“Sandip Sabharwal holds strong conviction in large private banks, particularly ICICI Bank, due to well-controlled asset quality and expected acceleration in system credit growth next year. He sees ICICI Bank as a standout largecap bet given its strong net interest income performance and operational quality, while HDFC Bank is still a work in progress in the near term.”

Sandip Sabharwal’s track record: 8 graded calls · 95% CI 22–78%