“Sandip Sabharwal finds HDFC Bank's valuations attractive, noting it trades at a discount to some private sector banks, particularly around the ₹1,800 level. He believes the operational challenges from the merger are largely behind, and while the CEO appointment remains a key trigger, a revival of foreign fund flows is crucial for the over-owned stock to perform better.”

Sandip Sabharwal’s track record: 8 graded calls · 95% CI 22–78%