“Sandip Sabharwal is bullish on the overall banking sector for the next one to two years, expecting strong earnings growth. This outlook is driven by accelerating credit growth (currently 18%), easing margin pressures with potential for expansion, improving asset quality, and leadership transitions removing uncertainties. Expected FCNR flows of $50-60 billion are also anticipated to ease deposit accretion concerns.”

Sandip Sabharwal’s track record: 8 graded calls · 95% CI 22–78%