“Market expert Sandip Sabharwal is bullish on the overall banking sector, expecting strong performance over the next one to two years. This outlook is driven by accelerating credit growth (currently 18%), easing margin pressures with potential for expansion, and improving asset quality. He anticipates robust loan growth of 15-18% to translate into healthy earnings, further supported by expected FCNR flows of $50-60 billion which will address deposit accretion concerns.”

Sandip Sabharwal’s track record: 8 graded calls · 95% CI 22–78%