distribution, and banking services; Spice UPI, a PPI wallet; and lending business that provide credit solutions to both merchants and consumers. In addition, it offers secured and unsecured lending products; digital financial and e-retail services across rural and semi-urban; and bookings for trains, flights, buses, and hotels through the Travel Union platform. The company was formerly known as Spice Mobility Limited and changed its name to DiGiSPICE Technologies Limited in August 2019. The company was incorporated in 1986 and is based in Noida, India. DiGiSPICE Technologies Limited operates as a subsidiary of Spice Connect Private Limited.
Details
Sector
Financial Services
Industry
Financial Conglomerates
CEO
Mr. Sanjeev Kumar Jain B.com, FCA
Headquarters
Noida
Website
digispice.comExchange
View on NSE ↗Key stats
Market cap
₹343.99 Cr
P/E ratio (TTM)
17.7
EPS (TTM)
₹0.93
Beta (1Y · daily vs NIFTY 50)
0.73
Beta (5Y · monthly vs NIFTY 50)
1.34
Shares float
3.20 Cr
EPS · quarter ended Jun 2026
₹0.28
Financial Performance
01 · Financials
FY21 growth needs FY20 filings, which the data source doesn't provide. Net income is omitted from this chart: coverage begins inside the plotted window, and every plotted period must carry a complete point set — the P&L table below has the available figures.
02 · Earnings Per Share (EPS)
04 · Operating Efficiency (Growth Rates)
Balance-sheet-based
05 · Capital Structure & Asset Utilization
Asset turnover needs a prior year of assets — omitted for the earliest available year.
06 · Asset Base Composition
07 · Debt Level & Coverage
08 · Profit & Loss
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹712.10 Cr | ₹990.61 Cr | ₹431.54 Cr | ₹439.43 Cr | ₹448.48 Cr | ₹464.65 Cr | |
| EBITDA | ₹37.31 Cr | ₹34.33 Cr | ₹24.39 Cr | ₹73.31 Cr | ₹-17.39 Cr | ₹41.02 Cr |
| — | ₹5.42 Cr | ₹-20.60 Cr | ₹11.67 Cr | ₹-39.14 Cr | ₹18.97 Cr | |
| Diluted EPS | ₹0.49 | ₹0.23 | ₹-0.89 | ₹0.51 | ₹-1.68 | ₹0.81 |
Net income has filed figures for only some of the years shown — the missing years are left blank rather than estimated.
09 · Balance Sheet
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹531.00 Cr | ₹700.00 Cr | ₹708.00 Cr | ₹649.00 Cr | ₹713.00 Cr | ₹806.00 Cr | |
| — | — | ₹83.71 Cr | ₹26.04 Cr | ₹78.97 Cr | ₹83.65 Cr | |
| Stockholders' equity | ₹238.00 Cr | ₹247.00 Cr | ₹232.00 Cr | ₹246.00 Cr | ₹212.00 Cr | ₹235.00 Cr |
Current assets, Trade receivables, Cash & equivalents, Non-current assets, CWIP, Others, Total debt, Long-term debt, Current (short-term) debt have filed figures for only some of the years shown — the missing years are left blank rather than estimated.
Annual only — the data source doesn’t publish quarterly balance-sheet detail for most NSE-listed companies.
10 · Cash Flow Statement
Annual
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ₹118.78 Cr | ₹149.15 Cr | ₹5.95 Cr | ₹41.76 Cr | ₹11.60 Cr | ₹64.40 Cr | |
| Investing cash flow | ₹-82.63 Cr | ₹-119.05 Cr | ₹-37.38 Cr | ₹5.49 Cr | ₹13.73 Cr | ₹-50.11 Cr |
| ₹32.57 L | ₹-7.93 Cr | ₹26.08 Cr | ₹-55.72 Cr | ₹48.32 Cr | ₹3.76 Cr | |
| Capital expenditure | ₹-6.00 Cr | ₹-15.00 Cr | ₹-12.00 Cr | ₹-9.00 Cr | ₹-9.00 Cr | ₹-16.00 Cr |
| End cash position | ₹70.53 Cr | ₹92.70 Cr | ₹140.50 Cr | ₹131.97 Cr | ₹205.62 Cr | ₹223.67 Cr |
Annual only — the data source has no quarterly cash-flow-statement coverage.
11 · Shareholding Pattern
NSE, quarterly
| Line item | Sep 21 | Dec 21 | Mar 22 | Jun 22 | Sep 22 | Dec 22–Sep 23(4Q) | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25–Jun 25(2Q) | Sep 25 | Dec 25–Mar 26(2Q) | Jun 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 73.97% | 73.70% | 73.37% | 73.34% | 73.19% | 73.18% | 73.00% | 72.97% | 72.89% | 72.74% | 72.64% | 72.96% | 72.76% | 72.70% | 72.64% |
| Public | 26.03% | 26.30% | 26.63% | 26.66% | 26.81% | 26.82% | 27.00% | 27.03% | 27.11% | 27.26% | 27.36% | 27.04% | 27.24% | 27.30% | 27.36% |
| Employee trusts | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Source: NSE quarterly shareholding-pattern filings, collapsed to periods where the reported percentages held steady — a column spanning several quarters means no change was filed across them. No FII/DII sub-split available from this source — Public includes all non-promoter, non-employee-trust holders.
12 · Peer Comparison
Financial Services
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹11.37 L Cr | ₹737.25 | 16.1 | 1.39 | 8.6% | 0.81 | +4.7% | -23.0% |
| ICICI Bank Limited | ₹9.62 L Cr | ₹1,340 | 17.3 | 2.65 | 14.9% | 0.57 | +9.1% | -3.9% |
| State Bank of India | ₹9.11 L Cr | ₹987 | 10.6 | 1.53 | 14.0% | 1.22 | +9.2% | +15.4% |
| Bajaj Finance Limited | ₹6.35 L Cr | ₹1,008.8 | 31.4 | 5.57 | 16.7% | 3.10 | +19.7% | +0.2% |
| Life Insurance Corporation Of India | ₹5.12 L Cr | ₹407.5 | 8.5 | 2.90 | 32.5% | — | +8.7% | -54.6% |
| Kotak Mahindra Bank Limited | ₹4.13 L Cr | ₹412.65 | 20.3 | 2.28 | 10.6% | 0.53 | -0.3% | -79.6% |
| Axis Bank Limited | ₹3.87 L Cr | ₹1,243.2 | 14.0 | 1.80 | 12.3% | 1.30 | +4.0% | +6.2% |
| Bajaj Finserv Limited | ₹2.92 L Cr | ₹1,846.5 | 28.8 | 3.74 | 12.6% | 4.64 | +13.6% | -11.4% |
| Shriram Finance Limited | ₹2.37 L Cr | ₹1,010.8 | 17.8 | 3.59 | 15.2% | 2.76 | +13.9% | +60.8% |
| SBI Life Insurance Company Limited | ₹1.76 L Cr | ₹1,760 | 67.6 | 9.23 | 12.9% | — | -4.3% | -3.3% |
| ICICI Prudential Asset Management Company Limited | ₹1.56 L Cr | ₹3,179 | 44.9 | 37.34 | 79.1% | — | +23.1% | — |
| DiGiSPICE Technologies Limited | ₹343.99 Cr | ₹16.5 | 17.7 | 1.47 | 8.1% | 0.36 | +3.6% | -45.2% |
Ranked by market cap within Financial Services, same metrics as the Fundamentals screener. Click a column to sort.
Documents
Annual reports
Show all 21
Concall transcripts
Show all 13
Official documents linked from their sources — offer documents as filed with SEBI (sebi.gov.in), annual reports and earnings-call transcripts as published on BSE (bseindia.com) and NSE (nseindia.com). Links open the source's own hosting; nothing is re-hosted here.