“SBI delivered a strong operational performance in Q1 FY27, with standalone net profit up 10.23% YoY and NII surging 14.88% YoY. Profitability was bolstered by sequential margin expansion, with Whole Bank NIM rising 5 bps QoQ to 2.86%. Robust ROA of 1.11% and ROE of 17.87% indicate strong profitability, while balance sheet expansion and strong provision coverage provide a robust buffer for future credit expansion.”