“HDFC Bank is expected to report steady Q1 FY27 earnings, with net profit up 5.9% year-on-year to ₹19,226 crore and NII up 8.5% to ₹34,110 crore. Margins are seen as stable, with seasonal agriculture pressure offset, and asset quality is expected to improve with GNPA ratio declining to 1.1%.”

Motilal Oswal Analysis’s track record: 6 graded calls · 95% CI 19–81%